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  1. My apologies, I was out of the office today and I will be out again for the first part of the day. Per your request here is the statue for Organized Scheme to Defraud [817.034 (1)(d)]and Aggravated White Collar Crime [775.0844]. http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&Search_String=&URL=0800-0899/0817/Sections/0817.034.html Title XLVI CRIMES Chapter 817 FRAUDULENT PRACTICES View Entire Chapter 817.034 Florida Communications Fraud Act.— (1) LEGISLATIVE INTENT.— (a) The Legislature recognizes that schemes to defraud have proliferated in the United States in recent years and that many operators of schemes to defraud use communications technology to solicit victims and thereby conceal their identities and overcome a victim’s normal resistance to sales pressure by delivering a personalized sales message. (b) It is the intent of the Legislature to prevent the use of communications technology in furtherance of schemes to defraud by consolidating former statutes concerning schemes to defraud and organized fraud to permit prosecution of these crimes utilizing the legal precedent available under federal mail and wire fraud statutes. (2) SHORT TITLE.—This section may be cited as the “Florida Communications Fraud Act.” (3) DEFINITIONS.—As used in this section, the term: (a) “Communicate” means to transmit or transfer or to cause another to transmit or transfer signs, signals, writing, images, sounds, data, or intelligences of any nature in whole or in part by mail, or by wire, radio, electromagnetic, photoelectronic, or photooptical system. (b) “Obtain” means temporarily or permanently to deprive any person of the right to property or a benefit therefrom, or to appropriate the property to one’s own use or to the use of any other person not entitled thereto. (c) “Property” means anything of value, and includes: 1. Real property, including things growing on, affixed to, or found in land; 2. Tangible or intangible personal property, including rights, privileges, interests, and claims; and 3. Services. (d) “Scheme to defraud” means a systematic, ongoing course of conduct with intent to defraud one or more persons, or with intent to obtain property from one or more persons by false or fraudulent pretenses, representations, or promises or willful misrepresentations of a future act. (e) “Value” means value determined according to any of the following: 1.a. The market value of the property at the time and place of the offense, or, if such cannot be satisfactorily ascertained, the cost of replacement of the property within a reasonable time after the offense. b. The value of a written instrument that does not have a readily ascertainable market value, in the case of an instrument such as a check, draft, or promissory note, is the amount due or collectible or is, in the case of any other instrument which creates, releases, discharges, or otherwise affects any valuable legal right, privilege, or obligation, the greatest amount of economic loss that the owner of the instrument might reasonably suffer by virtue of the loss of the instrument. c. The value of a trade secret that does not have a readily ascertainable market value is any reasonable value representing the damage to the owner, suffered by reason of losing an advantage over those who do not know of or use the trade secret. 2. If the value of property cannot be ascertained, the trier of fact may find the value to be not less than a certain amount; if no such minimum value can be ascertained, the value is an amount less than $300. 3. Amounts of value of separate properties obtained in one scheme to defraud, whether from the same person or from several persons, shall be aggregated in determining the grade of the offense under paragraph (4)(a). (4) OFFENSES.— (a) Any person who engages in a scheme to defraud and obtains property thereby is guilty of organized fraud, punishable as follows: 1. If the amount of property obtained has an aggregate value of $50,000 or more, the violator is guilty of a felony of the first degree, punishable as provided in s. 775.082, s. 775.083, or s. 775.084. 2. If the amount of property obtained has an aggregate value of $20,000 or more, but less than $50,000, the violator is guilty of a felony of the second degree, punishable as provided in s. 775.082, s. 775.083, or s. 775.084. 3. If the amount of property obtained has an aggregate value of less than $20,000, the violator is guilty of a felony of the third degree, punishable as provided in s. 775.082, s. 775.083, or s. 775.084. (b) Any person who engages in a scheme to defraud and, in furtherance of that scheme, communicates with any person with intent to obtain property from that person is guilty, for each such act of communication, of communications fraud, punishable as follows: 1. If the value of property obtained or endeavored to be obtained by the communication is valued at $300 or more, the violator is guilty of a third degree felony, punishable as set forth in s. 775.082, s. 775.083, or s. 775.084. 2. If the value of the property obtained or endeavored to be obtained by the communication is valued at less than $300, the violator is guilty of a misdemeanor of the first degree, punishable as set forth in s. 775.082 or s. 775.083. (c) Notwithstanding any contrary provisions of law, separate judgments and sentences for organized fraud under paragraph (a) and for each offense of communications fraud under paragraph (b) may be imposed when all such offenses involve the same scheme to defraud. (d) Notwithstanding any other provision of law, a criminal action or civil action or proceeding under this section may be commenced at any time within 5 years after the cause of action accrues; however, in a criminal proceeding under this section, the period of limitation does not run during any time when the defendant is continuously absent from the state or is without a reasonably ascertainable place of abode or work within the state, but in no case shall this extend the period of limitation otherwise applicable by more than 1 year. History.—s. 1, ch. 87-382; s. 1, ch. 2013-208. http://www.leg.state.fl.us/Statutes/index.cfm?App_mode=Display_Statute&URL=0700-0799/0775/Sections/0775.0844.html Title XLVI CRIMES Chapter 775 GENERAL PENALTIES; REGISTRATION OF CRIMINALS View Entire Chapter 775.0844 White Collar Crime Victim Protection Act.— (1) This section may be cited as the “White Collar Crime Victim Protection Act.” (2) Due to the frequency with which victims, particularly elderly victims, are deceived and cheated by criminals who commit nonviolent frauds and swindles, frequently through the use of the Internet and other electronic technology and frequently causing the loss of substantial amounts of property, it is the intent of the Legislature to enhance the sanctions imposed for nonviolent frauds and swindles, protect the public’s property, and assist in prosecuting white collar criminals. (3) As used in this section, “white collar crime” means: (a) The commission of, or a conspiracy to commit, any felony offense specified in: 1. Chapter 560, relating to the Money Transmitters’ Code. 2. Chapter 812, relating to theft, robbery, and related crimes. 3. Chapter 815, relating to computer-related crimes. 4. Chapter 817, relating to fraudulent practices. 5. Chapter 825, relating to abuse, neglect, and exploitation of elderly persons and disabled adults. 6. Chapter 831, relating to forgery and counterfeiting. 7. Chapter 832, relating to the issuance of worthless checks and drafts. 8. Chapter 838, relating to bribery and misuse of public office. 9. Chapter 839, relating to offenses by public officers and employees. 10. Chapter 895, relating to offenses concerning racketeering and illegal debts. 11. Chapter 896, relating to offenses related to financial transactions. (b) A felony offense that is committed with intent to defraud or that involves a conspiracy to defraud. (c) A felony offense that is committed with intent to temporarily or permanently deprive a person of his or her property or that involves a conspiracy to temporarily or permanently deprive a person of his or her property. (d) A felony offense that involves or results in the commission of fraud or deceit upon a person or that involves a conspiracy to commit fraud or deceit upon a person. (4) As used in this section, “aggravated white collar crime” means engaging in at least two white collar crimes that have the same or similar intents, results, accomplices, victims, or methods of commission, or that are otherwise interrelated by distinguishing characteristics and are not isolated incidents, provided that at least one of such crimes occurred after the effective date of this act. (5) Any person who commits an aggravated white collar crime as defined in this section and in so doing either: (a) Victimizes 10 or more elderly persons, as defined in s. 825.101; (b) Victimizes 10 or more veterans, as defined in s. 1.01; (c) Victimizes 20 or more persons, as defined in s. 1.01; or (d) Victimizes the State of Florida, any state agency, any of the state’s political subdivisions, or any agency of the state’s political subdivisions, and thereby obtains or attempts to obtain $50,000 or