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NAAIP Admin

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  1. Thank you for being part of my team. 12,287 strong. NAAIP's system recruits new agents more efficiently than others in this industry. By far! My challenge is to: Keep agents in our system. Have agents sell lots through us (or give us money somehow). Let you take advantage of NAAIP's incredible recruiting capabilities. As my programmer and I solve these issues, I expect that NAAIP will grow exponentially. NAAIP News: This afternoon NAAIP websites will have 4 template options. It is so important for SEO (search engine optimization) to have original content. Our programmers next task will be to create the "white label" version of NAAIP. This is great for Team Builders and agents to use "incentive based marketing" to offer websites and SEO expertise to CPAs, business owners, etc. Your people will have no idea that NAAIP exists. Theoretically you can recruit 12,000 agents. Aaron Levy, our programmer, says that he can do "white label" in 15 working days. Stay tuned. There will be a free "last will and testament" at the bottom of all NAAIP websites. We already created the forms and just need to upload "the will" to all sites. Aaron says he can do that in 10 working days. Stay tuned. We will create a free or minimally priced CRM and Power Dialer on all NAAIP sites. Normally these systems cost between $100 to $150 per month. I have been reasonably successful offering free websites and quote engines. Imagine, adding a free CRM and dialers to that mix. OMG. It should be known that DentalPlans make it easy for agents to recruit and build a team. DentalPlans - Dental Plans and Discount Health Plans I need all agents to request from me an eContract invitation with United Home Life, Oxford Life or Dental Plans, learn its product line and SELL.
  2. Hello {$name}, For years I am have been studying the various marketing systems and techniques for insurance agents. Here are my conclusions: 1. Incentive based marketing works on all levels. Individual agents soliciting prospects should know the regulations concerning IBM in their state. Please understand the concept that if you give a stranger something valuable to them but of limited or no cost to you then you have created for yourself a terrific way to make new friends and clients. We discuss "incentive based marketing" 6 days per week on our conference call. 2. There is no better insurance agent recruiting system than NAAIP. Free forever websites, quoters and help moving up Google causes agents to sign up. NAAIP's one man operation has caused over 12,000 to register over the past few years! 3. MassMutual, NYLife, PHP, WFG, FFL, NAA, Primerica, etc, etc. None of these operations are even close to the efficiency of NAAIP's one-man operation in causing over 12,000 agents to enter our system. 4. National Life Group "America's Fastest Growing Life Insurer" was thoroughly impressed with our efficiency and awarded us their national contract. NLG is expected NAAIP to set up regional offices throughout the USA. I need your help. I need managers, trainers and "rain makers." 5. NLG's "Smartest Guy in the Office" Devon Martin, MBA from prestigious Ashford University is NAAIP's Key Man for illustration help and case design. Contracted agents have the option to call NLG's Sales Help Desk but I would prefer that you contact me directly so that I can put you in contact with Devon Martin, MBA to make that first sale happen. Devon, similar to me, is available to you via phone, sms and email. Useful Links: https://www.naaip.org/iul-information - Good overview of the Indexed Universal Life Policy. This page is #1 in Google if you Google "IUL information." Join our daily conference call and we can discuss IULs and how I got this page to be #1 in Google. NLG was the #2 in IUL sales for 2019. My job is to make NLG #1. I need your help. https://www.naaip.org/lead-services - Virtually a Wikipedia of information for lead generation. Incentive based marketing is King. Let's discuss this page on our 6 day per week conference call. 6. For the longest time, NAAIP charged $9.99/month to hide banner advertisements from your website. It is now $19.99/month for new agents and will be increasing for existing agents in the near future. One alternative is to sell NLG, UHL, Oxford or Dental Plans. 7. The other alternative is to Purchase on Amazon: Search for: 75% alcohol sanitizer spray honeydew 4oz > then make the purchase - It is only $7.95. The product is made by Maple Holistics. Currently there are 45 reviews. Or purchase on Walmart Online: Search for: Maple Holistics Shampoo > make sure "sold and shipped by Natural USA Products." There are products listed for about $10. Join our daily conference call and we will explain how this will help you! 8. I need all agents to request from me an eContract invitation with NLG, learn its product line and SELL. Please request via an email to david@naaip.org. Last Month's Newsletter went into much detail about National Life Group and our MLM system. Advertisements are on {$websiteurl} - {$link_url} after 50 hits, to hide the adverts you can sell through NAAIP, or refer others to do so. The alternative is to make an online purchase (Amazon/Walmart). If you sell through NAAIP in the future, I will refund your payments. In your NAAIP back office, you can see clearly the details of how you can receive advance commissions. Thank you for giving me the opportunity to help you earn more money.
