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NAAIP Admin

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  1. They confirmed the date for round 2 store selection is still beginning on May 22nd but the payment deadline is in June and not September like before.
  2. Walmart Round 2 SNEAK PEEK has been released so you can begin marketing. Attached are last year’s participating carriers and key details, keep in mind these are from last year, things CAN change but probably not by much. See below email as well. · For agents interested, please get at least 3 desired requests for better chances of getting a store. I will request all in hopes to get at least one, we could get all and give back what they don’t want. · First come first serve, so send me your agents requests as you receive them. · For those that make requests prior to Round 2 being released, they will need to send the deposit as soon as we have confirmation of the store, approximately 5/24/19. Copy of the check prior to mailing is required as proof of mailing. · Agents making requests DURING Round 2 will also need to send deposits as soon as the store is confirmed. Stores are generally confirmed day after the request is made. Copy of the check prior to mailing is required as proof of mailing. · FULL $500 will be due if they do not have 3 Active MA carriers with us. If they reach 3 carriers with us by program start, 10/7/19, they will be eligible for the $250 discount. · If check has not been received and no proof before Round 2 closes, store will be dropped.
  3. Question: He is in good health 33 years old. 6"3" 285 lbs and smokes 1 cigar a month. Looking for a 20 year $250,000 term. Can you direct me to a company and tell me how to get appointed? Answer: https://www.naaip.org/john-hancock-insurance is your best bet as they are among the least expensive for his height and weight whether or not you choose Vitality and he can smoke as many cigars as he wants and still be considered non-smoker. in our iPipeline tool at the bottom of www.naaip.org and all subpages - There is an underwriting tools in Term and UL Quotes and submissions - iPipeline. www.naaip.org/banner-life looks good but based on client be able to smoke many cigars JH is best. With JH you would register for the eticket and login in the NAAIP back office and submit the sale. There is a decent chance it will be accelerated underwriting as well. https://www.naaip.org/john-hancock-life-expresstrack-2-pages-1.pdf Symetra is a great company. They have a solid built in chronic illness rider and the client can pay additional funds for an even better one. AIG and ANICO have guaranteed ROP options which are nice. ANICO offers great living benefits too.
  4. Hello {$name}, Subject Line: Join the Walmart Retail Program with NAAIP The Walmart Retail Program is returning for AEP 2020. The program allows NAAIP agents to reserve a Walmart store during AEP. Agents have the opportunity to interact with Walmart shoppers, answer their questions, and enroll them in Medicare plans. Stores Must Be Reserved Agent reservation is exclusive; no other agents will be allowed a presence in that Walmart. The sooner you apply for a store the better your chances of reserving it. For AEP 2020 there are more than 2,500 unclaimed stores. Must be contracted through NAAIP with at least two Medicare Advantage carriers who offer plans in the store area. Must complete Medicare certifications for AHIP and your Medicare Advantage carriers by September 10, 2019. Agent must be in store three days per week for a total of 20 hours per week between October 7 and December 13. This can be divided between multiple agents. $250 application fee per store (if with 3 med adv carriers - 2 carriers will be $500). Agents will be credited to cover this cost at the end of the program if adhere the program guidelines. You Must Apply and Submit their Store Selection with NAAIP by May 17, 2019 Available Stores Click to find stores in your area. May 1 to 16 - Round 1 of Store Selection For returning agents only. Renewals for agents who had stores the previous year. May 17 - NAAIP Deadline for Store Selection Agents must submit their store selection to NAAIP by May 17. May 22 to June 17 - Round 2 of Store Selection Open to any agent. Agents can apply for stores whether or not they had the store the previous year. June 24 to 28 - Round 3 of Store Selection Open to any agent. Agents can apply for stores whether or not they had the store the previous year. Payment Deadline Round 2 payment deadline is June 17th. September 10 - Certification Deadline Agent must have completed Medicare certifications for AHIP and at least two carriers who offer Medicare Advantage policies in the area. October 7 to December 13 - Agent Present in the Store Agent must be in store three days per week for a total of 20 hours per week. This can be divided between multiple agents. Only via NAAIP - Every 5 Medicare sales gets you 1,000 free mailers! Your site {$link_url} should be on a domain name that you own! Talk to me and we will get this done. Thank you for giving me the opportunity to help you earn more money.