more, commits a felony of the first degree, punishable as provided in s. 775.082, s. 775.083, or s. 775.084. (6) Notwithstanding any other provision of chapter 921 or any other law, an aggravated white collar crime shall be ranked within the offense severity ranking chart at offense severity level 9. (7) In addition to a sentence otherwise authorized by law, a person convicted of an aggravated white collar crime may pay a fine of $500,000 or double the value of the pecuniary gain or loss, whichever is greater. (8) A person convicted of an aggravated white collar crime under this section is liable for all court costs and shall pay restitution to each victim of the crime, regardless of whether the victim is named in the information or indictment. As used in this subsection, “victim” means a person directly and proximately harmed as a result of the commission of the offense for which restitution may be ordered, including any person directly harmed by the defendant’s criminal conduct in the course of the commission of the aggravated white collar crime. The court shall hold a hearing to determine the identity of qualifying victims and shall order the defendant to pay restitution based on his or her ability to pay, in accordance with this section and s. 775.089. (a) The court shall make the payment of restitution a condition of any probation granted to the defendant by the court. Notwithstanding any other law, the court may order continued probation for a defendant convicted under this section for up to 10 years or until full restitution is made to the victim, whichever occurs earlier. (b) The court retains jurisdiction to enforce its order to pay fines or restitution. The court may initiate proceedings against a defendant for a violation of probation or for contempt of court if the defendant willfully fails to comply with a lawful order of the court. History.—s. 1, ch. 2001-99; s. 6, ch. 2014-200; s. 2, ch. 2020-163. I have reached out to our partner agency (Division of Agent and Agency Services, Bureau of Investigation) for assistance in obtaining some records that are accessible to them. As I stated yesterday and after consulting with 15th Judicial State Attorney’s Office, at this point I would be unable to obtain a blanket subpoena for any entities unless there was specific evidence that would corroborate the broad reach of a blanket subpoena (these are subpoenas issued to an entity where you ask for any and all documents pertaining to date ranges, counties, states, etc.) Please do not hesitate to contact me with further information, and I will continue to follow-up on my end. Regards, Lieutenant Division of Investigative & Forensic Services Florida Bureau of Insurance Fraud Regarding the crime of Churning the following is the following Florida statute http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0600-0699/0626/Sections/0626.9521.html Title XXXVII INSURANCE Chapter 626 INSURANCE FIELD REPRESENTATIVES AND OPERATIONS View Entire Chapter 1626.9521 Unfair methods of competition and unfair or deceptive acts or practices prohibited; penalties.— (1) No person shall engage in this state in any trade practice which is defined in this part as, or determined pursuant to s. 626.951 or s. 626.9561 to be, an unfair method of competition or an unfair or deceptive act or practice involving the business of insurance. (2) Except as provided in subsection (3), any person who violates any provision of this part is subject to a fine in an amount not greater than $5,000 for each nonwillful violation and not greater than $40,000 for each willful violation. Fines under this subsection imposed against an insurer may not exceed an aggregate amount of $20,000 for all nonwillful violations arising out of the same action or an aggregate amount of $200,000 for all willful violations arising out of the same action. The fines may be imposed in addition to any other applicable penalty. (3)(a) If a person violates s. 626.9541(1)(l), the offense known as “twisting,” or violates s. 626.9541(1)(aa), the offense known as “churning,” the person commits a misdemeanor of the first degree, punishable as provided in s. 775.082, and an administrative fine not greater than $5,000 shall be imposed for each nonwillful violation or an administrative fine not greater than $75,000 shall be imposed for each willful violation. To impose an administrative fine for a willful violation under this paragraph, the practice of “churning” or “twisting” must involve fraudulent conduct.
  2. It is awfully sweet telling me. You were defrauded. You are supposed to request refund from your credit card. File complaint with state attorney general (you may get a referal to sue), dept insurance, ftc fraud hotline, your state rep and state senator. Tell the world by interviewing with me on YouTube. Call me at 561 440 9245 and I will walk you through to be made whole.
  3. You got defrauded. Complain to the state Attorney General, dept insurance, and others. Get a refund from Visa if you paid within the last 18 months for the leads. Call my office at 561 440 9245 and lets do interview.
  4. You got defrauded on the leads. As a victim of fraud, get a refund from your credit card. Inform your state attorney general. Call my office at 561 440 9245. Sign up to www.naaip.org
  5. I appreciate the fact that you have watched this video until the very end. It is understood that the information that was revealed on this phone call is thoroughly convincing that Family First Life is, in essence, a criminal enterprise. You, in seeing this video are witnesses to a crime. You are encouraged to provide this information and our entire FFL Witness Playlist to your state department of insurance, state attorney general, state representative, state senator and the FTC fraud hotline. I did not reveal the full names of the Florida insurance agent that called my office and his upline on this video. Please call my office at NAAIP.org, and I can provide you that information. In order that the YouTube algorithm shows this video to more people, a "LIKE" is extremely helpful. Please note that I, personally, respond to every comment on YouTube. See you next time. Hello , Subject line: Video Evidence that Should Put FFL CEO in Jail & Website Page Speed & Lead News Remember that I called it first. The Family First Life CEO will end up in jail. You cannot defraud tens of thousands of new insurance agents and just enjoy life. As if nothing happened. The newest video evidence is so persuasive that there is "NO WAY" that Shawn Meaike of Family First Life does not end up behind bars. See YouTube video here: Agent Jimel Bronson of Jacksonville, Florida calls my office. Jimel tells me how FFL ruined his business and wants my help getting him a release. Jimel proceeds to tell me the evidence that will put Shawn Meaike behind bars. Jimel and his team of 12 agents received "bounty leads." These bounty leads were the information from active Americo policies that were sold by new agents in the previous few months. Jimel replaced these Americo policies by having the client buy two times more coverage from Mutual of Omaha for the same premium. Quotes from Jimel "The managers will replace new agents policies (from bounty leads) even when the agent is active" "I was buying bounty leads and made approximately 15 sales from them" This bounty leads/Americo that Agent Jimel describes has to be a small part of the largest systemic churning operation in the history of the USA insurance industry. Jimel's upline, Zach Hart formerly of American Income Life is complicit in this churning. I can only feel sad for the poor agents that were "promised the moon" when then joined FFL. Bought leads, made a few Americo sales and subsequently had their policies systemically replaced. I put significant effort into making this latest video. Please like and share. Website News: https://gtmetrix.com to check page speed of your website. NAAIP websites upload in 0.5 to 0.9 seconds. Competing websites usually upload in 3 seconds. If you upload external images or videos make sure you "optimize." For images- https://imagecompressor.com/ and for videos https://www.freeconvert.com/video-compressor or https://compress-video-online.com/. The main factor to move your website up Google (SEO) is website quality and upload speed is HUGE. The quality of NAAIP website builder is far superior to major competitors that have stock market capitalization in the billions of dollars. The GTMETRIX page speed tool is actual proof of my claims. Leads: NAAIP's business model involves insurance agents offering websites building services to local business owners. I am describing a legitimate, long-term lead generation system that should propel an agent to 6-figure income. I am doing an in-depth dive study on lead generation vendors, and they now charge $45 for a fixed price final expense lead while a fixed price mortgage protection lead is $100. Join my next video conference call which starts in 1 minute. Your site should be on a domain name that you own! - If you don't feel like doing the step one and two yourself. I will do it for you if you are a contributing subscriber which is $12 per month. Thank you for giving me the opportunity to help you earn more money.