  3. Hello , This project took NAAIP a quite a few years to implement to be top level professional. Better late than never. My company built the ultimate recruiting and selling platform. We need sales and you need a top-level position in this industry. Congratulations on our partnership. Here are the steps that have been taken to create our partnership: 1. The banner advertisements that occur after 50 hits on your site got much bigger. You notice clearly that we are highlighting a Major Insurance Company. 2. Major Insurer is the fastest growing insurance carrier in the industry the last five years. IULs, Pensions, Living Benefits, 3 million of L.I. instantaneously. Major Insurer's agreement to properly appoint any NAAIP agent is HUGE. 3. All commission levels, grids and reference to specific commissions were hidden on NAAIP website and back office last week. 4. Hiding commission levels from our platform is a necessary step to encourage you to recruit for Major Insurer and UHL while offering your agents a NAAIP website. 5. Our programmer will be making the white-label website builder platform but we are still 3 months away. I want you to use our website builder for recruiting NOW! Not wait 3 months. 6. In the next two weeks, NAAIP will have five different template options available for agents. I encourage NAAIP agents to use our website builder to build relationships with CPAs, business owners, etc. using websites, SEO, etc. 7. Shortly after the five templates are built then the free "last will and testament" will be live on NAAIP's 11,979 websites. This is good tool for insurance agents who understand the importance of incentive based marketing. 8. For the longest time, NAAIP charged $9.99/month to hide banner advertisements from your website. It is now $19.99/month for new agents and will be increasing for existing agents in the near future. One alternative is to sell Major Insurer, UHL, or Dental Plans. 9. The other alternative is to Purchase on Amazon: Search for: 75% alcohol sanitizer spray honeydew 4oz > then make the purchase - It is only $8.95. the product is made by Maple Holistics. Currently there are 39 reviews. Or purchase on Walmart Online: Search for: Maple Holistics Shampoo > make sure "sold and shipped by Natural USA Products." There are products listed for about $10. Join our daily conference call and we will explain how this will help you! 10. FYI: PayPal allows me to arbitrarily increase the subscription price which I will do shortly. It is in your best interest to start selling through NAAIP and/or buying via Amazon/Walmart Online. 11. NAAIP prefers you to sell insurance and build a team/agency with our preferred carriers and technology. Whatever payments you have made to PayPal or for product purchases will be refunded to you if you sell insurance with us in the future. 12. My six day per week conference call will be drastically changing in tone and content. I am here to support you and your team. I will not be mentioning commission levels and I will be sending new NAAIP sign-ups to various successful recruiter agents throughout the 50 states. Sitting in my office, in front of my computer I am not able to cause new agents to sell to their friends and relatives, etc. Top Level Agency Builders are needed. I am here to support you. 13. I can give you a coupon/promo code for a $19.95 insurance license appointment course for new agents at the daily conference call. 14. UHL and Oxford Life are primarily for FEX and you can easily send out invitations to your agents in the carrier back office. Major Insurer, our main carrier, requires me to do that step for you till you get to 20 producing agents. I need all agents to request from me an eContract invitation with Major Insurer, learn its product line and SELL. Please request via an email to david@naaip.org. Last Month's Newsletter went into much detail about Major Insurer. Advertisements are on - after 50 hits, to hide the adverts you can sell through NAAIP, or refer others to do so. The alternative is to make an online purchase (Amazon/Walmart). If you sell through NAAIP in the future, I will refund your payments. In your NAAIP back office, you can see clearly the details of how you can receive advance commissions. Thank you for giving me the opportunity to help you earn more money.
  4. The entire site can easily be edited. Please join our 6 day per week conference call to discuss. In meantime, if you click around the back office you can easily figure it out.
  5. The compensation grid is in password protected back office. As well, for IUL and general life insurance NAAIP is now associated with https://www.naaip.org/national-life-group-agents - An American based Mutual (owned by policy holders) - Not so much Allianz which is a for-profit company based in Germany.
  6. Hello Agent, It sounds cliche. The subject line of "Once in a Lifetime Opportunity." Almost laughable how NAAIP is using the language of multiple "bad deals" that you have heard during your lifetime. On the other hand, NAAIP's deal is true and is truly in your best interest. Let me explain. Facebook is the one with social media. YouTube is the one for video sharing. Google is tops at search. And NAAIP is on its way to be dominant with insurance agents. The question is: What will be your position in NAAIP's corporate structure? NAAIP is seeking leaders to sell insurance, set up their online/offline marketing & lead generation. And to teach others in the local community to do similar. It is not possible that I can hold the hands/mentor thousands of agents in these endeavors. I need your help. Right now, I am heavily pushing certain insurers. I can add to this list Dental Plans. I am pushing carriers that: Are top carriers that fulfill a niche. Allow you to send contract invitations to others in your downline. NAAIP will be adding insurers to this list. We are currently interviewing insurers to be added to our exclusive list. NAAIP is willing to use its technological prowess to boost the insurer to our 11,730 agents. Last Month's Newsletter created lots of excitement with our upcoming white labeling of NAAIP's technology. I am looking forward to bring you on as a top-level partner.
  7. Give us 3 months. but it will cost decent money to recruiters. The way to get it for free is to sell UHL or Oxford.
  8. Hello , I did not realize that multi-level-marketing (MLM) is a huge part of the insurance business. But it is. Here is the plan. Allow contracted agents to send out invitations to other agents. It is a simple procedure that does not need my involvement. You earn monetary difference between what your sub-agent sells at and your contract level. NAAIP agents start at **% for these two carriers. Thousands of agents start in this business at 30% while experienced agents usually earn ******%. Agency building with NAAIP is a way to live the American dream. In the very near future I will announce that our website/quote engine builder will have a white-label version. This means that you will be able to use NAAIP technology to build your agency and your agents won't know that NAAIP exists. I am anticipating that NAAIP websites/quoters will become industry standard soon after our white-label technology "takes off." At that point, I will stop recruiting agents at **% and will concentrate on supporting successful agencies in their recruiting and training efforts. NAAIP is in negotiations with additional insurers to join our MLM. Our MLM puts you at the very top level (btw, we can go higher than **%). This is a do-it yourself MLM. You should be the focus of your marketing efforts, and I am here to support you. Starting right now, I would like you to be familiar with and to sell our two primary carriers to start this huge enterprise. Let's discuss the details of NAAIP's MLM at our 6-day per week conference call. At the call, I can give you the $19.95 coupon code for the insurance agent pre-licensing course. In your NAAIP back office, you can see clearly the details of how you can receive advance commissions.
  9. Hello , I am sure you know that NAAIP wants to change this industry. This is not news. Our two favorite carriers want more business. I am depending on you to learn and sell these products. Because of existing relationships that the carriers have with other marketers I am not allowed to publish online how high that you are allowed to receive. If you are a recruiter or top-level agent NAAIP can take care of you. Talk to me. Show me your production. Regarding advanced commission, I am here for you. Again, talk to me. Emma Pinkston's website www.emmapinkston.com is doing super-well. Emma is finally earning at the level she needs thanks to my company's beautiful technology and recruiter-level commissions. I want to talk to you about you making this work. Join the discussion at our 6-day per week conference call. Next call is in 10 minutes. Monday to Thursday Noon & Weekends 2pm ET Dial (888)532-9320 - No Pin needed Advertisements are on - after 25 hits, to hide the adverts you can sell through NAAIP, or refer others to do so. The alternative is to input your credit card/paypal for 99 cents first month and $9.99 afterwards. Thank you for giving me the opportunity to help you earn more money.
