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FFL, Family First Life Class Action Lawsuit


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would like you to interview you to our YouTube Channel dedicated to this matter. Click here for the current interviews - https://www.youtube.com/playlist?list=PLJVKYiW2lCj5oHUZkuMJJEIQAZzhWQisX
 

Family First Life and Shawn Meaike were served in a class action lawsuit. To view the lawsuit that was filed last week in the US District Court, Southern District of California.

Click here - https://www.naaip.org/first-family-life-class-action-lawsuit-ffl.pdf 

Chris Wellman, the attorney, requested my help to find lead plaintiffs in the various states.

Each state has distinct laws that would cause additional penalties for lawbreakers, but an agent from that particular state must step forward as the leader of the class, otherwise reliance on federal law will prevail.

The two issues being litigated are 1. Lead fraud - agents that have bought leads from Family First Life.

The second issue is 2. Trouble getting released from carriers after wanting to leave FFL.

Being involved in FFL leads is easy to prove or disprove, obviously.

Trouble getting released is another story. FFL recruiting material stated, "You can come and go as you please, go work wherever you want."

Yet, when agents requested to move their contract elsewhere, onerous requirements were made to obtain FFL's signature to release. I suppose, once an FFL agent knew of these "onerous requirements" most agents would have given up on the issue and waited the 6-months of no sales for his/her preferred carrier.

The class action is focused on these two issues only. There is a distinct possibility that the lawsuit will be amended to only cover lead fraud. 

Agents are encouraged to seek justice by filing a complaint with their State Attorney General, Department of Labor and the FTC. Your Attorney  General  can refer you to sue Family First Life. If that occurs,  your case will be strengthened.

Lost wages, emotional damages,  punitive and treble (triple) damages are available in many jurisdictions. Please join NAAIP's daily video conference call, and we will walk you through the steps to attain justice.

It should be noted that many agents entered the Family First Life IMO based on deceptive recruiting. The Federal Trade Commission (FTC) served Family First Life a cease & desist on these deceptive practices on December 27, 2021.

"The FTC determined that Family First life is unlawfully misrepresenting that consumers who become Family First Life business opportunity participants are likely to earn substantial income."

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Guest Allie

Leads suck with more than FFL... they are quite clearly, everyone that i have used to get leads, completely duping potential clients with promises of sweepstakes, etc...ALL OF THE IMOS. Additionally, getting the required signatures from ANY IMO is a nightmare. Good luck with the law suit.

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Hello ,

I created a page on NAAIP's community forum for the latest news on FFL's class-action lawsuit regarding lead fraud. You are welcome to leave comments. Click here

On this page you will see:

  • A link to the class-action lawsuit
  • A link to FFL's FTC cease & desist from the Federal Trade Commission (FTC).
  • A link to NAAIP's YouTube Playlist of interviews to be used in litigation against FFL.
  • I need you to view, comment, like and share videos from this playlist.
  • Subscribe to NAAIP's YouTube channel. 

Most likely, the provision on the lawsuit dealing with "releases" will be retracted. Class-action lawsuits should be narrow in focus to enjoin as many victims as possible. 

Class-action lawsuits are typically the legal recourse when large corporations inflict small amounts of damage on numerous people.

After reading the class action and consulting attorneys, my recommendation is that victims of Family First Life should file legal actions in their state court. Federal court's minimum claim would be $75,000.

Firstly, file complaints with your Attorney General, Dept Insurance, Dept Labor, your state representative and state senator. Your state Attorney General can refer you to sue. If that happens, you hit the home run. As well, copy and paste that complaint to the FTC fraud hotline