  6. Subject line: Confirmation on Family First Life Bounty Leads: Churning & Elder Abuse Evidence This is evidence of a major fraud. Wolf of Wall Street pales in comparison. Greg Birch, former Senior VP of FFL, originally told me about "Bounty Leads' earlier this year on his 17-minute YouTube blockbuster interview. Which is how Family First Life sells agents' books of business, with a particular emphasis on Americo Life sales. A 35-year-old male non-smoker 30 year term $250,000 - best rate for Americo Life would be $86/month. While a healthy prospect could get similar coverage for $21 per month. Darn easy to replace. Now we have a 400K per year agent named, Agent Rosales confirming Greg's allegation. See Agent Rosales blockbuster 14-minute YouTube confirmation of 'Bounty Leads." Agent Rosales tells us: "You have a chance to replace their policies is what management says in marketing "bounty leads"" "They say they only sell it (leads) to one FFL agent, but they end up reselling it over and over" "The upline is doing shady "@#%", forged my signature on a DocuSign paper to get the approval" (obviously FFL allowed it, and that is what is pissing off the agent) "I am looking for a better IMO" "FFL wants you to sell Americo" "I bought a lead and have it in my CRM, and the next week they just sold it to another agent that works in my office" "They would probably get a hold of your whole business and sell it to someone else to go ahead and run those leads" Last week, I spoke with an agent in Oklahoma who sold 100 policies and 85 of those policies cancelled. I suspect that "Bounty Leads' were the cause. Upcoming videos will show my conversation with a Family First Life recruiter, and you will see for yourself the lies to new agents. Another upcoming blockbuster video will give over direct evidence specific to churning and elder abusing FFL clients. Please like the YouTube videos to help the algorithm show more agents this important information. It should be noted that I, personally, respond to every comment on the videos. I welcome your comments. Subject line: Finally I Can Call "Family First Life" a Criminal Organization This is the real deal. A high-tech media company that is using "the cult playbook" to defraud tens of thousands of agents and hundreds of thousands of insurance customers, and harass millions of Americans by violating do no call laws. My telephone conversation with a Family First Life recruiter confirms what I have been repeatedly been told. Agents are being promised the moon and specifically told that there is a never-ending supply of $11 exclusive leads. This YouTube interview was already sent to the FTC. It is a clear violation of the FTC's cease and desist order to FFL from December 27, 2021. As well, this is huge evidence that your State Attorney General should be aware of. Interesting Quotes: "Family First Life has a ton of leads, we never run out" ($11 exclusive leads). "Refilled every minute of every day." "Typically, the first batch of leads that everyone (agents) purchases is around $1,000 which guarantees a handful of sales which more than overcompensates for what you've spent." "Put it on your credit card and when you get the commission, you just pay it off." The fraudster recruiter also encouraged me to build a business, which means to recruit agents, build a team. Promising "the business is yours, If you decided in two years that you wanted to leave you can leave and take your book of business." Yet, towards the end of the conversation the fraudster recruiter admits that FFL will never give "a release" which means that the whole promise of "freedom" was just a ploy to defraud team-builders. Next week's video will be equally explosive, I have confirmation of bounty leads being sold to top-level agents. Replacing policies of new agents. Even agents that are still with FFL. This definitely explains how agent Beverly of Oklahoma sold 100 policies and 85 cancelled. You will notice the huge quality increase in this latest video. I implemented the audio control of "Low Bass" using Filmora video editing software. Silly me, that I did not totally understand video editing when I started these YouTube videos. Agents are going through similar issues with their business. I am here to help you on every aspect of your insurance business, websites and now video editing. Please join my next video conference call which starts NOW. Please like the YouTube videos to help the algorithm show more agents this important information. It should be noted that I, personally, respond to every comment on the videos. I welcome your comments.
  7. Family First Life Using ZipRecruiter to Violate FTC Cease & Desist. Video Evidence. I have noticed that FFL has been banned from recruiting from Indeed.com, but ZipRecruiter still allows FFL to defraud agents using their platform. I applied to Family First Life recruiters and recorded the conversations. Not surprisingly, I was told that FFL has an endless supply of exclusive leads that are being sold for 11 dollars and another recruiter tells me that $20,000 a few months after a starting is the norm. Obviously, I forwarded these videos to the Federal Trade Commission. I invite you to watch my playlist of over 40 videos and you will understand that Family First Life is lying when talking about leads and probably income. The best video I have ever seen on YouTube. by James Jani. The Multilevel Marketing Cults: Lies, Pyramid Schemes, and the Pursuit of Financial Freedom. 29 Minutes that will shake your body. See it on YouTube. Let's discuss this video on my daily conference call which is happening now. Latest Family First Life News: I have discovered as well that new FFL agents are acting as fronters for the managers. Selling overpriced Americo and then leaving the business as their uplines replace the policies with more competitive ones. Chargebacks after chargebacks. Gathering video evidence to make a great video.
  8. A top level Family First Life agent named Daniel Rosales called my office and bares inside information that new recruits are not supposed to hear. Hear why Agent Rosales will not buy leads from Family First Life, How Agent Rosales is being refused a transfer by FFL CEO, Shawn Meaikee. How and Why Agent Rosales wants to cut ties with Family First Life. The most explosive evidence that was revealed by Agent Rosales is how he confirmed what former senior VP whistleblower Greg Birch told me about Bounty Leads. Bounty leads is how trusted managers of Family First Life systemically replaces policies written by new agents. My conversation with Agent Rosales reveals that Americo Life will sell a policy for $86 dollars a month, while a healthy client can obtain a similar policy for $21 per month. Pretty darn easy to replace. It has been revealed to me that these Bounty Leads are falling into the hands of trusted managers ONLY. Roll the tape, let's hear Agent Rosales in his own words.
