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  1. UHC Med sup allows phone sales can but voice signature is only available in Indiana, Pennsylvania and Utah right now. Also their contract prohibits cold calling and the Producer Handbook has a note about it too: You may not make cold calls as highlighted in the Branded Products Addendum (Exhibit B) in your contract. And you cannot follow up with your mail recipients to see if they received your mailing or flyer..
  2. We give free access to a great tool called csg actuarial which has a med sup, med advantage and part d quoter. It is free, but you have to ask us for it.
  3. Major Developments at NAAIP. Please review one by one. 1. Your personal image should be 160*160. Our upload personal image to your site system is now similar to Facebook's. Beforehand the dimensions were 150*160 and now it is 160*160. The system will stretch the existing image. All agents should re-upload their image - click here - Many agents did not insert proper dimensions previously. Re-uploading will fix those issues. See sample site at www.naaip.org/nate to see how much better the bigger image looks. 2. Similar improvements for those that have uploaded their own header image - click here. 3. Lots of inquiries on NAAIP's Federal Lawsuit victory against Compulife. We encourage agents that were harmed to personally sue. Because of the varying damages of the affected agents, a class-action lawsuit is not likely. Click here to to our Community Forum that has the relevant documents and the Judge's decision. Approximately, 2,200 agents were falsely and maliciously named online as software pirates. Join our daily conference and you will be directed to where you can see that information. 4. An excellent technique to build your business - Getting clients and referrals in the Senior Market (above 55). Get your Clients to Make a Will Online. https://www.doyourownwill.com/ is a great technique. Learn it and use it. You can be the Digital Agent and the client's trusted confidante. Successful agents have spent the few hours and approximately $100 dollars to "become a notary public." As well as carrying a "portable printer" in the trunk of their car. This is a must-do technique for any agent that sells Medicare or Final Expense. Just do it. 5. Oxford Life (FEX rates much less than Foresters or MOO) was kind enough to give us their best contract. NAAIP is kind enough to get agents contracted for FEX at 120% first year and 5% residual. Annuities and SPWL at similar high levels. NAAIP needs agents to make Oxford their "Go To" FEX, Annuity and SPWL carrier. We need sales. 6. TransAmerica is our "Go To" Life carrier. 115% and 6.5% for FEX and IUL, Term, LB Term, Whole and UL. Trans allows dual contracting if you already in their system (most agents are contracted at lower rates). 7. American General (AIG) is our third FEX carrier - It is guaranteed issue, lowest GI rates and pay is 80%. AIG allows dual contracting. 8. Our 11 Medicare Advantage carriers will pay you highest CMS allowed compensation while for every 5 sales you will receive 1,000 mailers. Every 10 Med sup sales will get you the 1,000 mailers. Talk to us and we can move you to our system. 9. Top selling Prescription Drug Plans in the Nation! Silverscript offers: $0 annual deductible on all prescriptions. Both prescription drug plans offer affordable prices, with no deductible on all drug tiers. 65,000 network pharmacies. With over 25,000 preferred pharmacies that can save your clients up to 50% or more. Pays the highest commissions allowed by CMS! No need to refer out these clients - It is easy to contract and sell! 10. Mr. Gordon has been named as the Digital Marketing Evangelist at NAAIP and will now write monthly newsletters. Previously, our programmer was given this task due to the fact that my company had been targeted with accusations of "software piracy." That issue has passed. Mr. Gordon's job is to cause agents to use NAAIP websites which organically generates revenue as agents do business with NAAIP due to our "great deals." This revenue pays for our programmers. We appreciate those agents that are contracted, making sales and generating revenue. Upcoming tasks on our programming "To Do" List Full Life Application (will be done this week - You will see it on term life results page) DONE Medicare supplement quote engine will give option to edit name of carrier on results page (i.e. Major Company #1, etc.) DONE Sign-up and Log-in to NAAIP back office with a Google & Facebook, LinkedIn, Yahoo & Microsoft account. DONE Update Term Life quote rates (life rates don't change much but it seems good to update once a year). Sms capabilities for lost password, new sign-ups and filled out quote forms. It will cost us 1/2 penny per sms. Complete widgets to collect visitor information for all forms of P & C insurance such as homeowners, renters, motorcycle, etc. Currently, we only have for auto. A white-label system that will allow recruiters to have a landing page to sign up agents, and a NAAIP admin back office for their business. I have a great Admin back office in which I can see everything and make notes, etc. Once this is all done, I am sure we will think of more stuff to program. www.NAAIP.org This email was sent to {$email} | <unsubscribe>Click here to unsubscribe.</unsubscribe>
  4. Frank, The "initial judge's decision" was a "shut down" NAAIP injuction request by Compulife. There was a hearing. The judge's decision was based on Robert Barney's words only. No evidence was presented by NAAIP. The judge's very clear ruling should have told Mr. Barney of Compulife to find someone else to pick on. Robert Barney of Compulife went forward to a full-boat trial and lost big.