  • State law is usually more protective of consumers than federal law. Yet, one can file in Federal Court and collect on state laws.
  • You can claim damages for "release" issues. Attorney Chris Wellman was kind enough to write down the argument for you in his filing.
  • You can claim damages for lost wages, time and effort.
  • You can claim damages of false claims of offering excellent training, mentorship.
  • You can claim emotional damages.
  • You can claim legal fees
  • You can claim additional damages. Most states grant treble (triple) for this type of tort.
  • If the Attorney General does not refer you to sue, I recommend that you file pro-se. Represent yourself.  Availing the legal system is easy. Go to your local courthouse. Talk to the Clerk of Court, who is there to help you. I will help you.
  • If you refuse to protect your rights as an American in availing government agencies and our justice system, I recommend that you cease working as a sole proprietor. Find a job in a big company that has a labor union. 
  • You will file the complaint, fill out the "pro se" form in which you tell the court your contact information including email address. You will print the complaint in multiple copies.
  • Name the defendant. I Googled "Connecticut Secretary of State corporation search", inputted "family first life". Shawn Meaike is the principle and agent. A person, other than yourself, must give, "serve",  the lawsuit to Mr. Meaike or his representative. 
  • After filing the lawsuit, contact me and I can supply you with the contact information of FFL's two main attorneys. Both bill at more than $1,199 per hour.
  • The court proceeding would be in your local area since Shawn Meaike and FFL are operating a business in your area.
  • Large corporations with potential disputes nationwide usually have  written agreements that mandate that disputes be settled via arbitration in the corporate headquarters' hometown. If needed by an interested party, I downloaded Shawn Meaike's introduction 5-minute YouTube video, in which he talks about "fresh leads" and "no contracts." 
  • The class action case needs lead plaintiffs in each state. One is not allowed to double-dip. You cannot collect on both the personal and class action lawsuit on the same issue. If you were the lead plaintiff in the class-action in "Nebraska" and sued personally, then FFL would be encouraged to settle your claim in order that you would "drop out" as the lead plaintiff for Nebraska.
  • Please reply to me if you have bought leads from FFL. Tell me the approximate amount of your purchases.
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  • 4 weeks later...

Hello Agent - Sent on July 5th - Subject Line: 

I am doing interview after interview of Family First Life agents. The latest interview with insurance agent Mark Sias of Florida is both heart-wrenching and educational. Click here to view on YouTube

Mark tells us that he joined FFL three years and was told by FFL that the proper way to earn money as an agent is to buy leads from FFL's CRM. Mark bought two batches of leads, totaling $1,000. 

Mark is an intelligent man who is suitable for the job of selling financial products, and he realized that he should be "branding" himself and learn how to generate leads.

Being a confident and good person, Mark proceeded to spread the word on FFL's WhatsApp group chat, FFL's Facebook groups and his personal Facebook page that "it is easy to set up a Facebook ad campaign" and his results were far superior to buying FFL's CRM leads.

Mark was blocked from FFL's groups, lawsuit threatened on a voice mail by Mike Killimett - Managing Partner at Integrity Marketing Group, which is the parent company of Family First Life.

Mark had his appointments terminated by the carriers that Family First Life set him up with. The termination was particularly harmful, in that he could not recontract for six months from the last sale or initial contract with a main carrier.

Mark tells me that he will be filing an individual lawsuit against Shawn Meaike and Family First Life. The statute of limitations in Florida is four year. Different states have varying limits. Some states are two or three years.

Under Florida law, a legal or equitable action founded on fraud must be commenced within four years.  See Florida Statutes Section 95.11(3)(j).   The four-year statute of limitations for fraud begins to run from the time the facts giving rise to the cause of action were discovered or should have been discovered with the exercise of due diligence.

 

I need you to like, comment, share and subscribe to videos on my YouTube channel. Particularly, the videos on the Family First Life Class Action Lawsuit Witness PlayList.

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Hello Agent, sent on July 11 ,  Family First Life Agent: "They Lied To Me Three Times"

Ron Le Vine of Florida was a new insurance agent and was persuaded with grand promises by a Family First Life recruiter. Ron tells us that Family First Life had no training. The training was "go make phone calls." Ron was recommended to buy from $750 to $1,500 in FFL leads per week.

View video on YouTube - click here
I upped my movie making skills. Added music, etc. Encourage me by like, comment, share and subscribe.

Here are the three lies.

  1. "They said that they would give me training, that was a lie."
  2. "They told me that they would give me leads to help me get started, that was a lie."
  3. "They told me that I would have access to all the companies, that was a lie."

Ron informs us that the FFL "A" leads that are sold for up to $75 dollars are being resold over and over, which ruins the chance for the agent to succeed. Ron states that FFL is acting in an unethical manner and is certain that FFL and similar IMOs are just "churn and burn."

"Every person that I spoke to that came into Family First Life, everyone's story was the same. We were just flat out lied to. It's just not right."

Ron worked at Family First Life for weeks and bought between $2,500 and $3,000 and made one $350 sale that cancelled after a few weeks. Ron consulted his upline and FFL management as to why he was not succeeding. Management was unable to answer him.