  9. Family First life, three insurance companies and nine insurance agents are being sued for $552,000 for violating Federal do not call laws. The plaintiff, a former judge named Mark Dobronski of Michigan, is asking the court for this money based on 45 phone calls. Judge Dobronski tells me that he will be expanding the lawsuit to encompass more insurers and the entire family first life slash Integrity Marketing Group fraud operation. Judge Dobronski’s Lawsuit is striking at the Achilles heel of the multi-level marketing lead selling fraudsters. Sadly, many insurance agents watching this video will be entangled in the federal lawsuits after everything is said and done. I want every insurance agent to understand the huge troubles they will be causing themselves by associating themselves with the likes of Family First life. It's been a long journey. I first became aware of the pre-meditated frauds that family first life was committing in January, early this year sadly. I have become an expert on this subject. It's not just Judge Mark, millions of Americans are getting 20-30-40-50 calls per day. In the case of West Newman, who I interviewed on this YouTube channel, he has gotten 90 phone calls per day. These people are being harassed in a systemic, premeditated and illegal manner. It may be happening to yourself, family or neighbors. Particularly targeted are those between 60 and 70 years old. Chances are that the 65-year-old does not pick up the phone for anyone they do not identify on their caller ID. The judge and I had a very long conversation. This man is on fire. He's a retired judge. He feels it's his duty to play out of his golden years making money on these lawsuits as well as helping out his fellow Americans. This type of altruism tends to happen as one gets older. One wants a legacy. Judge Mark’s legacy will be this lawsuit against Family first life. I have to believe it will make a huge wave in stopping these spammers. The Judge was elected as a Justice of peace in Arizona, where he was allowed to be a justice of the peace and Judge even though he's not a member of the bar or an attorney. What he's doing will change people's lives. I would say the majority of people who come into the insurance industry do so with the belief and hope that they will have a middle to upper-class income. The more I learn about this business, the more I realize that new insurance agents are really just walking into a system that is defrauding them. If anyone is interested in earning money in the year 2022, a great way to do it is to imitate Judge Mark actions of suing fraudsters. I will read from the lawsuit, and you could hear His own words in this federal lawsuit which is playing out in Michigan. In the video description below, see the link to the 62-page PDF which is the lawsuit. If anyone needs a job. If anyone needs a half Million dollars or a million dollars, the easiest way to do it is to spend a few hundred dollars filing a lawsuit in federal court. It really is easy money. Judge Mark is not an attorney. He was elected as justice of the peace in a state which allows non attorneys to be elected to that position. He served as a judge. Judge Mark knows the law. Once you see his lawsuit, you will understand the methods and the procedures. You could file lawsuits against spammers, you will be helping your fellow Americans. I will read from the lawsuit. Mark is taking the unique approach to stop this problem of millions of older Americans being harassed by suing the insurance agent, the insurance company and the IMO lead seller which is called Family First Life. Judge Mark starts the lawsuit By Describing himself. Then he describes companies such as United of Omaha – which is a Mutual of Omaha company, Americo Life and Great Western Life. Then he lists nine insurance agents that telephoned him. First defendant, Mr Khonsavan Vongdara. Then Louis Friedman, Shannon Adams, Donte Grant, Olivia Perez, Vanina Bonanno, Vanessa Powell, Emmanuel Igweh, Dario Wickham, and then the lawsuit lists Family first life. Judge Mark cites the law, TCPA, Which is designed to prevent this type of harassment that is harming millions. Paragraph #26 Congress explicitly found that Robocalling is an invasion of privacy. Paragraph #27 Judge Mark states Senator Fritz Hollings of South Carolina, the primary sponsor of the bill, in his own words. Senator Hollings tells us that “computer calls are the scourge of modern civilization. They wake up in the morning, they interrupt our dinner at night, they force the sick and elderly out of bed. They hound us until we want to rip the telephone out of the wall. These computerized telephone calls threaten our personal safety. These machines are out of control and their use is growing by 30% every year. It is telephone terrorism and it has got to stop” Another quote from 1991 is that these calls are growing at 30% per year. Paragraph 28 - According to You Mail Inc, a company which tracks robocall activity and publishes the youmail robocall index. During 2021 alone American consumers were bombarded with over 50 Billion robocalls. That's an average of 150 robocalls to each man, woman, and child in the USA. In enacting the TCPA, “Do Not Call Laws” Congress intentionally created a legal enforce bounty system to incentivize the assistance of aggrieved private citizens to act as private attorneys Generals and enforce federal law. I have a feeling that Judge Mark feels he is doing God's work by enforcing the law. He will not be stopped. The entire lawsuit is 62 pages. Anyone whoever has a desire to make money. It's definitely in your best interest to be a private attorney general. Read all 62 pages. You can get access to the filings that are taking place in his case, and you can be a private attorney general right now. We've got integrity marketing Group, family first life, and all their sisters companies that are breaking the law in a cavalier manner, your neighbors and your friends and your family are counting on you to imitate Judge Mark. He can only do so much. I have a feeling that taking down integrity marketing and getting a multi-million dollar judgment on this one case will help somewhat. But when you're talking about 50 billion calls per year, there's only so much that one person could do in one federal courthouse in Michigan. This is a huge industry. If anyone has a desire to make good money, it's not hard to imitate Judge Mark. In our conversations, Judge Mark tells me that each phone call would be 5 violations. It's not one $500.00, or if a willful violation, $1500. It's five violations. Let’s do the math, the lawsuit is based on forty-five calls, $552,000 / 45. That comes out to 12,266 dollars per call. All you have to do is answer the phone, ask who's calling, find out the source of the call, and hop over to the federal courthouse. File something similar to what Judge Mark has submitted. You will make money and be helping out your neighbors. Anyone who's profiting from these illegalities should be sued. In the case of judge mark, His strategy that included suing the lead selling – multi-level marketing recruiter – Family First Life – the insurance companies and the nine insurance agents. One of the nine insurance agents had a corporation, an agency. So, his agency was sued. An individual cannot represent a corporation in a lawsuit. So, this agent who got sued individually as well as to his corporation, has to hire an attorney. The other eight insurance agents that got sued can represent themselves in court, but they will lose. At a certain point. It's “what's the point”? Best to pay up for the crimes that they have committed. Based on my conversation with Judge Mark, He is a nice guy. All he's trying to do is stop these 50 billion illegal phone calls that are happening every year. If the insurance agent who is being sued reaches out to me. I will have a conversation with Judge Mark, I will put in a good word and try to get you off. Judge Mark is really after the criminals that are behind this mess. Paragraph 71. These call centers are usually located outside the United States, typically in the Asian continent, and thus usually outside the reach of US laws. My interview with Wes Newman describes the same situation. The Pakistanis will start the call mentioning Brad from US benefits. Brad from Medicare Center, Senior Center - just made-up names and companies, which is a violation. And that's how you get to 5 violations per phone call. Judge Mark actually bought policies from those nine agents and that's how he is entangling the insurance company. The insurance company has to defend themselves in this federal lawsuit. Judge Mark now knows that it's not just family first life, but it's the entire integrity marketing group family of companies. I was kind enough to inform him of this. Judge Mark had a list of hundreds and hundreds of calls that were waiting to be law-suited. Since integrity marking group is such a big player nationwide, Judge Mark can have one big, clean Lawsuit. At the end of the day, he'll be walking away with millions of dollars based on hundreds of illegal calls. Do the math. It adds up. Judge Mark has done an impressive job in the 62-page lawsuit, and anyone can do similar. If you are between 60 and 70, most likely you are getting 50 phone calls a day. Pick up the phone, even buy the insurance policy, there is a 30-day free look. I know that Florida law states that a contract is voidable if it was initiated by an illegal phone call, but it is easy enough to cancel the policy. The policy gets delivered to your door. You request a refund, but you're roping in the insurance company, which will defend itself at your local federal courthouse. Again, if anyone needs money, this is a great business opportunity. Judge Mark tells me that the state of Michigan offers an additional $1200 per violation. Other states, such as Florida, offer more than that. Depending on what state you're in, you could get more than the normal $12,000 per call. Let me do the math. 552 divided by 45 It comes out to just about $12,266, but if you are in Florida, it will be more. You've got the West Newman interview to guide you as to who to subpoena. Wes mentions a few of their vendors. One of them is located in Fort Lauderdale, Florida. Another is Canada, and Wes names the call center in Pakistan. Wes Newman did the research. Judge Mark’s lawsuit is a road map for any