  5. NAAIP is putting the evidence out there if any agent wants to take the initiative and file a Compulife lawsuit. I suppose if you were an attorney or your wife was you would see this as a grand opportunity to earn money. For a non-attorney it is a more simple proposition to join a class-action lawsuit against Compulife. By the way, the judge-order 6-11-2017.pdf was a judge order from last year that was completely based on words of Robert Barney of Compulife. The relevant information is the expert witness of NAAIP and motion to strike Compulife's expert witness. I am sure that you know that NAAIP is a software company - We are doing our best to build a great service. Thank you so much for your support.
  6. Apparently, the accuser thought he could harm NAAIP and help his company by making silly accusations. We are just putting the evidence out there if any agent wants to take the initiative and file a Compulife lawsuit. Obviously, if you are not an attorney or related to an attorney there would be the tendency to go on with your business.
  7. Great Sale Pitch for Selling Medicare Supplements Over the Phone - click here. These are the pre-appt states for MAPD/PDP: Humana is MT & PA. UHC is pre- appt in all states SilverScript is AK, AZ, CA, CO, FL, IL, IN, MA, MD, MO, OR, PA, NY, RI, SD & WA. Aetna is AL, AZ CO, IL, IN, KY, LA, MT, OH, OR, PA, RI, UT, VT, WA, WI. to change uplines #1, need email to them and then a new contract in 6 months. 90 days for #4 , #5 and #2 #3 no production for 6 months. As with every carrier, a termination or release in leu..
  8. Judge decision on March 12, 2018 - https://www.naaip.org/compulife-lawsuit-decision.pdf 53 page decision by Federal Judge James M. Hopkins that show that NAAIP is good and that Compulife's lawsuit claims were bogus. This was a bench trial - The Judge was a former computer programmer. The prelude was ...... My company was brutally attacked in April, 2015 by a perceived competitor named Compulife with an outrageous claims of wrong doing. Expert witness Dr. Martin Walker of MIT and PhD from Stanford will cause this to be thrown out and a counter claim will have justice served. Agents that were contacted on this matter have a legitimate grievance. Quite a few agents were influenced negatively by these malicious claims by Compulife. We are collecting names for those interested in a class-action lawsuit against Compulife. Individual lawsuits against Compulife, in my opinion, would succeed. Link to expert opinion from Computer Expert Dr. Martin Walker of MIT, PhD from Stanford Link to initial Judge decision to Deny Injunction from June, 2017 Compulife committed this attempted fraud of using the legal system to to to harm NAAIP and its agents and its opening salvo had a misleading expert opinion. The following is our attorney's motion to strike Compulife's "unreliable and not relevant" expert opinion. Individual agents that will be individually suing Compulife in a lawsuit will find this motion to strike useful. www.nancy-miracle-compulife-expert-witness-strike.pdf - Filed by NAAIP attorney ======================================================================================== In April of 2015, The owner of Compulife, Mr. Robert Barney, which sells a term life quote engine to insurance agents, started a brutal campaign in an attempt to destroy NAAIP. It was brutal - The following is a list of actions that Robert Barney has done since April, 2015. in April, Mr. Robert Barney started the first of over 500 posts on an insurance agent forum lambasting NAAIP and its agents as being software "pirates." Actually quoting on the forum and other place that 5 years in jail is the punishment for piracy. In May, 2015, 400 NAAIP agents were sent a US mail letter from an attorney's office in Kentucky demanding the NAAIP agent cease and desist using their free NAAIP website and term life quote engine because continuing to use NAAIP would be considered "piracy." Enclosed in this letter was a demand for payment of $540 for prior use. A affadavit affirming this "piracy" was signed by a third party. 11 NAAIP agents ended up sending Compulife money. Understandably, many NAAIP agents that received the legal letter did not want to be involved in a battle. A very high percentage of agents agreed to delete their NAAIP website. Robert Barney smelled success and gathered a total of 2,200 names, phone numbers and email addresses of NAAIP agents via Google searches. These 2,200 agents were bombarded with multiple well-written emails from Robert Barney demanding a "cease and desist" of the agents' "piracy" as well as a $540 payment. Thankfully, only 11 agents in total sent Robert Barney money. Robert Barney followed up these multiple emails with a telemarketing campaign. Phoning agents and leaving messages. Robert Barney went so far as to have an excel spread-sheet of his contacts with the 2,200 NAAIP agents. Robert Barney bought a website domain name and started to document the "evidence" of "software piracy." Included in this website were a list of about 1,800 agents and links to their NAAIP website. Robert Barney states on this website page the agent name and the word piracy, pirated, etc. written 12 times (May, 2016). Direct quotes from the page that was designed to name and shame agents into forking over $540 - 4 examples of text from that name & shame webpage. 