Ron tells us that "he does not want anyone to go through what he went through."

Subscribe to my YouTube channel. Make comments, life and share. Family First Life is being sued in a class-action lawsuit for lead fraud here: https://www.naaip.org/first-family-life-class-action-lawsuit-ffl.pdf  

NAAIP's forum post that has the latest developments in the FFL's legal battles https://www.naaip.org/community/topic/481-ffl-family-first-life-class-action-lawsuit/ 

View the playlist of FFL class action lawsuit witnesses. https://www.youtube.com/playlist?list=PLJVKYiW2lCj5oHUZkuMJJEIQAZzhWQisX

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  • 2 weeks later...
Guest Anonymous FFL

They have deceptive practices, they don’t tell you that leads are resold, and I’m shocked that Shawn Meaike hasn’t sold the CRM leads to Integrity. Makes a little sense on why he hasn’t sold it. It’s crazy how Andrew Taylor is an owner of a lead company too and making profit out of it. Makes sense why the post Soo many discounts codes on work spots each weak. We should take a look at Workspots too… is FFL a real estate company too?

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Guest Nick

I spent tens of thousands on leads directly from FFL and from sources who became their partners over the course of 2021. Crazy amount of fraud between duplicates, selling myself and agents I hired the same leads, selling leads with no address and contact numbers etc etc etc 

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Hello ,

Every generation has a skill-set that is mastered by the richest man/woman in the city.  For marketers and salespeople, the skill that is today's King is  video creation. And has never been easier to become a pro.

I have been working and learning to master video. Doing this out of sense of duty to protect insurance agents from becoming the next victim of Family First Life.

Please like, comment, share and subscribe to encourage me in my journey.

Latest videos.

"Family First Life Targets Minorities Into a Bogus System"

 

Young & Latino at Family First Life. The First 30 Days Selling Life Insurance.

 

First Day Calling Family First Life Leads. A teleselling trainer offers spot-on advice

 

Leaving Family First Life Insurance, Process of Getting a "Release"

 

Family First Life Overview: "This Borders On Shaking Down Elderly People"

 

A big thumbs up to Douglas Massi, who makes professional quality videos for years in his Final Expense recruiting efforts. Click below for Douglas's latest creation.

Family First Life Class Action Lawsuit

 

For the longest time, I was wondering how Family First Life convinced thousands to buy their replicated old data while telling the agent that it is a "fresh and exclusive" lead. My videos give that answer.

As well, I discovered that over 30 fake YouTube accounts were created to specifically make negative comments on my videos. Great technique until you get caught. 

I am curious who this person works for. Amanda Ames Joined YouTube Jul 30, 2022 Claudia Barillas Joined Jul 30, 2022 Lisa Wilson Joined Jul 30, 2022 Nicole Overholt Joined Jul 30, 2022 Jeanette Parker Joined Jul 30, 2022 Anel Sanchez Joined Jul 30, 2022 Casey Ferris Joined Jul 30, 2022 Christina Bilske Joined Jul 30, 2022 Derick Klingbiel Joined Jul 30, 2022 Bethany Georgas Joined Jul 30, 2022 Brian Matthew Joined Jul 30, 2022 Ashley Miller Joined Jul 30, 2022 Kathryn A Gilbert Joined Jul 30, 2022 Faith Nocera Joined Jul 30, 2022 Danae R Farias Joined Jul 30, 2022 Mary Thompson Joined Jul 30, 2022 Ruth Munson Joined Jul 30, 2022 Carrie R Stephenson Joined Jul 30, 2022 Beck F Joined Jul 29, 2022 Christine Mayea Joined Jul 30, 2022 Reuben Ralphs Joined Jul 30, 2022 Jo E Herrmann Joined Aug 1, 2022 Yasin Ertür Joined May 13, 2021 Bryant Heriberto Joined May 13, 2021 Ignacio Brody Joined May 13, 2021 Bradley Sabastian Joined May 13, 2021 Yasin Peker Joined May 13, 2021 Noah Lee Joined Aug 1, 2022 Christina Drossos Joined Aug 1, 2022 Jenna Lane Joined Aug 1, 2022 Judith Kinsey b Joined Aug 3, 2022 Jessica Kimberly Joined Aug 3, 2022.


If you have been a victim of Family First Life, please call me to arrange an interview. 