  10. Subject Line: NAAIP is bumping heads with top-level MLMs and we intend to win! This is serious and I need your help. There are about a dozen top-level MLMs/Recruiters that have partnered with a few of the largest insurers in this business to have a gentleman's agreement to not "rock the boat." Unfortunately for NAAIP but fortunately for you, NAAIP was not invited to this "party." Couple this with the new reality that Facebook has become huge. Certain MLMs/Recruiters have seen rapid rises with the help of Facebook. Unfortunately for that MLM/Recruiter, all their agents are on Facebook which allows NAAIP to skyrocket. Here is the plan. Offer recruiter-level commissions to all agents. No questions asked. NAAIP will not be able to offer contracts for those few carriers that are extremely name-brand. But it is preferable to sell a similar or superior policy to your client and you pocket much, much more commission. If you are a recruiter or top-level agent NAAIP can take care of you as well. Talk to me. Show me your production and I will take care of you. Regarding advanced commission, I am here for you. The whole MLM system is based on the upline guaranteeing the loans. For a top-level producer there is minimal risk but you have to show me the numbers. The alternative is for you to make the first sale "as-earned" and then we can move you to "advanced" at a lower commission level. After 10 sales I will move you up back up halfway and when you have 20 sales it will move you back to the original compensation with the advances. I believe this is the best way to do business. If you have the production that will allow me to assume more risk then send me the proof. I am super excited about Oxford Life and United Home Life. Learn and sell these products. Good feedback from Emma Pinkston's website www.emmapinkston.com - Emma is enjoying incredible success in the insurance business thanks to my company's beautiful technology and recruiter-level commissions. I want to talk to you about you making this work. Join the discussion at our 6 day per week conference call. Next call is in 10 minutes. Monday to Thursday Noon & Weekends 2pm ET Dial (888)532-9320 - No Pin needed Advertisements are on - after 25 hits, to hide the adverts you can sell through NAAIP, or refer others to do so. The alternative is to input your credit card/paypal for 99 cents first month and $9.99 afterwards. Thank you for giving me the opportunity to help you earn more money.
  11. Subject Line: cancun vacation to you for inviting 10 friends to naaip's facebook group. it is true. Hello , Incentive based marketing works and I want you to enjoy a luxury 5 night luxury vacation in Cancun, Mexico. Here is my offer to you: Invite 10 Friends to NAAIP's Facebook Group - https://www.facebook.com/groups/naaipagents/ Have your NAAIP website set up properly on your own domain name. I can help you on this but it really only takes 3 minutes. This offer will be available for the next seven days. Don't let this pass by. You will be staying at a 4 or 5 star hotel and only have to pay taxes and resort fees. Pennies on the dollar. Take a selfie video of yourself having a great time in Cancun so you can post the video on your website. Explain to your prospect that the vacation is real from your personal experience. In the meantime, get a glimpse of Cancun on this short video. I am still super excited about Oxford Life and United Home Life. Learn these products even though the Cancun vacation that I am giving you is not dependent on anything but the two bullet points above. Good feedback from Emma Pinkston's website www.emmapinkston.com - My programmer will be doing a redesign of NAAIP's home page which will have links to 10 to 20 real agent websites. If your site is chosen to be linked from NAAIP's home page it will help you in moving up Google. To be considered for that home page link please talk to me. The final expense quoter form at the top of agent sites seems to be popular. Our programmer is making similar for Medicare and health. Later today your NAAIP site will have a Health a Medicare quoter form (which really only collects client information) able to be placed at various positions on your site. Go to Quote Engine Position to manipulate the quoters later in the day. Since my last email blast I have become somewhat of an expert on state regulations regarding offering incentives to prospective clients. Join the discussion at our 6 day per week conference call. Next call is in 10 minutes. Monday to Thursday Noon & Weekends 2pm ET Dial (888)532-9320 - No Pin needed Advertisements are on - after 25 hits, to hide the adverts you can sell through NAAIP, or refer others to do so. The alternative is to input your credit card/paypal for 99 cents first month and $9.99 afterwards. Thank you for giving me the opportunity to help you earn more money.
  12. the there is a med quote engine was updated a long time ago. you are able to edit out the name of the carrier to show major company #1, etc. because the quote engine is good at collecting info. We did build a medicare quoter that only collects client info.. no rates.. that is very good.. You can access it on quote engine positions in your back office.. to make life and hide the engine. I believe we will be hiding all med sup quote engines on all site and making the quoter live. The Final expense quoter is only collecting client info.. so it is good... I call quote engine when it gives rates and quoter when just collects client info.. we dont have a final expense quote engine.. Here is link to all our iframe quote engines/quoters https://www.naaip.org/quote-engine-agent-websites
  13. Hello {agent}, Website News: I did a switch. If the term life quote engine was sitting at the top of your site and Final Expense quoter was at the bottom, then they are now reversed. The FEX is at the top. You can edit back at Quote Engine Position. The mission statement of NAAIP has become to provide full-time employment for agents to sell Final Expense and Mortgage Protection insurance. We have a great system and you might as well join in. Incentive-based marketing works. I will give you a free luxury vacation if you set up your NAAIP site well and make one sale for either of our favored carriers. Between these 2 carriers, you have 6 different Final Expense Policies. Recruiter Level Commissions are listed on the linked pages. We offer advanced commissions for those that need up-front cash. We are not playing games. Congrats to Emma Pinkston who edited her website with my help to highlight a free vacation to Orlando or Las Vegas for booking an appointment. Emma is a notary public and also helps her neighbors with their "Last Will & Testament." Emma and I are working on her Facebook Advertisements. Filled out forms for 3 and 4 dollars is the way to go. Holler If you want to put this video on your website: https://www.youtube.com/watch?v=SJI5gnDIQpw - I am here to help you. You can use my account to offer your clients free luxury vacations. Unbelievable. I joined MarketingBoost.com right before their price increased to $197/month. These great ideas and discussions occur on my Facebook Group. A few days ago, I had to change the FB group address because of a technical issue. Please join. The 6 day per week conference call is going on for up to two hours. There is demand for my new-found technique offering a game-changing good deal for agents selling Final Expense. Next call is in 20 minutes. Conference Call: Monday to Thursday Noon & Weekdays 2pm Eastern Time Dial 1(888)532-9320 Regulations regarding incentives as per Florida below. Agents should check the regulations for their state. Per F.S. 626.9541 Unfair methods of competition and unfair or deceptive acts or practices defined. (m) Advertising and promotional gifts and charitable contributions permitted.— 1. The provisions of paragraph (f), paragraph (g), or paragraph (h) do not prohibit a licensed insurer or its agent from: a. Giving to insureds, prospective insureds, or others any article of merchandise, goods, wares, store gift cards, gift certificates, event tickets, anti-fraud or loss mitigation services, or other items having a total value of $100 or less per insured or prospective insured in any calendar year. b. Making charitable contributions, as defined in s. 170(c) of the Internal Revenue Code, on behalf of insureds or prospective insureds, of up to $100 per insured or prospective insured in any calendar year.