  5. Hello {$name}, The Following is the Latest News: I have spent over 1,000 hours on YouTube watching other recruiters/trainers spout off their special knowledge about insurance sales. I, personally, have 20 years in this industry. Right from the start at the very top earnings level. Face to Face & Over-the-Phone for multiple product lines. I have spoken to thousands of agents over the past few years as NAAIP has become a powerful force. Offering free technology and highest commissions. My conference call is 6 days per week. A lot of talking and listening. I respectfully request that you: Ask me a question, give me a topic that you want a detailed video explanation. Subscribe to my YouTube Channel - then click "The Bell" to be alerted to new videos. Like & Comment on individual videos. I get alerted to every comment on my NAAIP Channel. Ask the question in the comment section of my YouTube video. A few weeks ago, I bought a better microphone. You will notice that the audio sounds better on the recent videos. Very soon, I will buying video equipment - My fans will be able to see that I am reasonably handsome. lol. Every so often, I will be "Live-Streaming" our daily conference call. Those that Subscribe and be Alerted will be notified by email whenever live-streaming occurs. A few recent YouTube videos. How to Move Your NAAIP Site up Google Two Most Important Factors in Phone Selling/Appointment Setting Using a Free Will to Help You Sell Insurance Selling Final Expense over the Phone - Amazing Phone Script Your site {$link_url} should be on a domain name that you own! Talk to me and we will get this done. Thank you for giving me the opportunity to help you earn more money. Sincerely, David Gordon tel:(800)770-0492 direct & sms: (561)440-9245 (I Love Text Messages) www.naaip.org eContracting Portal eContracting SuranceBay Link Compensation Grid All (except annuities) - a few carriers are listed exclusively in our password protected back office. Compensation Grid Annuities Contracting Summary iPipeline iGo Term & UL Quotes/Submission (drop ticket is easiest) iPipeline Home - submit Life, Ci, Di, Acc, LTC & Annuities iPipeline Forms Search iPipeline Product Information iPipeline Underwriting Search Guaranteed Highest Compensation on Over 100 Carriers Home of The 125 FEX Club,The 123 Term Life Club & The IUL Club Free leads if contracted with: Dozens of Life, FEX, Annuity, LTCi, CI, DI & Medicare Carriers NAAIP Members Nationwide: 9,739 Conference Call: Weekdays Noon & Sundays 2pm ET Dial 1(888)532-9320 casedesign@naaip.org: Illustrations/Expert advice for all situations. Don't be shy. We are here to serve you. Give every detail of your prospect. You will get expert advice as to which product to sell. www.naaip.org/oxford-life is NAAIP's greatest deal. Lowest non-smoker FEX rates - POS. Register for AgentXcelerator - This gives you access to a 100% accurate Medicare supplement, Medicare Advantage & Part D Quote quote engine. To whitelist NAAIP's email. Add david@naaip.org to your contact list by emailing back. Say "Hello."
  6. Global Atlantic - Worldwide Assets Considered – Program is designed for “High Net Worth” foreign nationals, so we require a $2 million net worth. However, the assets are not required to be in the U.S. Will consider assets anywhere in the world to meet this requirement and to justify the amount of insurance coverage sought. Translated Materials – Purchasing a policy in a second language can be challenging. We have translated certain marketing materials to Chinese and Spanish. Limited Power of Attorney (LPOA) – Makes it easy for clients who need to return to their home country before the policy is issued. An LPOA form is available to facilitate delivery of the policy in the event the foreign national is no longer in the U.S.
  7. Are you struggling to successfully sell insurance? Would you like to figure out how to fix your challenges? If so, keep reading as I’m offering a limited-time opportunity to consult with me. In the interest of creating new and helpful content, where I consult with agents like you who want answers to your struggles in selling insurance. Here’s how it works: Respond here expressing your interest in a 30-minute consultation with me personally. We’ll spend 30 minutes discussing your challenges, and come up with actionable ideas on how to fix your problems. Anything you want to discuss is fine! Appointment setting, door knocking, presentation skills, handling objections, carrier questions, etc. My goal is for you to have a strategy you can put into action immediately that will increase your success in selling insurance. It doesn’t matter what you sell. Final expense, annuities, mortgage protection, Medicare Supplements, etc. No matter what you sell, I’ll be happy to help. Lastly, this is not a hidden recruiting scheme. Only free training. 😃 Here’s what to do next: I will reach out to 5 of you to schedule a call over the next week to two weeks. I may end up doing more consults long-term if reception for this type of training is strong. PS: Want a free training consultation with David to help you with any of your insurance sales questions and challenges?