American who is being harassed by family first life. In my conversations with Judge Mark, he tells me that a lawsuit that was making its way through the Michigan State courts against another lead selling IMO fraudster named Douglas Massey. An insurance agent named Carlos from Indiana informed me that he bought leads from Mr Massey and was forced to hire a Michigan attorney to defend himself. Douglas Massey left his lead client hung out to dry. I encouraged Carlos to sue Mr Massey and complain to the department of insurance, The Attorney general in his state and the FTC. Let's get back to Wes Newman, who I interviewed last month. He's telling me he works with America’s premier do not call class action attorney. They've already filed a federal lawsuit against total insurance brokers, which also goes by the name Medicare coverage helpline. Integrity Marketing group will be the next class action lawsuit that these two file. Obviously, I put Wes and Mark in touch with each other. I have been in contact with the Attorney General of the State of Florida. I sent the Attorney General my playlist on YouTube. The correspondence back stated that Florida Attorney General Ashley Moody is personally involved in the case. She knows about the frauds that family first life is committing. I have to tell you this is a hard job. I've spent a tremendous amount of time on YouTube trying to learn this profession. One of the best videos I've seen on this subject of “MLM - Pyramid Scheme - Cult was done by a 20-year-old video maker named James Jani of England. I put his video at the very bottom of my YouTube playlist of Family First Life class action witness list, and it is linked below in the description of this video. Watching this video showed me that I have a long way to go to make high-quality videos. In addition, James’ video shows us the playbook of exactly what family first life is doing. MLMs, Pyramid Schemes and Cults follow a script. Watching James’s video will cause you to understand unequivocally that Sean Mikey and his team are following that playbook which has been used for decades, if not hundreds of years. James' 29-minute video - if you have been a victim of family first life, you will tear you up. My research has dug deeper and is answering the question as to where Family First Life earns its money. Selling fake leads is the answer. You can't expect a 20-year-old British filmmaker to get specific on your particular situation and know the American insurance industry. When you see his video you will start shaking, especially if you've been a victim of these frauds. There is a Cult playbook and Family First Life is following it to a “Tee”. I learned that pyramid schemes are illegal if the pyramid focuses on - recruit, recruit, recruit. Eventually, there’s not enough people to recruit because there's not enough people in the world, and the pyramid collapses. Multi-Level Marketing is a legal pyramid scheme because something is being sold. It is hypothetically possible to earn money without being a recruiter. Based on my conversations with thousands of insurance agents and the 40 videos that I've uploaded on my YouTube playlist, the profits that are generated to Family First Life’s MLM is by selling fake leads to new insurance agents. There are not enough leads to supply leads to the tens of thousands of insurance agents that are coming into FFL and Integrity Marketing’s system every year. The solution was to sell the new insurance agents' old data and tell the agent that they are buying real leads. These frauds last until the owners go to jail when the attorney general gets involved. In the case of Judge Mark, he'll get his multi-million dollar judgment. I don't see any reason why he won’t win. Anyone who goes on YouTube, on the Internet, searching out how to make money as an insurance agent, how to buy leads, is really just trying to make money. I cannot think of any easier formula to make money than imitating judge Mark, look at his 62-page lawsuit. Implement what he's done, and you will walk away with hundreds of thousands, if not millions of dollars. If every phone call you get is $12,000, that $12,000 a pop adds up. Considering that 65-year-olds are getting 50 calls a day, imagine making 12,000 times 50. That is $600,000 a day of illegal calls that are coming to your phone. Family first life has the money. Equis financial, PHP agency. National Agents Alliance, Your Insurance Group, Real Financial, Berwick Agency are all part of Integrity Marketing Group. Integrity Marketing received $2.1 billion dollars of Private Equity Funding since 2016. Their CEO is Steve Young, the Hall of Fame quarterback from the San Francisco 49ers. You will win the case. You'll get the judgment. I will walk you through what you need to do. Family First Life is systemically ripping off new insurance agents and is a huge part of the fraud of dialing the 50 billion robo phone calls every year. Integrity marketing and its 5,500 employees can pay the bill. They are not going to go bankrupt. I had a conversation with Judge Mark concerning a lead selling fraudster Douglas Massey. Douglas mentioned in a court document that he is a small-time player and has 17 agents in his system. I know that he is lying. I will help Judge Mark prove Douglas to be a liar. And the way the federal court system works, perjury puts one in jail, and it bankrupts its company and themselves. Integrity marketing isn't going bankrupt. They are huge. The final expense recruiting part of their business is really a way to bring in new agents and sell those new agent leads, which is what the Family First Life MLM cult has perfected. I'm doing my best to bring issue this to life. But it definitely should be more than Judge Mark, Wes Newman, the class action lawsuit filed by Greg Birch or me. Others need to be involved and money is a huge influencer. Suing based on the Do Not Call Laws is as easy as pie. Read Judge Mark’s 62-Page lawsuit, and you will realize that companies such as Integrity Marketing and Family First Life are sitting ducks. That's what they are. They are sitting ducks. Initially, I was telling people to complain to the department of insurance and file a private lawsuit. I learned later that the first thing you should do is to complain to your State Attorney general. In the case of Agent K of California, he got a referral to sue from his state attorney general. He is expected to be awarded $800 thousand dollars. He will be doing this with the attorney who was recommended to him by the state attorney general. Agent K got that recommendation to sue in 14 days. If you are on the bit of the intellectual side, these “do not call” lawsuits are easy. Judge Mark’s lawsuit is public information. Every filing and every motion is public. I'm doing my best to bring these issues to light. Your involvement matters. A huge thumbs up to you, I am tremendously grateful that you have watched the entire video. A like to this video will encourage me in my journey of helping others going through this bad situation. As well, the "LIKE" causes the YouTube algorithm to get more people to see this information. I have a huge task ahead in making quality videos, in addition helping people set up their free forever websites. I have that six day per week video conference call. Monday to Thursday, noon, Saturday, Sunday 2 o'clock now Eastern Time. Please jump on and talk to me. The video links to the Wes Newman, Greg Birch, Douglas Massi and the James Jani Blockbuster video is linked in the video description below. See the entire playlist of related to Family First Life by clicking above. To get on my e-mail list, sign up at NAAIP.org. See you next time. Hello , Additional insight into the industry shattering $552,250 "Do Not Call" lawsuit filed by Judge Dobronski against Family First Life and nine insurance agents. See it on YouTube. It is safe to say, if you are buying leads from Family First Life or an Integrity Marketing Group company, that you will be seeing the insides of a Federal courtroom. I am doing my best to warn agents. Please view my newest YouTube creation for the entire 17 minutes and give "a like." Your viewing and "like" causes the YouTube algorithm to push this valuable information to more agents. Website News: We added Ambetter, Oscar and Molina as options in the rolling logos. As well, in template 4 (Wide - no quoters - less content) and 5 (Wide - no quoters - less content) we added another 6 life carriers we added 6 life carriers that were previously available on the other templates. In the next two weeks we will be making a universal change in your background header. We will change your background header to VIDEO. This will be implemented for a limited number of hits and will only affect those agents that are not currently using video. After 10 or 20 hits the background header will revert itself to what was previous on your website. Video is much better for any website. We give you a choice of 89 videos, and you can upload your own video. I have noticed that we only have one video that is suitable for the senior market. An older white couple walking in a leafy area. I told my graphic guy to find another 5 videos suitable for that market. Regardless, a video highlighting yourself is always the best Hello , The best video I have ever seen on YouTube. by James Jani. The Multilevel Marketing Cults: Lies, Pyramid Schemes, and the Pursuit of Financial Freedom. 29 Minutes that will shake your body. See it on YouTube. Let's discuss this video on my daily conference call which is happening now. Latest Family First Life News: I have noticed that FFL has been banned from recruiting from Indeed.com, but ZipRecruiter still allows FFL to defraud agents using their platform. I applied to Family First Life recruiters and recorded the conversations. Not surprisingly, I was told that FFL has an endless supply of exclusive leads that are being sold for 11 dollars and another recruiter tells me that $20,000 a few months after a starting is the norm. Obviously, I forwarded these videos to the FTC. And will be making a blockbuster video based on these conversations. I have discovered as well that new FFL agents are acting as fronters for the managers. Selling overpriced Americo and then leaving the business as their uplines replace the policies with more competitive ones. Chargebacks after chargebacks. Gathering video evidence to make a great video.