  14. this is a one that says no MLM.. just direct $34 lead for postcards 26.3% closing rate on postcards average 700-800 dollars a sale with 6 carriers..85 percent aa, rna, prosperity for gi and aig also has starts at 105% at core.. and 115% with primary carriers 110 and 120..8,000 in a month three months in a row 115 and 125 15k three months in a row 120 and 130 20k three months in a row aig is 60% average agent sells GI 4% of the time should have 3000 usd to invest in leads 300 dollars for class.. but he can get it for 80 usd. 4 and half weeks for direct mail to come back to you. average agent is spending for 20 leads per weeks - minimum lead order is 15 leads a week. top agents are buying 40 leads per weeks every morning at 9am they have training call... for about half hour advances are 9 months.. 16 hour course to be trained... relationship with builder aged leads from 50cents to 28 usd, facebook leads are 20 usd
  15. We discuss Promocodes on daily conference call At the footer of www.naaip.org I have a link to https://www.webce.com/naaip - I believe very shortly I will be coming up with a better discount. This one is 10% check the footer of www.naaip.org under sales tools when you are ready to order or ask at our 6 day per week conference. Conference Call: Monday to Thursday Noon & Weekends 2pm ET Dial (888)532-9320 - No Pin needed
  16. Hello Agent, Subject Line: Free Vacation from NAAIP - Orlando, Las Vegas, Cancun, etc. 49 Cities/Resorts Available Christmas is Coming Early! I will incentivize you to do your job. To earn six figures. I will give you a free vacation. You have a choice of 50 cities and resorts worldwide. From 3 nights/4 days in Orlando or Las Vegas to 8 days /7 nights in Bangkok or Bali. Typically, a 4 or 5 star resort/hotel in which you only pay taxes/resort fees that average $25 per night. I joined MarketingBoost.com right before their price increased to $197/month. I am allowed to send out unlimited vacations, unlimited $100, $200 or $300 hotel/car rental savings cards and unlimited vouchers that includes 55,000 local and chain restaurants with discounts of up to 50% off from Dining Advantage. Click on marketingboost above and tell me where you want to go. The location has to be at least 100 miles from your residence and 30 days from the booking. I can only give you one free vacation per year. If you want to have these incentives in your arsenal, please join with the link above which is NAAIP's affiliate link. Please be aware of state regulations as to specific dollar amount of incentives that your state allows. I have seen insurance agents use incentives to set appointments and encourage referrals. An insurance agent must be aware of state laws which prohibit incentivizing the actual purchase of a policy. Here is what I need you to do. (I can help you with each point) 1. Set up your NAAIP website properly on your domain name. 2. Properly understand "Moving up Google" by watching the 13-minute video on this page https://www.naaip.org/buy-domain 3. Set up your website in with Google Local and Maps (then Bing Places). 4. Join my Facebook Group & Like my Facebook Page - Give 5 stars and make a nice comment. 5. Subscribe to my YouTube Channel and make at least one comment - You can access by clicking on any NAAIP video. 6. Refer at least one agent to sign up to NAAIP website - tell me his/her name. 7. I need you to register for Dental Plans and link it up properly to your NAAIP website. If you want to delete it afterwards that is fine. You should be aware that NAAIP websites are very good for products that have click to buy. 8. Be cognizant that offering prospects a Free Will is a "Winner." Consider being a Notary Public and carrying a portable printer in your car. 9. Be cognizant that Facebook Leads are huge. Especially using incentive-based marketing - I can help you set up/run the account if you work with NAAIP. 10. Be cognizant that postcard marketing is huge. Sometimes it is best to just knock on the door, explaining that you sent the postcard already. 11. Be cognizant of the tremendous resources at www.naaip.org/lead-services. Tell me how much time you were on this page. NAAIP is working hot and heavy for United Home Life and Oxford Life. NAAIP's mission statement is to get agents selling these two carriers. United Home Life has a tremendous product line that includes five different Whole Life/FEX policies (up to 150k), Term till 300k and accident that can get to 200k. More Website News: You can now put the FEX Quote form at the top of your site. Check out your back office and the two new buttons Quote Widgets and Quote Engine Positions. Soon enough NAAIP will have a "Free Will" at the bottom of all sites and be able to be white labeled for recruiters. Patience, my dear. NAAIP is aiming to be a dominant player in the insurance. I need your help. Please join our 6-day per week conference call, and we will figure out together how to make this work. Conference Call: Monday to Thursday & Weekends 2pm ET Dial (888)532-9320 - No Pin needed Regulations regarding incentives as per Florida below. Agents should check the regulations for their state. Per F.S. 626.9541 Unfair methods of competition and unfair or deceptive acts or practices defined. (m) Advertising and promotional gifts and charitable contributions permitted.— 1. The provisions of paragraph (f), paragraph (g), or paragraph (h) do not prohibit a licensed insurer or its agent from: a. Giving to insureds, prospective insureds, or others any article of merchandise, goods, wares, store gift cards, gift certificates, event tickets, anti-fraud or loss mitigation services, or other items having a total value of $100 or less per insured or prospective insured in any calendar year. b. Making charitable contributions, as defined in s. 170(c) of the Internal Revenue Code, on behalf of insureds or prospective insureds, of up to $100 per insured or prospective insured in any calendar year.