1. "archived as evidence of ongoing software piracy by NAAIP and the agents who have used NAAIP to create their personalized websites..." 2. "agents on this list refused to settle and have continued to pirate the Compulife software program ..." 3. "The agents/agencies listed here continue to rely upon a pirated copy of the Compulife ..." 4. "Over 300 of these agents/agencies have either removed the pirated..." Based on my experience with Google and what I saw with my own eyes. This technique of Robert Barney listing the agent name, link to agent website and the word "piracy" 12 times was designed to having the agent's name appear in Google as a "software pirate." During this time period Robert Barney was in contact with multiple entities to attempt to "shut down" NAAIP and harm our insurance agent of record, Binyomin Rutstein and his family. Obviously, NAAIP and Mr. Rutstein will be filing a multi-million dollar lawsuit against Compulife and Robert Barney. In Spring, 2016, Robert Barney and Compulife sued in Federal Court Binyomin Rutstein, Binyomin's relation, the programer of NAAIP, Mr. Moses Newman and myself. The initial complaint mentioned "software piracy" but the subsquent amended complaint and talk at the trial was focused on "copywrite infringement." Being involved in a very expensive litigation is not something that I ever desired when I founded NAAIP. But once I was served with legal papers, I had to cope with this new reality. As an aside, it would have been nice of Bob Barney to have informed those 2,200 agents that his "beef" was copywrite infringement and not "piracy." lol. In late 2016, Bob Barney and Compulife filed in Federal class-action lawsuit alleging "infringement." 8 agents were named as representives of the class of 1,826 named NAAIP agents. Those 8 agents were served a huge stack of papers which "freaked them out." The other 1,800+ agents may have stumbled on the lawsuit after doing a search on Google for the word "lawsuit + their name." Compulife's technique of "name and shame" is going "full metal jacket." Compulife is telling the world that they are real serious about shutting down NAAIP and prosecuting the "pirates." Compulife also sued entities that were paying NAAIP and/or related parties. Obviously, the class-action lawsuit was immediately "stayed' by the Federal Judge pending the outcome of the initial claim. In March, 2017 there is a hearing on Compulife's injuction request to "shut down" NAAIP. The Judge decision was publicized on June, 2017 denying Compulife's request. The very clear decision by the Federal Judge should have been a "wake-up call" to Bob Barney and Compulife to stop defaming NAAIP and its agents. In August, all parties were forced to attend an arbitration hearing before a federal judge and Compulife demanded $5 million dollars and that NAAIP to be "shut down." October 2, 2017 - Moses Newman, our programmer, attended a 5 day trial and testified for 15 minutes total. Compulife showed up with 4 attorneys, Compulife's investigator, Compulife's programmer and his wife, Compulife's office manager, Compulife's expert witness and Mr. Robert Barney all testified. The Compulife team needed a minvan to bring into the court room dozens of huge boxes filled with thousands of pages. We depended on Moses Newman, a NYU educated computer programmer, to research this case. Moses told us the case had no basis from day 1. Moses was shaking his head wondering how Compulife had "the culiones" to spend (in his estimation over $700,000 in attorney fees) on these ridiculous claims. Thankfully, for NAAIP and its agents the initial Federal Judge who denied Compulife's injuction request persuaded both sides to forgo a jury trial and accept The Honorable Judge James M. Hopkins to decide the case at a bench trial. Judge James M. Hopkins is a former computer programmer who is very serious about "not wasting the court's time." Judge James M. Hopkins wrote the decision on March 12, 2018 with the exact same words that Moses envisioned after he spent a day researching Compulife's claims. In Moses' opinion, Compulife's claims were frivolous and Compulife's Attorney Joel Rothman of Boca Raton, Florida should be sactioned by the court for wasting the court's time in filing the Compulife lawsuit. In Moses' opinion, Compulife Attorney Joel Rothman of Boca Raton, Florida profited handsomely in the way of attorney fees and is laughing all the way to the bank. Afer thorough reviews, a Florida Bar complaint will be filed against Attorney Joel Rothman of Boca Raton with details of specific unethical actions that was not becoming of a Florida IP attorney or Florida Patent Attorney. The defamation website owned and operated by Robert Barney of Compulife was deleted by Compulife's Robert Barney immediately after Judge Hopkins's rulling. Obviously, the harm that Robert Barney and Compulife maliciously caused others should be compensated.