  8. Question: NAAIP - Please tell what to sell. Male, non-smoker, 36 years of age 5’ 8” 210# No meds, no health conditions DWI 4/14 and two DWIs in 2010 What company at what rate class should I use for $300K of 20 year term? Answer: had our underwriter work on it. Here is where we are currently: Prudential: possible Table F Columbus Life: declined Principal: declined Nationwide: declined Protective: declined AIG Life: declined Minnesota Life: declined Mutual Omaha: declined Here is some other feedback: 1. Client must wait 10 years if he admits to currently drinking 2. Client can apply with the carriers on attached when it’s been 5 years AND states that he is not currently drinking 3. Client can apply for a simplified issue product Please let us know if you have any questions.
  9. If you use the e-app on the Allianz website, it’s non-med up to 1.5 mil. Attached please find the info. Ameritas, ANICO, Columbus Life, AIG and several others are also non-med up to certain amounts…. https://www.naaip.org/allianz-life https://www.naaip.org/allianz-life-accelerated-underwriting-1.pdf
  10. Hello {$name}, Subject Line: I Really Need Your Help - Exciting NAAIP News The bullet points: If you are in the Medicare selling biz the following is why you should switch your upline to NAAIP: Highest CMS allowed compensation on Advantage. It is easy to change upline for Medicare Adv - it mostly involves sending a simple email to the carrier and waiting 90 days. Tell me which carrier you need. If you desire to have a sales booth at Walmart - tell me - You must reserve early. I continue to add interesting links at the footer of www.naaip.org and its sub-pages. New link. NAAIP's footer is a must-see for any agent. PDF Long Term Care Insurance Facts - 5 pages I have become an expert at generating leads - I am here to help you. https://www.naaip.org/lead-services - Weekly workshops/seminars is a great technique. Talk to me. Last months newsletter espousing text messaging was a success. I truly thank agents for cooperating by texting me at 1-561-440-9245. Anna Shapiro, our chief programmer, did a great job in making your website upload at .6 of a second. Super fast. Anna deserves a huge "thank you." Show your appreciation at LinkedIn. Sample IUL illustrations - You see why licensed agents need to sell this product. Age 31 female pays 1,200/year till age 65 and gets $12,738 per year lifetime income at age 65 and 150K of life insurance. The alternative is to sell the 31 year old a 150K universal life policy for $700/year. IUL's are so sell-able. More information here - https://www.naaip.org/iul-information NAAIP will soon be offering health insurer contracts at great commissions. Stay tuned. Talk to me if that is your niche. I need agents to use NAAIP as their Upline/FMO/IMO. We have great technology and really do have the best contracts/service in the industry. I need you to show your appreciation. Please sell via NAAIP. I need your help! casedesign@naaip.org: Illustrations/Expert advice for all situations. Don't be shy. We are here to serve you. Give every detail of your prospect. You will get expert advice as to which product to sell. www.naaip.org/oxford-life is NAAIP's sweetheart deal. Learn and sell this great FEX & MYGA annuity product. Recruiter level compensation Your site {$link_url} should be on a domain name that you own! - If you don't feel like following the 3 minute video above, send me your GoDaddy (or other registration company) user name and pw. I will do it for you. YouTube explanation to change IP Address to NAAIP's in your DNS YouTube explanation to move Your Website up in Google Thank you for giving me the opportunity to help you earn more money. Sincerely, David Gordon tel:(800)770-0492 direct & sms: (561)440-9245 www.naaip.org eContracting Portal Guaranteed Highest Compensation on Over 100 Carriers Free leads if contracted with: Dozens of Life, FEX, Annuity, LTCi, CI, DI & Medicare Carriers NAAIP Members Nationwide: 9,565 Conference Call: Weekdays Noon & Sundays 2pm ET Dial 1(888)532-9320 To whitelist NAAIP's email. Add david@naaip.org to your contact list by emailing back. Say "Hello."