  17. NAAIP was recently tasked with making a Final Expense Carrier America's #1 Final Expense/Whole Life/Mortgage Term carrier. It will be a relatively easy job for us to accomplish. Here are the bullet points: 5 different FEX/Whole Life products. Preferred, 2 Standards, Graded and GI. The Preferred FEX is called Provider Whole Life and offers from 10k to 150k in whole life and is not shown on fexquotes so you may not have known about these super-competitive rates. No E&O required. All forms, quote engines, applications are online with password protection. Use password USA to access. Over the phone selling made easy. UHL FEX, Term and accident can be sold by phone. UHL's term life combined with accident is perfect for mortgage protection. Commission levels: ask us. NAAIP's mission statement is to recruit and train agents to sell FEX's product line. I encourage agents to put our final expense quoters at the top of your NAAIP website - example site. These changes can be made in your back office via "quote engine position", "Header image(big)", and "Pop-over in header image." It would be a good idea to change the content to include information on the product that you are selling by editing "Content Management." I have beefed up our page https://www.naaip.org/sell-final-expense-by-phone and https://www.naaip.org/lead-services with more great information and resources. I will walk you through the exact steps that you must do to make a sale a day for United Home Life. FEX products are simple - No invasive testing. A few yes/no questions to determine eligibility. I have a feeling that UHL is the perfect fit for NAAIP agents. Soon enough, NAAIP will have a "Free Will" at the bottom of all sites and be able to be white labeled for recruiters. Patience, my dear. Join NAAIP's Facebook Group - FEX carrier recruited us because they were impressed. Having lots of agents in our Facebook Group helps. I need everyone who reads this email to join NAAIP's group. It is a great resource to interact with our agent services and other NAAIP users. Facebook is Huge! New Conference Call Times. Monday to Thursday Noon & Weekends 2pm ET - I am dropping Friday and Adding Saturday at 2pm. Bring a friend, even a non-licensed person, to join. The training that will be provided on the conference call will cause any normal person to earn a decent living. More news: The Brokerage Company that NAAIP was referring agents is not happy with the type of agent that we have been sending. The brokerage company is adamant that NAAIP should not refer them new agents that earn less than 100k per year. I have to respect their wishes.
  18. for new agents - the 3 main carriers rna 100 - no height and weight and voice signature - jet term, spwl uhl 102.5 - full suite of products - low rates - seemless eapp - now for 300k aa 105 - for term and ul products - mortgage protection.. easy UL.. lower rates, more db - goes to 300k then americo is 120 - high commissions.. - mortgage protection... for me annuity athene, national life group/ameritas iul transamerica - paper apps/complicated - for unhealthy moo - moo is tough underwriting.. .. has good GUL - ton of products Our Final Expense carriers are: Americo = 120% (E&O Required) Mutual of Omaha = 110% (E&O Required) American Amicable = 105% Royal Neighbors (RNA) = 100% Transamerica = 115% United Home Life (UHL) = 102.5%
  19. Subject Line: {$name}: It's All About the Benjamins w/ NAAIP "It's All About the Benjamins" is slang for making money. A Benjamin is a $100 dollar bill. My job is to some how, some way figure out the way to get NAAIP to 20, 30 and then 40 and 50,000 users. To make NAAIP synonymous with high quality free-forever websites, quoters and sky high compensation if agents sell through us as the up-line. Currently, NAAIP is sitting at 10,674 registered users. Your job as a licensed insurance agent is to make a sale a day or a few sales a week. To be consistently earning 6 figures per year. NAAIP technology is always improving but this latest improvement is a winner. Our programmers made https://www.naaip.org/quote-engine-agent-websites. Additional iFrame html quote engine widgets for FEX, health, medicare, homeowners, renters, boat, motorcycle, condo, business and more. We placed these quoters at the bottom of all sites. Agents can place the individual quoters on non-NAAIP sites using the codes from the link above. There is another day or two for the programmer to work to make the quoters for NAAIP sites more editable, etc. In the meantime, great programming work is sitting at the bottom of your NAAIP site. Perfect programming and thousands of agents relying on our brain-power will help NAAIP get to 50,000 agents. I am all-in in helping agents succeed. Leads (getting in front of prospects) are so important for agents. I am constantly updating https://www.naaip.org/lead-services. NAAIP is part of an incredible incentive-based marketing programming. Free vacations, free restaurants. I have the ability to give away a free 4 day/3 night vacation in Orlando, Las Vegas, Cancun and dozens of other locations. I will be using these gifts to incentive you to Signup to NAAIP. Properly host your NAAIP site on your own domain. Do proper steps to move up Google, Google Local/Maps, etc. Sell insurance with NAAIP as the up-line. Incredibly high commissions, especially with with my favorite, FEX/Annuity/SPWL carrier. Join us at a conference call for details. Remove the adverts on your site by selling/referring or paying a measly 99 cents per month. Agents can use incentive-based marketing to boost business. You have to be aware of department of insurance regulations that forbid you from incentivizing the purchase of an insurance policy. Yet, incentivizing the filling out of a lead forms and meeting the agent seems to be OK as long as you don't demand that one must make a purchase in order to get the free vacation/restaurant. As well, incentivizing referrals from your existing clients is OK. Imagine showing your appreciation to your existing client base by giving them a free vacation after they refer you to their friends. Amazing. If you decide to join this incentive based marketing program it would be $41/month. Click here. NAAIP is a partner/affiliate. Click our link which is also located on our lead-services page. Lots of good resources in the incentive-based marketing back office. Facebook lead help in particular. In the future, if you decide not to pay the $41/month you can have NAAIP send the free vacation/restaurant link to your people. I would love that you know this program well so that you can explain the program and have use of the resources in the incentive-based marketing's back office. I figured out that Facebook and Facebook Groups is HUGE. Join NAAIP's Facebook Group -NAAIP's Facebook Group We placed advertisements on - after 25 hits, to hide the ads you can sell through NAAIP, or refer others to do so. The alternative is to input your credit card/paypal for 99 cents first month and 9.99 afterwards. Thank you for giving me the opportunity to help you earn more money. Sincerely,
  20. John Hancock announced Oct. 3 it is expanding its Apple Watch program to include the new Apple Watch Series 5. Beginning this fall, customers can earn the watch through the John Hancock Vitality Program for just $25, simply by being more active. The newest version of the watch features an always-on retina display, an updated compass, and international emergency calling, as well as hard fall and electrical heart sensors. Brooks Tingle, president and CEO of John Hancock Insurance, said the announcement further cements the company’s commitment to motivate and inspire customers to both protect their financial futures and live longer, healthier lives. “The Apple Watch has been an extremely popular and effective component of our program as customers who use it report increased motivation and physical activity, the bottom line in what we’re trying to do with our insurance,” Tingle said. “Healthier lives are not only good for our customers and their families, but good for our business and society as a whole.” In a recent survey of John Hancock Vitality members with Apple Watch, 84% said they are motivated to exercise by their Apple Watch and 90% wear an Apple Watch seven days a week. Furthermore, a RAND Europestudy of over 400,000 people, the world’s largest behavior tech study based on verified data, concluded that those who participated in Vitality’s Global Apple Watch programs averaged a 34% sustained increase in physical activity compared to participants without an Apple Watch. With the John Hancock Vitality Apple Watch program, policyholders can choose the Series 5 (40mm) or Series 3 (38mm), pay a $25 initial fee (plus tax), and get started. They can also customize their watch with features like cellular or a larger face size for a one-time upgrade fee. Whether they like to walk, run, bike or swim, it’s easy for participants to share their activities and earn points that go toward monthly payments for their watch over a two-year period. John Hancock Vitality members are able to fully fund their watch by meeting monthly physical activity targets. The John Hancock Vitality Program first launched in 2015. Through the program, customers can earn savings of up to 15%* on premiums and rewards for the everyday things they do to stay healthy, like exercising, eating well and getting regular checkups, including $600 in annual savings on healthy food purchases. As an extension of John Hancock Vitality, the Company first introduced the Apple Watch program in 2016, offering policyholders the opportunity to earn an Apple Watch to support their physical activity goals and earn points.
