Life Insurance You Don't Have to Die to Use

Our financial needs change throughout life.  Young families may purchase Term Life Insurance to cover temporary needs, like a mortgage or college education.  Others may buy Universal Life coverage to provide permanent protection.  As we get older, things change. Kids grow up. Mortgages get paid off and planning for retirement becomes a reality.

But one thing doesn't change-the need to protect your family from whatever the future may bring.
Quality of Life...Insurance, is life insurance you literally don't have to die to use.  Issued by American General Life, an A rated carrier with over $541 billion in total assets, QoL is designed with Living Benefits that provide the ability to turn your life insurance contract into an income stream designed to handle the unexpected.

One Size Doesn't Always Fit All--Neither Should Your Life Insurance

American General's Select-a-Term, is based on a simple idea: your policy is for the amount of benefit you need, for the length of time you need it.

AG Select-a-Term offers insurance for 10 years, or from 15 through 30 years...17 different durations to choose from.  Buy only what you need.  Now that's Life Insurance with Optionality.

Life-Long Protection For You, Your Family or Your Business

Guaranteed Universal Life Insurance from AIG, provides protection for your family or your business thanks to the tax-advantaged power of their Secure Lifetime GUL 3, plus optional riders and features that enable you to tailor the policy to your own personal needs.

Choose a coverage period and premium structure.  Take advantage of Living Benefits and receive supplemental income in times of sickness or for retirement--all guaranteed.

Change the Way You Think About and Use Life Insurance

With Quality of Life...Insurance (QoL), you can protect your family or business in a unique way.  With flexible Living Benefit Riders, QoL allows you to leverage your policy to help protect against premature death, longer life expectancy and critical illness.

Even though we all want to live a long and healthy life, the possibility of being diagnosed with a critical, chronic or terminal illness is a real concern. The Accelerated Benefit Riders help protect against the financial issues that serious illnesses often bring.

The unexpected in life can and does happen and the costs associated with treatment, as well as possible income lost if you are unable to work, can seriously threaten your quality of life.

Quality of Life...Insurance is designed to let you use your life insurance benefits when you need them most.  This innovative and very affordable life insurance policy can help pay the direct costs of treatment for qualifying illnesses or conditions, or any other indirect expenses. 
Quality of Life...Insurance.  Life Insurance You Don't Have to Die to Use.