  11. May Webinars Great Western Insurance Company would like to invite you to join us on the presentation topics below to find out more about how to increase your sales and do business with Great Western’s Final Expense Insurance. Product details, sales and marketing tools, administrative processes, and MyEnroller, our e-app and quoting engine, will be discussed throughout the webinars. Please join in on one of the upcoming webinars this next month to learn more about the improved services and enhanced tools Great Western Insurance Company will be offering. May 2, 2019, at 10:00 AM CST - Great Western's Final Expense 101 May 7, 2019, at 2:00 PM CST - E-App Demo May 16, 2019, at 10:00 AM CST - Great Western's Final Expense 101 May 21, 2019, at 2:00 PM CST - E-App Demo May 30, 2019, at 10:00 AM CST - Great Western's Final Expense 101 To register for any of these webinars, please click on the links above. After registering, you will receive a confirmation email containing information about joining the webinar. February, 2019 Webinars https://www.naaip.org/great-western-life-agents Great Western would like to extend our past Webinars through the month of February. If you haven't had a chance to check out our New e-App or see What's New, here is your chance. Please join in on one of the upcoming webinars this month to learn more about the improved services and new enhanced tools American Enterprise and Great Western Insurance Company will be offering. February 5, 2019, at 2:00 PM CST - "What's New?" updated February 7, 2019, at 10:00 AM CST - Replacement e-App Demo February 12, 2019, at 2:00 PM CST - "What's New?" updated February 14, 2019, at 10:00 AM CST - Replacement e-App Demo February 19, 2019, at 2:00 PM CST - "What's New?" updated February 21, 2019, at 10:00 AM CST - Replacement e-App Demo February 26, 2019, at 2:00 PM CST - "What's New?" updated February 28, 2019, at 10:00 AM CST - Replacement e-App Demo To register for any of these webinars, please click on the links above. After registering, you will receive a confirmation email containing information about joining the webinar.
  12. In 2017, more than 8 trillion texts were sent, according to TextRequest. Ninety-eight percent of text messages are read in less than two minutes, and almost all are read within 24 hours, according to Pew Research. In contrast, the read-rate of email is approximately 20%, and only 14% of phone calls to businesses are answered without being placed on hold. That means clients can reach out to you easily, and conversely that there’s a direct line to your clients.
  13. Hello {$name}, Subject Line: Confessions from NAAIP's Digital Marketing Guru - Interesting Information Confessing or "getting it off one's chest" has great importance in the world's great religions as well as in psychoanalysis. I Love Numbered Bullet Points - Here it goes. 1. I love text messaging (also known as sms) from 561-440-9245. During working hours I am texting from my desktop screen and off-hours from my iPhone X Plus. I use www.dialpad.com phones which rings to my iPhone when I don't pick up at my computer. Dialpad is a great business phone for $15 per month. 2. NAAIP websites were lousy when we first started was the real reason why we never contacted agents so much. If NAAIP contacted the agent there would be a likelihood that the agent would "unsubscribe" from us and the agent would never know when our technology became good. 3. NAAIP wants every agent in America to use our technology. Now that our technology is "real good", NAAIP can make demands but still must be a "great deal" for us to achieve our goal. 4. NAAIP websites will always be free-forever. Modest demands and contacts is the modus operandi. Yet, for sites over 1,000 hits (starting Feb. 1st) who do not sell via NAAIP upline or refer agents that sell through us or pay $14.99/per month charge to hide ads that will appear on the site. Discounts/Scholarships available to agents that contact me. As NAAIP technology gets better and better, I will lower the threshold to less than 1,000 before ads appear. 5. There are 9,437 Registered NAAIP users already and I would like that number to double in the next two years. Obviously, NAAIP has to be an incredibly "good deal" for the agent. 6. YouTube is the next frontier. I will be concentrating on putting interesting videos online. I beg and plead that you subscribe to NAAIP's YouTube channel. 7. LinkedIn is a great SEO/Marketing tool but I am not on LinkedIn because I am addicted to sms/texting. I don't like receiving LinkedIn emails. 9. www.naaip.org/oxford-life is NAAIP's sweetheart deal. Please, learn and sell this great FEX, MYGA annuity & SPWL product. Recruiter level compensation - Your site: {$link_url} should be on a domain name that you own! - If you don't feel like following the 3 minute video below, send me your GoDaddy (or other registration company) user name and pw. I will do it for you. YouTube explanation to change IP Address to NAAIP's in your DNS YouTube explanation to move Your Website up in Google Thank you for giving me the opportunity to help you earn more money.