  21. Hello , A huge part of selling financial products is coming across as a professional. Let's Do It! You're NAAIP is part of a list that is a.) not properly hosted or b.) has advertisements on their website. Not good. For the longest time, I have been encouraging agents buy a domain and do proper hosting. Buying a domain from Godaddy using a coupon code is $5 for the first year and then $10 per year for the next two years. Afterwards it would be $18. I would recommend that you change over to Cloudflare at $8 per year instead of paying the $18. NAAIP websites are free forever, but we place advertisements on your site after 25 hits. You have the option to sell through us at the highest commissions levels in the industry or refer to us and the adverts will disappear. You can even sell through us years later and I will refund whatever payments you have made. In any case, the payments to hide the adverts are tiny. First month with a promo code is 99 cents and afterwards $9.99. Here is the plan. I can take care of everything. a.) Join the conference call and I will walk you through what must be done. It is described here anyways. https://www.naaip.org/buy-domain with relevant videos. I will give you the 99 cent promo code during the conference call. The other alternative is to give me your credit card/paypal info. 1. I will hide the advertisements on your site that appear after 25 hits. I will not use the promo code. It will be $9.99/month from the start. Obviously, if you sell via NAAIP and input sales in your NAAIP back office the adverts/payments would not be an issue. 2. I will open a GoDaddy account for you and make a 3 year domain purchase. I will choose the domain from the list on https://www.naaip.org/buy-domain - We will be on sms/text message contact for you to confirm that you like the domain. Then I will purchase the domain in your account for 3 years. 3. I will properly host your website via DNS IP address in your GoDaddy and NAAIP back office. This is a 2 step process that takes 3 minutes. I will do this for you. Hopefully, when your site is properly hosted you will spend the 13 minutes to learn how to move your site up Google, Google maps, Google local, etc. I am making a link to that YouTube video on this email. As my Daddy told me when I was a kid. Don't be Stupid! lol. Seriously, this is so easy and so important for you to impress others that you are a top-level professional. Let's do it. As you know we placed advertisements on - after 25 hits, to hide the ads you can sell through NAAIP, or refer others to do so. The alternative is to input your credit card/paypal for 99 cents first month and 9.99 afterwards. Thank you for giving me the opportunity to help you earn more money
  22. Live Daily Coaching Calls. I’ll teach a lesson on sales training, lead generation, or review an agent’s sales call, all with the goal of increasing your sales and marketing skill, so that you’ll get better results selling insurance. Learn Multiple Insurance Sales And Marketing Systems. In addition to my final expense sales and marketing system, you can now learn how to sell Medicare Supplements to folks turning 65 and older, in addition to learning how to sell and market for mortgage protection business, annuities, and critical illness insurance. This is great training for new agents looking to specialize in a market and wanting to know the best options, and for experienced agents looking for a product change. FREE Access To Term, Universal Life, Final Expense, Medicare and Annuity quote engines at footer of https://www.naaip.org. Learn How To Generate Insurance Leads Organically on YouTube and Through Google Search. Discover How To Create Your Own Facebook Ads And Eliminate The Lead Generation Middle Man.
