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NAAIP News: May 18, 2022 - I Got Sued for Defamation - West Palm Beach, Florida Federal Court

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Previous subject line: The Most Important Email in My Life. I Beg For Your Assistance

Hello Agent,

I am not exaggerating.  I need you to be interested in your fellow citizens, in NAAIP's and my well-being. 

A defamation lawsuit has been filed in West Palm Beach County Federal Courthouse against numerous people associated with NAAIP.

Last week's newsletter, which is now on YouTube - gives a decent overview of why agent recruiters that sell leads are willing to spend big money on legal fees in an attempt to silence me.

According to insurance license ethics requirements and common law in the 50 states:  If you know of a crime, you are required to report the crime to the proper authorities.

NAAIP's defense at trial will be that we were told specifically by a former Senior Vice President of the plaintiff's company that plaintiff was engaged in lead fraud and churning. I have the audio proof - A 38-minute interview.

The most explosive claim by the former Senior VP is as follows.

  • New agents were sold supposedly exclusive leads that were sold to many others.
  • New agents were recommended to sell a severely overpriced and easy to replace policy.
  • Leads and sales data were inputted in the agent's CRM (customer relationship manager). 
  • When the agent left the company, the CRM data, which includes their sales,  was sold as a lead to a more experienced  and loyal agent who would instinctively know to replace the overpriced policy to offer "more coverage, same price."
  • This sequence of events leads to additional lead selling revenue and additional override commission for the upline IMO.
  • The client who bought the overpriced policy initially will eventually be insured by the better policy.
  • Meanwhile,  the client restarts the two-year incontestability clause over again and loses accumulated cash value by cancelling the initial policy.

Elder Abuse statutes exist in every state. Googling "elder abuse California" leads to  California Penal Code 368 PC defines elder abuse as the physical or emotional abuse, neglect, or financial exploitation of a victim 65 years of age or older. The offense can be prosecuted as a misdemeanor or a felony, and is punishable by up to 4 years of jail or prison.

You may have been victimized by lead fraud from an IMO and have had sales that were replaced by agents that work for the same IMO or associated entity. Note that multiple IMOs are owned by the same parent organization.

You may have spoken to a fellow agent or prospect who has experienced these phenomena. 

In either case, you have an ethical obligation according to your insurance license to report crime. The 50 states' Department of Insurance  have dedicated investigators. 

Google "department of insurance complaint 'your state'" and file the complaint and details as a consumer.

In California - https://cdiapps.insurance.ca.gov/CP/login/
In Florida - https://apps.fldfs.com/ESERVICE/Default.aspx

In Texas -  https://www.tdi.texas.gov/consumer/annuity-life-insurance-complaint.html

I am in the fight of my life and will walk you through the process. I can email you the audio interview of the former Senior VP who has provided us information.

For those who are true friends of justice, I would love you to do a recorded interview about your specific experiences. You will be hearing more details about the aforementioned Federal Defamation Trial in the future, and affidavits and witnesses will be needed.

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