The life insurance business is very complicated and involves lots of details that should be always taken into consideration. Of course, the questions have no end, the same happened to me but this is just adult life. If you need some help, try to check https://www.lifeinsuranceblog.net/5-million-dollar-life-insurance-policy-cost/. Maybe you'll be able to find some useful pieces of information. I took some ideas from their list when I was searching for my life insurance so, it seemed pretty helpful to me.