  10. https://www.naaip.org/family-first-life-v-suescum-sms-to-agents-1.pdf https://www.naaip.org/family-first-life-do-not-call-michigan-federal-court-1 - https://www.naaip.org/douglas-massi-spam-michigan.pdf
  11. Family First Life, 3 insurers and 9 agents are being sued for 525 thousand dollars for violating do not call laws. The plaintiff, a former judge named Mark Dobronski of Michigan, is asking the court for this money based on 45 illegal phone calls. Judge Dobronski tells me that he will be expanding the lawsuit to encompass more insurers and agents to entangle the entire Family First Life slash Integrity Marketing Group fraud operation. Judge Dobronkski's lawsuit is striking at the Achilles heel of the MLM lead selling fraudsters. Sadly, many insurance agents watching this video will be entangled in Federal Lawsuits before everything is said and done. I want every insurance agent to understand the huge troubles they will be causing themselves by associating themselves with the likes of Family First Life.
  12. https://www.naaip.org/family-first-life-v-suescum-sms-to-agents-1.pdf https://www.naaip.org/family-first-life-do-not-call-michigan-federal-court-1 - https://www.naaip.org/douglas-massi-spam-michigan.pdf
  13. It's been a long journey. I first become aware of the premeditated frauds that Family First Life was committing in January, earlier this year. Latest News: Mark Dobronski of Michigan has filed a Federal Lawsuit against Family First Life, various FFL associated insurers, nine individual insurance agents and one agency. Mr. Dobronski is being harassed/spammed by overseas call centers daily. Read the Federal Lawsuit below. The plaintiff is asking the court for $552,250 based on 45 illegal calls, legal expenses and for Family First Life to stop calling his phone. https://www.naaip.org/family-first-life-do-not-call-michigan-federal-court-1.pdf This lawsuit is a road map for any American who is being harassed by Family First Life to follow. Mr. Dobronski bought policies to show proof that Mutual Omaha, Americo, and the agents were also violating the law. I would advise the following agents that are being sued: Luke Friedman, Claudia Shannon Adams, Donte Grant, Olivia Perez, Vanina Bonanno, Vanessa Isabel Powell, Emmanuel Igweh, Dario Wickham, Khonsavan Vongdara, Your Senior Care, inc. to reach out to me and I will do my best to assist you to negotiate a settlement. Mr. Dobronski also told me of a lawsuit that is making its way through the Michigan state courts against another lead selling IMO fraudsters named Douglas Massi. Carlos B of Indiana tells me that he bought leads from Mr. Massi and was forced to hire a Michigan attorney to defend himself. Douglas Massi left his lead client, Carlos B, hung out to dry. I encourage Carlos B to sue Mr. Massi and complain to the Department of Insurance, Attorney General in his state and the FTC. I am wondering if Family First Life will do similar as Mr. Massi to the 10 agents that are being forced to defend themselves in Federal Court. I was thinking that violating the TCPA, "Do Not Call" Laws was a small fine, but I was mistaken. From the FCC website "Violators may be subject to fines of up to $16,000 ($40,000 beginning 08/01/16) per violation." Mr. Dobronski also tells me that each call usually involves 5 separate violations. That is how Mr. Dobronski got to $552,250 based on 45 phone calls. It is safe to say, if you are buying leads from Family First Life, any of their Integrity Marketing Partner affiliated companies, Douglas Massi or others that are hiring Pakistani / Filipino call cents that you will be sued. Wes Newman, who I interviewed last month, click here, tells me that he is now working with America's premier "Do Not Call" class action-attorney, and have already filed a lawsuit against Total Insurance Brokers which also goes by TogetherHealth Insurance and Medicare Coverage Helpline. Integrity Marketing Group will be the next lawsuit they file. Obviously, I put Wes and Mark in touch with each other. Please view my latest YouTube video which elaborates on $34,000 fine that Equis Financial received from the Texas Department of Insurance. Yesterday, I interviewed agent Jerry McGee who described how he was defrauded by American-Amicable Life Insurance Company of Texas and how he prevailed in his lawsuit against them. Stay tuned for that video. I have been in contact with the Attorney General of the State of Florida. Florida Attorney General Ashley Moody is personally involved in this case, and she knows about the frauds that Family First Life is committing. Like my YouTube videos if you appreciate my work in helping America's new insurance agents. Your site should be on a domain name that you own! - If you don't feel like doing the step one and two yourself. I will do it for you if you are a contributing subscriber which is $12 per month. Thank you for giving me the opportunity to help you earn more money.
  14. Two lawsuits filed against Family First Life. https://www.naaip.org/family-first-life-v-suescum-sms-to-agents-1.pdf is a class action for robo-texting agents. It was filed in Federal Court in Florida. FFL was, of course, lying on the robo-sms about high incomes to the agent and having a surplus of leads. This class action lawsuit will be asking for over 5 million dollars. https://www.naaip.org/family-first-life-do-not-call-michigan-federal-court-1.pdf was filed by Mark Dobronski of Michigan. A former Justice of the Peace, who knows the law and is adamant that he wants FFL and its co-conspirators to stop harassing Americans via offshore call centers. I introduced Mark to Wes Newman - See Wes's YouTube interview - Mark's lawsuit is a road map for any American who is being harassed by FFL to follow. Mark is suing the carriers and the agents. He bought various policies to show proof that Mutual Omaha, Americo, etc. were also violating the law. Mark sued the agents as well. Great idea to buy FFL leads. You will end up getting sued by an angry citizens like Mark. Mark is asking the court for $552,250 based on 45 illegal calls, legal expenses and for FFL to stop calling his phone. Dombrowski vs Family First Life, United of Omaha, Americo, Great Western, Your Senior Care, Luke Friedman, Claudia Shannon Adams, Donte Grant, Olivia Perez, Vanina Bonanno, Vanessa Isabel Powell, Emmanuel Igweh, Dario Wickham, Khonsavan Vongdara family-first-life-do-not-call-michigan-federal-court-1.pdf
  15. Call my office at 561 440 9245. As well, register at www.naaip.org to get on my email list.
  16. Please call my office. Complain to the attorney general and dept labor and insurance in your state. You will probably get a referral to sue from the AG.