  14. As you probably know, NAAIP is attempting to be the the Go-To place for every insurance agent. Progress is being made. 1. The footer of www.naaip.org and its sub-pages has a library of links. If you spend a weekend clicking, reading, registering and understanding. It will be as if you have received a bachelor's degree in insurance selling. Spend the time and effort, it is your livelihood. 2. I am always adding information to the NAAIP footer. This week, 11 PDFs totaling 429 pages were added that are a must read for all licensed agents/financial salespeople. 3. Insurance Leads - NAAIP has a new, improved way to help agents achieve success. www.naaip.org/lead-services - Lots of new information and links. NAAIP members will receive tutelage as to setting up lead generation. Expert advise. YouTube and other lead companies are great tool for example sales pitches. Your Lead Generator Telepro should generate 1.75 leads per hour - There are American companies that will hire the Filipino and charge you between $10 and $12 per lead. Then you would need a higher quality appointment setter that an American company will charge you $16 per appointment and schedule your day via Google Calendar/Contacts - for you to run appointments. Home Based Telemarketer Marketplace - 20,000 Phone Pros Freelancers - Software included Philippines Call Center - Minimum 4 Workers/full time/$8 per hour - Software included Worlds Largest Outsourcing Portal - Twelve Million registered freelancers Leads - FaceBook Leads are Hot in 2019 - Facebook Leads brings Local Clients 4. To expedite the selling process: casedesign@naaip.org: Illustrations/Expert advice for all situations. Don't be shy. We are here to serve you. Give every detail of your prospect. You will get expert advice as to which product to sell. 5. I made a thirteen minute YouTube video that explains exactly how to move your website up Google. Please watch, then implement. An additional video will be made this week that will show you how to change the default video on your NAAIP website. Subscribe to our YouTube channel and Click Alert to be Alerted when I make New Videos. 6. NAAIP increased Font Size system-wide on all websites. It looks better. If this change has not been successfully implemented on your website then edits can be made in Content Management in your Back Office. 7. At Invite a Friend Tab - We included a function in which you can see the status of your invited Agent. Credits will be given to active, referred agents. 8. YouTube explanation to change IP Address to NAAIP's in your DNS. Your site: {$link_url} should be on a domain name that you own! - If you don't feel like following the 3 minute video above, send me your GoDaddy (or other registration company) user name and password. I will do it for you.
  15. Question: Client wants 50K to 100K 20 year term or GUL guaranteed to age 88 She will not take anything less than 50k or anything shorter than 20k. California Female DOB 12-3-1950 Has HBP takes 1 medication to control it. Has Rehumatiod arthritus diagnosed 16 years ago and takes Hydroxychloroquine. Fully functional, exercises regularly. Type 2 diabeties diagnosed 12 years ago, perscribed metformin, and has A1C reading of 5.7. Answer: Good morning Agent. Both Prudential and John Hancock will consider offering standard. However, neither company will offer 50K on term. Their minimum death benefit is 100K and the maximum term available is 15 years. As such, we ran John Hancock’s Protection UL both with and without the Vitality Rider. The death benefit is guaranteed for 24 years and carries to age 120 at 4.95%. The Vitality rider could allow her to save a few bucks and earn points towards rewards such as Caribbean Cruise Lines and Hyatt Hotel stays. Attached please find some program highlights. If you sell the Vitality rider, JH will pay you an additional 10% in compensation. However, if she doesn’t feel like dealing with it, the product looks great without the rider as well. Please let us know if you have any questions or concerns.