Thank you for giving me the opportunity to help you earn more money.

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from two weeks ago. 

 

Hello ,

For the longest time, I have realized that video marketing is so important in today's sales world. All the while, wondering why my videos did not look so good. Here are the steps that I took. 

  • I bought a Canon camera and a good web camera.
  • I bought a professional microphone.
  • I learned how to edit using YouTube tools.
  • I experimented with livestream.
  • I subscribed to a transcription service to make the description more interesting.
  • I subscribed to a program to edit videos, including inserting music. 
  • I started wearing a sport jacket while interviewing people.
  • I subscribed to streamyard.com to do online interviews.
     

The last interviewee, Ron Le Vine of Florida, tells me that he was using a simple web camera, and I noticed that his video quality was superb compared to mine. And I was using an expensive Canon camera. 

I realized that it was my PC that was not up to snuff. It was the old pc the entire time that affected the video quality. OOOOPs.

The new PC will be set up by Sunday, and I am looking forward to producing high-quality videos for my YouTube channel. 

Thankfully, the subject of the videos that I have made recently was on target. Interesting content that affects the lives of hundreds of thousands of insurance agents. 

This whole episode of me attempting to be a YouTube star teaches us that that one must do everything well to have a chance to succeed. If you are missing one piece of the puzzle, it is not good.

Insurance agents must realize that they should be expert on:

  • The product line
  • Closing deals
  • Generating leads
  • Telephonic and face-to-face communication.

If you are ignoring or not skilled at one of the skill sets listed above, things probably won't work out. 

I am looking forward to a bright future of producing high-quality videos that are relevant to insurance agents and financial advisors. 

Please view my Family First Life Class Action Lawsuit Witness PlayList

Like, Comment, Share and Subscribe. 

If you have been a victim of Family First Life, please call me to arrange an interview. 

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Guest Danielle Deutinger
On 6/20/2022 at 5:14 PM, NAAIP Admin said:

 

I just started with FFL. I’m not really being told a lot as I go along. But i bought $300 worth of leads and want my money back. danielledeutinger@icloud.com

 

Hello ,

I created a page on NAAIP's community forum for the latest news on FFL's class-action lawsuit regarding lead fraud. You are welcome to leave comments. Click here

On this page you will see:

  • A link to the class-action lawsuit
  • A link to FFL's FTC cease & desist from the Federal Trade Commission (FTC).
  • A link to NAAIP's YouTube Playlist of interviews to be used in litigation against FFL.
  • I need you to view, comment, like and share videos from this playlist.
  • Subscribe to NAAIP's YouTube channel. 

Most likely, the provision on the lawsuit dealing with "releases" will be retracted. Class-action lawsuits should be narrow in focus to enjoin as many victims as possible. 

Class-action lawsuits are typically the legal recourse when large corporations inflict small amounts of damage on numerous people.

After reading the class action and consulting attorneys, my recommendation is that victims of Family First Life should file legal actions in their state court. Federal court's minimum claim would be $75,000.

  • State law is usually more protective of consumers than federal law. Yet, one can file in Federal Court and collect on state laws.
  • You can claim damages for "release" issues. Attorney Chris Wellman was kind enough to write down the argument for you in his filing.
  • You can claim damages for lost wages, time and effort.
  • You can claim damages of false claims of offering excellent training, mentorship.
  • You can claim emotional damages.
  • You can claim legal fees
  • You can claim additional damages. Most states grant treble (triple) for this type of tort.
  • I recommend that you file pro-se. Represent yourself.  Availing the legal system is easy. Go to your local courthouse. Talk to the Clerk of Court, who is there to help you. I will help you.
  • If you refuse to protect your rights as an American in availing our justice system, I recommend that you cease working as a sole proprietor. Find a job in a big company that has a labor union. 
  • You will file the complaint, fill out the "pro se" form in which you tell the court your contact information including email address. You will print the complaint in multiple copies.
  • Name the defendant. I Googled "Connecticut Secretary of State corporation search", inputted "family first life". Shawn Meaike is the principle and agent. A person, other than yourself, must give, "serve",  the lawsuit to Mr. Meaike or his representative. 
  • After filing the lawsuit, contact me and I can supply you with the contact information of FFL's two main attorneys. Both bill at more than $1,199 per hour.
  • The court proceeding would be in your local area since Shawn Meaike and FFL are operating a business in your area.
  • Large corporations with potential disputes nationwide usually have  written agreements that mandate that disputes be settled via arbitration in the corporate headquarters' hometown. If needed by an interested party, I downloaded Shawn Meaike's introduction 5-minute YouTube video, in which he talks about "fresh leads" and "no contracts." 
  • The class action case needs lead plaintiffs in each state. One is not allowed to double-dip. You cannot collect on both the personal and class action lawsuit on the same issue. If you were the lead plaintiff in the class-action in "Nebraska" and sued personally, then FFL would be encouraged to settle your claim in order that you would "drop out" as the lead plaintiff for Nebraska.
  • Please reply to me if you have bought leads from FFL. Tell me the approximate amount of your purchases.