  23. Aetna offers a variety of Aetna Medicare Advantage plan types. Which plan type requires a person to use only network providers? (Excluding emergency or urgently needed services) Choose one answer. a. PDP plan b. HMO plan c. PPO plan d. ESRD plan Correct. Correct Marks for this submission: 5/5. Question2 Marks: 5 Which plan type allows members to see preferred doctors in network, doctors out of network and does not require referrals to a specialist? Choose one answer. a. PDP plan b. Cost plan c. PPO plan d. HMO plan Correct. Correct Marks for this submission: 5/5. Question3 Marks: 5 Most Aetna Medicare Advantage plans are integrated with prescription drug coverage, so they are called MAPD plans. Answer: True False Correct. Correct Marks for this submission: 5/5. Question4 Marks: 5 Aetna case management consists of registered nurses, social workers, behavioral health professionals and pharmacists who help members navigate the health care system and access services. Answer: True False Correct. Correct Marks for this submission: 5/5. Question5 Marks: 5 Aetna Medicare Advantage HMO and PPO plans have no out-of-pocket maximum. Answer: True False Correct. Correct Marks for this submission: 5/5. Question6 Marks: 5 Aetna Medicare Advantage HMO and PPO plans cover routine preventive care including an annual wellness visit, screening mammograms, and prostate cancer screenings. Answer: True False Correct. Correct Marks for this submission: 5/5. Question7 Marks: 5 A member’s cost share at a preferred pharmacy will usually be lower than cost share at a standard pharmacy. Answer: True False Correct. Correct Marks for this submission: 5/5. Question8 Marks: 5 All MAPD plans have a prescription drug component. Answer: True False Correct. Correct Marks for this submission: 5/5. Question9 Marks: 5 Which of the following are true? Choose one answer. a. The Aetna Medicare PPO plans provide access to services from doctors in the PPO network at a lower out-of-pocket cost. b. In the Aetna Medicare Open Access HMO plan, members can go to any Aetna Medicare Plan HMO network doctor they choose for covered services without a PCP referral as long as the doctor is a contracted HMO doctor. c. All of the Medicare Advantage plans include free monthly fitness club memberships to any facility participating within the SilverSneakers network. d. All of the above. Correct. Correct Marks for this submission: 5/5. Question10 Marks: 5 You can find a quick list of tools for Aetna Medicare plans on www.aetnamedicare.com/brokers which includes information about plans, medications, and doctors. Answer: True False Correct. Correct Marks for this submission: 5/5. Question11 Marks: 5 What is a Dual eligible Special Needs Plan (D-SNP)? Choose one answer. a. A type of Medicare Advantage Prescription Drug (MAPD) plan designed to provide targeted care and services to individuals with specific needs b. A MA plan that tailors benefits, provider choices and drug formularies to meet specific needs of the groups they serve c. A MA plan for those who are eligible for Medicare and Medicaid. d. A MA plan required to contract with a state Medicaid agency e. All of the above Correct. Correct Marks for this submission: 5/5. Question12 Marks: 5 Low Income Subsidy (LIS) is a Medicare financial assistance program that helps to reduce prescription drug costs. Answer: True False Correct. Correct Marks for this submission: 5/5. Question13 Marks: 5 The difference between LIS and the Medicare Savings Program (MSP) is LIS helps reduce prescription drug costs and MSP helps with Medicare plan premiums, deductibles and copayments/coinsurance with medical services. Answer: True False Correct. Correct Marks for this submission: 5/5. Question14 Marks: 5 Which of the following is true for Low Income Subsidy: Choose one answer. a. Beneficiaries pay no more than $3.60 for a covered generic and $8.95 for each brand name drug b. There is no coverage gap c. There is no Late Enrollment Penalty d. All of the above Correct. Correct Marks for this submission: 5/5. Question15 Marks: 5 A full dual eligible means an individual has Medicare, but is only eligible for assistance with Medicare premiums and sometimes cost share through the Medicare Saving Program. Answer: True False Correct. Correct Marks for this submission: 5/5. Question16 Marks: 5 LIS Medicare drug plan premium and deductible costs are based on income level. Answer: True False Correct. Correct Marks for this submission: 5/5. Question17 Marks: 5 Full benefit duals meet state Medicaid eligibility requirements and are entitled to receive the Medicaid services they need. Answer: True False Correct. Correct Marks for this submission: 5/5. Question18 Marks: 5 One of Aetna’s Model of Care goals is to improve use of preventive health services. Answer: True False Correct. Correct Marks for this submission: 5/5. Question19 Marks: 5 Which are attributes of the Aetna’s Model of Care: Choose one answer. a. An Interdisciplinary Care Team approach b. Clinical Programs to improve health and well-being c. Transition of Care Program d. A and B e. All of the above Correct. Correct Marks for this submission: 5/5. Question20 Marks: 5 The Aetna DSNP care manager and care team provide a single point-of-contact to help coordinate all Medicare and Medicaid covered care and services that the member needs. Answer: True False Correct.
  24. when can consumers eligible for unitedhealthcare sco plan enroll if the consumer has both medicaid and medicare? answer: once per quarter during and during aep while determining if carl is eligible for the UHC sco plan, anne learns that carl does not pay copayments when he goes to the pharmacy. what that may indicate. answer. carl may be enrrolled in pace. if that is confirmed carl should not enroll. uhc sco is a fully integrated dual eligible fide (fide)snp offered in MA. the plan covers remibursed under medicare and masshealth, the ma state medicaid program. the uhc sco plan also provides specialized geriatric elder support services and respite care for families and caregivers in addition to providing the medicare and medicaid benefits. medicaid in ma is called masshealth is combination medicaid and state childrens health inssurance plan (schip) in one program. to be eligible for masshealth, must live in ma, have low to medium income and meet certain financial eligibilty requirements. masshealth offers six coverage types of individuals, families and people with disablities. masshealth standard masshealth common health masshealth careplus masshealth family assistance masshealth premium assistance masshealth limited only individuals enrolled in masshealth standard who also meet the eligibility requirements maybe enrolled in uhc sco Pace is the program for the all-inclusive care for the elderly progrram covered by medicare and masshealth. in some areas it is referred b to as the elder service plan (esp) special consideration should be given prior to enrolling a pace covered person in SCO. pace offers coordinated care provided by health providers, additional covered services (meal delivery) and case management. the purpose of a sco is to keep members as independant as possible, whether they live in the commnity or in an institution. to achieve this goal, the plan offers benefits in addition to those covered by Original medicare and medicaid alone. as a fully integrated plan, members receive all their medicaid and medicare benefits through UHC. sco plans are like health maintenance organizations hmo. and require each member to select and use an in-network pcp primary care physician. community service - adult day care, housekeeping, home delivered meals, transporrtantion, are covercovered if guidelines are met other benefits and services, drugs - no copayments or out of pocket costs for covered drugs and for over the counter medications orded by the primary physician (unlike masshealth only coverage) dental- routine exams, cleanings, fillings, dentures, implants, and more in addition to masshealth. vision, annual eyeglasses and hearing benefits. transportation to all medical benefits hospice at in network hospice providers for masshealth standard recipients without medicare(original medicare still covers hospice for those with medicare) masshealth - medicaid -standard sco members must be enrolled in masshealth... most will be covered by medicare, but it is not required for enrollment in uhc sco. cms granted permission to the state executive office for health and human services eohhc to require that medicaid only individuals be included in the sco eligible eligible population. sco plans contracted with MA are required to provide the same benefits to the medicaid only members as medicare and medicare covered members. care management team is