  9. if you want the life quoter to show at the top of one page.. and an auto widget to show at the top for another.. you would have to create a seperate NAAIP website.. which takes about 30 seconds.. for Life insurance and Medicare we provide html widgets that you can put on your non-NAAIP website.. Grab the code which is in back office and place it in your non-NAAIP html
  10. We don's currently have a widget html to put on other site for Auto. The auto quoter can only be on your NAAIP site. You can always link to it. For life and Medicare we have widgets available for other site.. I guestimate that the auto widget will be available by 2019.
  11. Yes there is. Once you sign up to naaip websites you have access to the back office and you will see in latest news. About halfway down, the html code for the qouters to put on others sites.
  12. The mobile site looks great. Maybe you have to refresh - f5 - clear cache. If you did forwarding and masking the mobile site would be lousy. But your site looks great. You should know we implemented that you can upload your own image as the header image.. This is probably something you would want to do.. As well, we implemented that the Google map shows up on a cell phone contact page. Mistakenly, we hid it before.
  13. Better idea is to have have NAAIP do your hosting for free. You can use the A Record technique to point your IP address to NAAIP. The two quality email providers are Google email (Gsuite) and Godaddy365 - Both charge $4-$5/month per email address. These two email providers are, by far, the best out there. You will get your email faster. Best to cancel your hosting - switch to one of these email providers - You only need to register your domain which is 99 cents first year via Godaddy and about $12/year afterwards - no need to pay for hosting. Use only one email address for your business. Forward the other emails to your main email. And have NAAIP do your hosting. Keep it Simple
  14. You could put the html code that they give you in content management section - https://www.naaip.org/agent/menu-management - via html setting at bottom - banners and hyperlinks - You would create your own banner. https://www.naaip.org/agent/affiliate on analytics, chat, etc. https://www.naaip.org/agent/script You notice there are 26 buttons in your back office - Please click and read.
  15. We fixed that..thanks for telling of the glitch... Sometimes, when you make changes to improve a system.. you end up breaking stuff.. oooops.. One of the advantage of our system is that if something is not 100%.... someone will say something.... .. that is one of the reasons that our sites are so good.
  16. We offer real hosting via our servers. Benefits of Real Hosting. The IP (real hosting) technique will: 1. Have your site look good on all smartphones. 2. Be better for SEO because it will create new pages. 3. Put a 'Secure' Green Bar on the address bar. 4. Come to daily conference call at 12 Noon for extra steps you must do to make your site #1 in Google.
  17. I am not really sure - like everything else you can google... and then put the solution in your content management or elsewhere on the website. Not a bad idea to increase the size of the font to very big. or bold
  18. Good place would be the content management in your back office. You would upload the image to image gallery (or find the image in the gallery) - from there place the image on your content. And make a hyperlink to the place where your visitor can download the book. Here is an example site https://naaip.org/jack1 - image address - and link to get book. https://www.medicare.gov/pubs/pdf/10050-Medicare-and-You.pdf
  19. We want insurance agents to use this forum in a completely free manner. No topic is off limits.
  20. Agents are welcome to post questions here - Your questions will be answered promptly.
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