  16. Question: I have a client who stopped smoking a year ago, she is 70 years old (just turned a few months ago) who is looking for 500K coverage in California. I want to show her Guaranteed Universal Life products. I have run quotes with AIG's GUL3 and Mutual of Omaha's GUL product. She has excellent height and weight, stopped smoking a year ago, and no other issues that I am aware of. I have an appt with her on Monday of next week, can you ask your underwriter to find another GUL product (not an IUL or another UL) to find the best rates. I believe AIG gave the best rates so far but I wanted to see if you have any other carriers that may have better rates. She may be able to spend $1000-$1300/month, but I will be competing with another agent, so I want to get it as cheap as possible. And her mother is still living until 97, so I want a product that will be guaranteed to age 100 or 105 at the minimum. Answer: AIG will not offer preferred on a client that only quit smoking a year ago. She would have had to quit at least three years ago to qualify for preferred. Attached please find the AIG field underwriting guide. However, AIG will offer standard non-tobacco. Those rates are attached and are $14,640.30 to age 105. A slightly better option could be Symetra. They will go standard plus non-tobacco after 12 months. That field underwriting guide is also attached. The Symetra STD Plus rates to 105, also attached, are $14,046.46. Finally, I ran MOO as well. STD: $17,416, STD Plus: $16,800, and PFD: $14,217. However, MOO won’t offer preferred on this client, see attached underwriting guidelines, so they are out. AIG: good carrier, we write a lot of business with them. They also have a couple of ROP options. I am sure you are aware of this as you ran the illustration. However, they have been a little tougher on seniors as of late and have also been on the slower side of town. That being said, nothing wrong with AIG. Symetra: also a good carrier, we write a lot of business with them also. They have a good built in chronic illness rider and the client can pay additional premiums for a fantastic rider. In addition, they are good with seniors. I will send the complete illustrations for both carriers in a separate e-mail. Please let us know if you have any questions or concerns. Attached please find the complete illustrations for both Symetra at STD Plus and AIG at STD. The pricing is similar, however AIG is a tad more expensive. As you can see, if she spends $14,046.45 with both carriers, Symetra goes to age 105 and AIG lapses as age 99. In order to get to 105 with AIG, she would need to spend $14,640.30 annually. AIG: offers ROP at 90 and 95 Symetra: has a good built in chronic illness rider vs AIG’s terminal illness rider.
  17. A term policy on a friend that’s in her last trimester of pregnancy. Protective Life wanted her to take an exam and she didn’t feel like subjecting herself to that, so we switched to John Hancock. They issued her STD Plus, no meds, no exam…
  18. Lots of thought and effort go into this monthly newsletter. I appreciate that many agents have expressed their gratitude for my company's good work. Latest News since last month: 1. IUL - Indexed Universal Life - www.naaip.org/iul-information Very comprehensive page that explains the IUL. Lists our favorite carriers. You notice that I love National Life Group. This week I will write a telemarketing phone script for IUL that will compliment the phone scripts below. www.naaip.org/how-to-sell-annuities www.naaip.org/sell-final-expense-by-phone www.naaip.org/med-sup-phone-sales After spending a month researching the IUL, I have come to the conclusion that an agent that is not thoroughly comfortable explaining and selling an IUL has wasted his/her time becoming an insurance agent. The main bullet point is that an IUL is that it is the only financial vehicle in the USA that allows: Virtually unlimited deposits that grow tax-deferred and eventually become tax-free. 2. www.naaip.org/oxford-life sales are going strong. Point of Sale Issue of the policy is Huge. Lowest rates on FEX for non-smokers ages 50-85. Talk to me. Change is sometimes good. Compensation got raised for SPWL and their fixed annuities are industry leaders. 3. Medicare Leads. NAAIP offers highest CMS allowed compensation on Medicare Advantage. Agents that desire to have a Medicare selling booth in Walmart next year, Please tell me. Reserve now! If you are selling Medicare via another up-line that does not give you free mailers. Switch to NAAIP. It is easy. As well, NAAIP makes selling Medicare Advantage over-the-phone a snap. Ask me. 4. Name Server Technique to Host Domains Will End on January 1, 2019. a. Agents that have used NAAIP's Name Servers of n3.naaip.org and ns4.naaip.org must change Name Server to default and host via the IP address technique. b. Agents with the Name Server Technique with a business domain name email need to input their MX records in DNS. c. www.whatsmydns.com shows your current NS (Name Server). As well, your MX records which allows your email to function. d. Your domain registration company (i.e GoDaddy) can do this for you or you can email me your GoDaddy user name and password. e. Fixes will be implemented during the daily conference call (now 6 days per week). f. You must attend and ask moderator to check his email. g. Your site/email will be up and running well by the end of the conference call. h. Most NAAIP sites that were hosted by NAAIP from January 1, 2016 to August 1, 2018 used Name Servers Technique. i. The elimination of the Name Server Technique is needed to increase site upload speed. YouTube explanation to change IP Address to NAAIP's in your DNS.
  19. Hello Agent, There are a variety of options for non-citizens and citizens living abroad. However, the clients must come to the U.S. to get examined and sign the application. Pan Am and National Western offer term and permanent insurance to foreign nationals. The other carriers that play in the space only offer permanent products. I hope you find this information helpful. If you have a case in mind that you would like to discuss, I would be happy to chat with you about it.