  17. Equis Financial got slapped with a $34,000 fine from the Texas Department of Insurance. This Integrity Marketing Group company is embedded in fraud. Defrauding the client and agent is part of their business. I will bring before you multiple proofs to prove my claims. It is my sincere belief that without fraud, deceit and lawbreaking that companies such as Equis Financial and Family First Life could not exist.
  18. from: attorney.general@myfloridalegal.com Florida Attorney General Ashley Moody received your correspondence regarding Family First Life. Attorney General Moody asked that I respond. We appreciate that you consider this office as a source of assistance. The Attorney General's Office is concerned with all potentially deceptive and unfair trade practices. We have shared your information with the Attorney General's Consumer Protection Division. We encourage you to contact the Federal Trade Commission (FTC) regarding your concerns with this company. In 2021, the FTC sent a cease and desist demand letter to Family First Life (see https://www.ftc.gov/system/files/warning-letters/cease_and_desist_letter_to_family_first_life_llc-_12.27.2021.pdf). The contact information for the FTC is: Federal Trade Commission Phone: (202) 326-2222 Toll-free: (877) 382-4357 Website: http://www.consumer.ftc.gov Online complaint site: https://reportfraud.ftc.gov/#/ You may wish to also file a complaint with the Florida Department of Financial Services (DFS), Division of Consumer Services as they review insurance related complaints in our state: Florida Department of Financial Services Division of Consumer Services Telephone: (850) 413-3089 Toll-free in FL: (877) 693-5236 Website: http://www.myfloridacfo.com/division/consumers/ You can also find information about business opportunities and tips on resolving consumer problems online at: http://myfloridalegal.com/__85256CC5006DFCC3.nsf/0/3E25F27B7A59E5FD85256CC9004E874D?Open&Highlight=0,business,opportunities https://consumer.ftc.gov/articles/multi-level-marketing-businesses-pyramid-schemes https://consumer.ftc.gov/all-scams/money-making-opportunity-scams https://consumer.ftc.gov/articles/solving-customer-problems-returns-refunds-and-other-resolutions Finally, individual consumers may bring a civil action through the courts for damages, attorney’s fees and court costs under Florida’s Deceptive and Unfair Trade Practices Act. Because our office is not at liberty to give legal guidance to individual consumers, if you need legal guidance, please consult a private attorney. The Florida Bar offers a Lawyer Referral Service toll-free at (800) 342-8011 or online at https://www.floridabar.org/public/lrs/. Thank you for contacting the Attorney General's Office. We hope this will assist you. Sincerely, Alexis Keller Office of Citizen Services Florida Attorney General's Office PL-01, The Capitol Tallahassee, Florida 32399-1050 Telephone: (850) 414-3990 Toll-free within Florida: (866) 966-7226 Website: www.myfloridalegal.com
  19. Integrity Marketing Group (IMG) and its subsidiaries which include Family First Life, Equis Financial, National Agents Alliance, PHP Agency and others are on the radar of the regulators. The more I learn about this operation, the more convinced I am that it is one big fraud. I have not sent you a newsletter update in a few weeks because I have been super-busy in editing and improving the existing videos on NAAIP's YouTube channel. Family First Life grew to be an agent recruiting powerhouse because of Hollywood quality video production team, I want that skill-set. The subject-matter of the Greg Birch Tyra Hamilton, Andrew Holland whistleblower were explosive, but the videos were lacking in basic editing and thumbnails. I am learning and have addressed these issues on existing videos. Other videos by agent Mark Sias, Ronald Le Vine, Nate Fudala, Mario Herfy, Mr. Mekika, Agent Kari, Agent Sheria, Agent Cris, Agent Lakeisha, Agent Alene, Agent Nicole, Agent Guy, Agent Sam and others were just as consequential. YouTube showed me its analytics tools and I understand that low quality does not work. I need you to encourage me in my journey. Please view all the videos on the Family First Life Class Action Lawsuit Witness List. Like the video if you appreciate my work in helping America's new insurance agents. In the future, I will only be uploading quality videos to YouTube. Proper editing, and dozens of hours of work can get any video to be Hollywoodesque. I am willing and able to implement this task. I need interview subjects, please call me to tell your story. Particularly if you have knowledge of frauds that Family First Life and friends have committed. IMG's Equis Financial subsidiary got slapped with a $34,000 fine from the Texas Department of Insurance (TDI). 4. TDI received a complaint from a reverse mortgage lender that Equis was mailing postcard advertisements to Texas residents containing words that had the tendency and capacity to mislead and deceive the recipient about the identity of the sender. The postcard included true data from public records, identifying the addressee’s home mortgage lender, the loan amount, closing date of the loan, and the mortgage identification number. 5. The postcard stated that the “The Mortgage Service Center” was attempting to contact the borrower related to protecting their new mortgage and provided a toll-free number for the borrower to call. Data on new mortgage holders is public information. Anyone in the market of selling mortgage protection insurance should be accessing this list direct from the source. We discuss this on my 6-day per week video conference and on www.naaip.org/lead-services. Buying leads from Family First Life or any of its sister companies is a foolish, a self-inflicted wound. In your complaints to your State Attorney General and other government agencies, I suggest that you include a link to my playlist of interviews of the victims and whistle-blowers https://www.youtube.com/playlist?list=PLJVKYiW2lCj5oHUZkuMJJEIQAZzhWQisX
  20. Dont buy FFL leads, join www.naaip.org to be on my email list. Learn about the industry and FFL by watching the YouTube playlist of witnesses. And we can have a long conversation at one of our six day per week video conference calls.