responsible for care planning and service coordination of all medicare and masshealth standard covered services. a health risk assessment tool is used to assess the level of each member's health care within 30 days of becoming a member. all members assessed at least twice a year, with more frail members being assessed more frequently. care management proactively works to coordinate care and service as a seamless model of care. this is a fundamental aspect of the UHC sco and is also a key selling point. uhc sco care management provides recomendations for timely, medically necessary covered health care services in an appropriate setting. uhc sco care management focuses on primary and preventative care. care managers share servics and care plan information with the member's Pcp. in addition. the uhc sco clinical team has a healthcare service coordinator to help assist members get on boarded onto the plan and obtain preventative services they may need , such as flu and pneumonia vaccines. uhc sco care management provides access to telephonic support 27/7. members are able to call toll free to reach health care professionals to ask questions and discuss concerns about their health care. uhc sco care management seeks to optimize a members health and well being by helping the member obtain the medical and home/communitiy based services they need. such as personal care assistance, home health and adult day health. to enroll in uhc sco plan, what level of medicaid must the consumer have. answer enrolled in masshealth standard. what is NOT a component of care management? providing community services is not specifically a function of care management. the other choices were. eligibility to uhc sco plan. - prefacing. best practice to not be intrusive ,, asking in a nice way personal questions. .. ask for approval to continue. is the consumer 65 or older? is the consumer enrolled in masshealth standard does the consumer live in the plans service area does the consumer have esrd does the consumer only have masshealth and live in a hospice that is outside the plans netowkr. does the consumer qualify for masshealth standard through frail elder waiver - few consumers must have a valid election period to enroll or disenroll in uhc sco plan. medicare and medicade can enroll during the Medicare initial enrollment period - iep - and the annual election period aep, the medicare advantage open enrollment period oep and available special election period sep. consumer with medicare and medicaid can use the sep for dual/lis maintainting once per calendar quarter from january till september medicaid only consumer are not restricted by cms election rules and can enroll/disenroll monthly. the plans effective date depends on the election period used by the consumer. when sep/lis maintaining is used the plan effective date is the first day of the month following the receipt of the enrollment application. the date the agent signs the enrollment application is considered the reciept date. pace stands for program for all inclusive care for the elderly pace is unique benefit under medicare and medicaid that focuses on frail seniors who meet the states standards for nursing home care. it features comprehensiv medical and social services at an adult day health center. - in home and or in patient facility. for most participants , the comprehensive care allows them to remain in their home while receiving care, rather than be institutionalized. a team of doctors, nurses and other health care professionals assess a participants needs, develops care plans and delivers all services under one integrated plan. PACE is available in states like MA that have offered to it through their medicaid program. pace and other sco plans. when consider enrolling consumers in uhc sco, be sure to determin whether the consumer is enrolled in pace. unless their is a compelling reason, it is generally nor appropriate to enroll pace members in uhc sco. these members are very frail and moving to sco may require changing providers. these maybe the reason to change to sco.... that the pace member moved out of the pace service area. that the member does want to stay with her pcp and wants to use a pcp with uhc sco netork. there are numerous pace sites in MA. see online. there are six uhc sco plans in ma.if consumer is not happy with providers may change, but ussually not by seeing the insurance card one is able to know if with plan already. if consumer states that pays no copayment for drugs then agent must seek confirmation that not with pace or sco. if on adult day care - then cross reference the pace centers. which is comparible to benefits of sco. marketing.. be complient... agent must take and pass the events basic module. take the module to present the plan. only enroll if good for consumer.. signed and dated by agent, review medicare card for accuracy.. provider directory for their area, pharmacy formulary will be mailed in welcome kit. if want provider directory for additional area they may request and it will be mailed at no cost. agents should use online directory and formulary.. and encourage members to contact customer service or online to confirm up to date provider status. agents should look up online the doctor status... jarvis,uhc toolkit, uhc sco promo materials, phd, jarvis wrap, search tools, uhc toolkit,, additional sales tools be knowledgable about medicaid eligibility requirements and masshealth benefits, scope of appt review current health coverage, verify if have masshealth standard. look up consumers providers, pcp, if in network. must be willing to change pcp if not in network. explain how to access doctors. confirm understanding of plan. explain, review the sco enrollment guide. explain costs, details. pcp name. enrollment guide to rules about enrollment, cancelation, disenrollment ... consumer may cancel before effective date.... cancelations in writing .,. and effective till end of month.. effective till ineligilbe .. they are in service area and in masshealth standard. venues to sell should be accessable to wheelchair.. and public transportation.. if inquire about eligibility refer to eohhc] agents must make available to uhc sco, upon request, all schedules of selling and activity to sell. consumers should have upon request.. relevant info.. agents use approved materail,,,access used by uhc sco materials.... distribute that material by mail promo material if less than 15 dollars no incentives to enroll or refer.. no door to door, or unsolicited contacts..must only use approved scripts, etc. select with group of individual might qualify for medicaid? certain person and famililies with low income requirement of masshealth? live in MA which is the following compenents of uhc sco plan is considered its foundation care management which 2 are true about uhc sco care management program? a health risk assessment tool is used to assess the level of each member's health care care management team is responsible for care planning and service coordination of all medicare and masshealth standard covered services. when will johns coverage begin - only medicaid- if sign up nov 10th? december 1 and use current year app.. which of the question could you ask the consumer to determin if they have pace or another sco plan? do you currently pay copays for drugs. requirements of uhc sco plan. resident of service area. which of the following about esrd. and uhc sco? may not enroll in plan unless has uhc or the ma plan that they have has terminated. what is best describe pace and why no good to enroll them in sco plan.. it is an optional benefit under medicaid and medicare that focuses on frail seniors who meet their states standards for nursing home care. pace features comprehensive care that allows members to remain in their homes while recieving care. enrolling in a sco plan would change their providers and care approach. mr javitz saw his pcp is not in sco network.. and not willing to change his pcp. what should agent do. agent should not enroll him. health risk assessment .. statement is true. it is used by the care management team to determine the members level of healthcare needs. when presenting sco plan to consumer these 2 things agent must do look up provideers in online directory confirm if doctors are in network. explain that the doctor status can change the advise consumer to call the plan or look online to confirm before see dr. coverage guidelines do not typically cover in community services? pet grooming if medicaid only which is true regarding enrollment in uhc sco/ enrollment can occur year round with continueous enrollment. what is the reason to enroll a pace member in a uhc sco? participant moves out of pace area.
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