  20. With Pan Am an offshore corp to run the business through is set up and the paramed is done in the USA. However, Pan Am will write in almost any country and offers term, UL and soon IUL. The clients need to come to FL, TX, or AZ to sign the application. Underwriting will look at meds in advance, but they want the exams done in country. National Western is rolling out a similar program. MetLife and TransAmerica fly back to usa.. Transamerica will allow power of attorney.. to deliver policy.. Global American is for high net worth individuals.
  21. I am incredibly proud of the great system that NAAIP programmers and designers have created. My business plan from a few years ago was straight forward. Free client-facing insurance agent websites that are superior in quality to anything available anywhere. Quoters that will facilitate collecting visitor name, email and phone. Teach agents to move their website up Google. Absolute highest recruiting contracts will be offered to NAAIP by the insurers because of the multitude of agents in our system. Offer agents insurance contracts with substantially higher commissions than other IMOs, FMOs and recruiters. Mission Accomplished. NAAIP is a success story. There are two big negatives. Even though NAAIP has higher payouts, many agents are still submitting business at lower commission thru other recruiting entities. NAAIP computer programmers want more money, especially considering that they have built a world-class system and the cost of living keeps on going up. The Solution: $19.99/month when your website reaches 1,000 hits for the contact forms to work. Your website will still be free-forever but the contact forms are "sort of" important. One sale via NAAIP upline waives one month of website fees. One sale via NAAIP upline by a referred agent waives one month as well. Agents will list their sale details in their NAAIP back office. In essence, self-reporting their sales in order that their contact forms will continue to work after 1,000 hits. Programming work must be implemented for agents to self-report their sales and be credited for referred agent sales. This takes time. Extraordinary circumstances. Certain carriers we be considered multiple sales (such as www.naaip.org/oxford-life). Big sales will get more credit, etc. One month I will feel generous and announce that if you join my YouTube channel and make a favorable comment it will give you a month. We can have lots of fun with this. Talk to me. This payment/"contact form continuing to work" system will commence at the earliest on February 1st, 2019. In the meantime, any sale that you make till then can be credited when payments/sales are needed.
  22. United American allows Agents to write Medicare Supplement insurance policies up to six months (180 days) in advance of the Medicare Part B effective date for first-time Medicare Supplement applicants age 64½ or older (except in NY and WI – see below). This six month advance window applies only to those applying for a Medicare Supplement during their Open Enrollment. The purpose of the six month advance window for prospects turning 65 is to help you be “first in the door” to offer value and service to applicants aging in to Medicare, and to establish what will hopefully be a long term relationship as their insurance agent. There are three exceptions to the advance rule for Open Enrollment: In NY and WI, 3 months (90 days) in advance is the maximum time frame. Current UA Medicare Supplement under age- 65 disability policyholders may apply for an overage Medicare Supplement policy up to 60 days in advance of their 65th birthday. In states with disability Open Enrollment, 60 days in advance is the maximum time frame for under age-65 disability applicants applying during their Open Enrollment period. For all other underwriting situations outside of Open Enrollment, the maximum allowable time frame to write a Medicare Supplement insurance policy is 90 days in advance of the effective date. When submitting Medicare Supplement insurance applications, be sure to abide by the correct advance time-period for that applicant’s situation. Applications submitted with incorrect application dates risk being declined.
  23. I have a confession and a regret. NAAIP registered users stands at 9,044, but we still have not become industry standard. I am kicking myself trying to figure out that necessary next step that will take NAAIP viral. Sometimes I kick so much that my shin hurts. NAAIP Latest News: I made a YouTube video that explains in 3 minutes how to properly put your NAAIP site on your domain name with IP address. Click to view: I will be making additional YouTube videos that explain websites and the insurance industry. Subscribe to our YouTube Channel. Youtube videos should have been done years ago. Ooops. Universal Life policies is something that all Life Insurance agents should be familiar with. It is so important that any marketing entity should come accross as Uber-Professional. You will notice that Login at NAAIP is now easier. Login to your NAAIP back office with Google, MSN, Facebook, LinkedIn. Soon Yahoo. NAAIP's Sunday Conference Call at 2pm ET is a welcome addition to our Weekdays Noon ET schedule. Looking forwarding to hearing from you. At the footer of NAAIP home page I added a MIB Dispute Information Link.- I am always looking for relevant information to help you sell.
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