  21. Dr. Jason Perry, a constitutional scholar gives us a 32-minute first-hand account of the fraud that occurred at Equis Financial during the winter of 2021 before they received the cease and desist from the Federal Trade Commission - The FTC, for deceiving new insurance agents into believing that they should expect to earn high incomes from joining their Multi Level Marketing, MLM, lead selling organization. It is apparent to me that Equis Financial hired actors to act as regular insurance agents on their Facebook video conferences. The "so called regular agents" acted is if they are earning big money from buying Equis Financial leads. The FTC put a stop to this aspect of the fraud. Dr. Perry gives us detailed examples of additional frauds that this Integrity Marketing Group subsidiary, and sister company of Family First Life did. Dr. Perry's animated explanations, I believe, lets us understand perfectly the dynamics of this scam that is being thrust upon new insurance agents. Please like, comment, share and subscribe. Most importantly, if you are a victim of an Integrity Marketing Group company such as Equis Financial or Family First Life, please file complaints with your state attorney general, The FTC and other relevant government agencies. I will include the proper links in the video description. Click to see video -
  22. Emailed out months ago. Attached is an audio interview with Greg Birch, a superstar in the MLM insurance agent recruiting industry. His 45 agents wrote $391,000 in monthly AP. Greg is a former intelligence officer in the US Army, an impressive individual. Greg Birch talks about violations of the law and specifically states "criminal activity" in minute 31 of the 34-minute interview. Every minute of the interview has stunning revelations. It is a "must-hear" for any agent or department of insurance investigator. As you are hearing Greg Birch's voice, you are ethically required to act. First step is to report this information to your state department of insurance. Google "department of insurance complaint 'your state'" and file the complaint and details as a consumer. I can walk you through the process. I would want you to take the next step to help me prepare for trial. Meanwhile, I am being sued for defamation at West Palm Beach Federal Court. Case No. 9:22-cv-80243-AMC. We are at the beginning stages of the court proceedings. I Googled "federal defamation law" and found. Actual Malice Standard In The New York Times Co. v. Sullivan, 376 U.S. 254 (1964), the Supreme Court held that for a publicly known figure to succeed on a defamation claims, the public-figure plaintiff must show that the false, defaming statements were said with "actual malice." The Sullivan court stated that "actual malice" means that the defendant said the defamatory statement "with knowledge that it was false or with "reckless" disregard of whether it was false or not." The Sullivan court also held that when the standard is actual malice, the plaintiff must prove actual malice by "clear and convincing" evidence, rather than the usual burden of proof in a civil case, which is the preponderance of the evidence standard. On this point, the precise language the Sullivan court uses is that the plaintiff must show "the convincing clarity which the constitutional standard demands." Meaning, the plaintiff has to convince the court that I knew I was lying. The Greg Birch interview should cause me to win the case in a "slam dunk." The question is, will the plaintiff convince the Judge to disallow this audio interview because Mr. Birch suddenly is nowhere to be found? This case has national implications for hundreds of thousands of agents and clients alike. Greg stated in minute 29 of the interview: "thousands of agents spent thousands of dollars on leads and did not make any sales." I, personally, spoke to many of these "sad" agents and talked about this issue on my six-day per week video conference call. Lead fraud is discussed throughout the interview, starting at 7:58. Of particular interest to the department of insurance investigators will be Greg talking about "bounty" or "integrity" leads in starting in minute 9:52. Churning and elder abuse is what the state regulators will investigate and prosecute. Elder abuse mentioned again at minute 30:38. To assure victory at trial, I need witnesses, affidavits, etc. In my opinion, the most valuable evidence is me speaking with you and audio recording or videoing the conversation. To keep the interview on target and to the point. It is best that you write out the story of what happened to you. Read your statement, and we can have a conversation afterwards. I hear in the Greg Birch interview that me interjecting does not help much. Months or even years down the road, there maybe a jury trial in West Palm Beach, Florida. I sincerely believe that if I collect enough interviews of affected and interested insurance agents, then the lawsuit will be dropped. As an aside, I call Greg, expecting him to be the star witness. Greg is not picking up the phone and according to his LinkedIn profile, he found new employment. And a few months ago, as the plaintiff attorney and I were discussing issues, the plaintiff attorney stated that her side was willing to spend one million dollars on legal fees. Please help me.
  23. from 6/27 Call center owner Andrew Hollern joined Family First Life in 2015 and worked there until 2018, until he was Vectored for over $100,000 in downline debit. Initially, Andrew called my office anonymously, wanting to help out in the court battles against Family First Life. I have noticed that when insiders call anonymously, they feel more comfortable exposing the industry's dark secrets. This call is a must-hear for any agent. 40 minutes of insider perspectives and facts. I brought you the Greg Birch and Tyra Hamilton whistleblower interviews. The Andrew Hollern interview brings my YouTube channel the Trifecta. I need you to watch, comment, like, subscribe and share videos on my Family First Life Class Action Lawsuit Witness List - The title of Andrew's video is "Family First Life Leads Are Absolutely Trash, It Would Be Better To Call From the Phone book" It is the third video on the playlist. Click the direct link. The rest of the videos on the playlist are primarily agents who bought leads/data and had no success. From my perspective (and Andrew's), agents who enter the profession of selling insurance must develop the skill sets, and a proper game plan to succeed. For countless agents the above paragraph is "foreign concept" and I suppose that this is the core reason why so many agents are being defrauded. Whether it be by purchasing phony leads and/or being conned into guaranteeing the bad debt of recruited agents. I thank agents that have become paid subscribers to NAAIP websites. If you are contributing, I am here for you to help you put your website on your domain name and will give you special attention in helping you earn money as an agent. Non-contributing NAAIP website users who have over 5 hits will notice a big image at the top of your website that states, "class action" and links to https://www.naaip.org/community/topic/481-ffl-family-first-life-class-action-lawsuit/ Congratulations to me: If you Google "insurance agent websites", or related keywords such as, builder, agency, websites, with quote engines, etc. and numerous other related keywords NAAIP.org is #1 after the adverts. If you need to log in to your NAAIP back office, I would appreciate that you Google "insurance agent websites" to access. Your site should be on a domain name that you own! - If you don't feel like doing the step one and two yourself, send me your domain username and password. I will do it for you if you are a contributing subscriber. Thank you for giving me the opportunity to help you earn more money.
  24. from June 10th Tyra Hamilton Phone Call is Huge. Tyra Hamilton from Oregon, a level 125 commission agent at FFL, Family First Life, calls our office and tells us inside-inside information that only the top-level executives at FFL and Integrity Marketing Group should be privy to. Tyra Hamilton tells us how she secretly recorded a meeting between the executives that reveals the dirty truth about the "Integrity Deal." Tyra gives us her honest truth about the leads that FFL sells to unsuspecting agents and her desire to leave FFL. Stunning revelations. This conversation will be forwarded to the FTC and Department of Insurance, State of Oregon. As a reference, the following is the Greg Birch Whistleblower interview - Please subscribe, make comments, like and share my videos. I created a Playlist of currently 20 relevant videos. Each video is special in its own right. Guy McCord of Texas video explains how he spent between $2,500 to $3,000 and 60 days of his life calling bogus data. Mr. McCord filed a complaint with the Department of Insurance, State of Texas and informed the Federal Trade Commission (FTC). Mr. McCord tells me that he will be filing a federal lawsuit against FFL to recoup his lead costs and time and effort. I suppose Mr. McCord will depose and bring Greg Birch as a witness. They live in the same area. Please show interest in NAAIP's battle with a Family First Life, An Integrity Marketing Company, a lead-selling insurance MLM. We are being sued for defamation. Tentative trial date is April 2023. I need witnesses and interested parties to stand up for justice. I consider this a frivolous lawsuit, but one must prepare anyway. Please join my 6 day per week video conference call to discuss and help NAAIP succeed.
  25. The Greg Birch whistleblower interview is jaw-dropping. Click to hear on YouTube - https://youtu.be/DJCpkNDbIDo Like, subscribe and share. I was hoping that the lead-selling IMO, who is paying their lead attorney $1,200 per hour, would drop the case against me. The plaintiff attorney told me, that the lead-selling IMO will end up spending one million dollars if this case goes to trial. Hearing these numbers, I am, like. "Lets be friends." There was an attorney's meeting (I am representing myself) earlier in the week, in which all sides get together to present to the judge the deadlines for procedures. Tentative trial date will be in April 2023. West Palm Beach Federal Court. Case No. 9:22-cv-80243-AMC. At that meeting, the plaintiff attorney tells me that the supposed defamation was a "minor" point. It is apparent to me that their goal is to "shut me down." On my six-day per week video conference calls, I state, day after day, that it is the agent's job to learn and implement the skill-set to generate leads. My existing is a threat to their business model. Greg Birch states in minute 29 of the interview: "thousands of agents spent thousands of dollars on leads and did not make any sales." What is a million dollars in legal fees, when three thousand agents spending three thousand dollars each equals $9,000,000. Plus, I will busy for the next year acting all lawyerly instead of working on building up NAAIP. I appreciate those agents that have been interviewed by me on YouTube. My job for the next year is to interview more agents. An agent a day. If the lead-selling IMO believes that I have countless friends, then they will come to their senses and drop the lawsuit.
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