 

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Guest Former FFL Agent

I spent thousands of dollars, was advised to take out high interest loans to pay for leads, spent hundreds of hours and stopped because I was in the hole for my time, effort and financial investment and never made enough to recover. The only “training” was to watch youtube videos and was told to call more…. I am now in more debt and worse off than before I started working as an agent. I would like to pursue legal action

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Guest Adam

So what's the deal with this suit? Is there a way to sign on to it? I had a bad experience with FFL as well. Spent all my money on leads, and lots of them had bad phone numbers, and definitely were not exclusive. Plus their script for phones is deceptive. I'm not sure it's illegal, but seems unethical for sure. Not as advertised by recruiter. When I started questioning things, and my manager told me I wasn't working hard enough and being negative. Their only answer is to buy more leads, claiming that it's a numbers game, the more you buy, the better chance you have of making a sale. The people "training me" had not even been in the biz a year. Th

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Hello Agent ,

Latest Developments in Family First Life's Class Action Lawsuit and legal battles.

Last week's newsletter made a link to Final Expense agent recruiter and Video Maker extraordinaire Douglas Massi's, of Vero Beach, Florida, beautifully produced explanation of the class action lawsuit against Family First Life

I phone called Mr. Massi shortly after his upload and told him that he will be lawsuit threatened by FFL attorneys.  There was no doubt in my mind as to what will happen.

I was kind enough to tell Mr. Massi that defamation law was based on New York Times Co. v. Sullivan in 1964 Supreme Court precedent. 

The plaintiff must prove that you are malicious, lying and know that you are lying. 

Mr. Massi tells me on the initial phone call that his video was him reading the words of the class action lawsuit. Obviously, not lying. Mr. Massi tells me that "no way he will delete the video."

Fast-forward a few days, Mr. Massi's video quickly amassed over 1,000 hits, and then disappears on YouTube

I call Mr. Massi, and he informs me that he was threatened with lawsuit by Family First Life and after consulting his attorney he decided that he has no desire to have a legal battle. Mr. Massi and I have similar knowledge of the calamities that are occurring to thousands of new insurance agents buying supposedly exclusive leads while, in fact, buying recycled old data.

Mr. Massi confides in me that he knows that First Life's lies have caused countless instances of poverty among those that entered their system. 

Now, some good news: I chatted with a beautiful person, an attorney, who recently married a victim of Family First Life's lead selling. The defrauded FFL agent will be filing a personal lawsuit in his home city claiming lead fraud, lies on training, emotional damages, release fraud, lost time & wages and triple damages.

Imagine being told it is an exclusive lead, calling, they don't pick up, so you drive 60 miles to knock on the door. You would only drive that distance if you believed it was an exclusive lead. Day after day, month after month. That lie is a big tort.

More importantly, the beautiful new wife will be creating a template and a consulting service to help other agents file lawsuits in their own home cities. Stay tuned.

Another huge lawsuit is coming. A California agent tells me that he has filed complaints with four relevant state agencies.

Based on the Golden State's new law that protects independent contractors from "wage theft." 

https://www.laboremploymentlawblog.com/2021/10/articles/california-employment-legislation/new-california-law-imposes-penalties-intentional-wage-theft/ 

Wage theft is a felony (imprisonment in county jail for 16 months or 2 or 3 years), by a specified fine, or by a fine and imprisonment.

Mr K has already met and filed with California Department of Justice - Office of the Attorney General, which also referred him to an attorney. (Mr K. informs me that since he was referred to sue by the Office of Attorney General that FFL is not allowed to counter sue - sounds strange, but I will be interviewing Mr. K. after his personal lawsuit is filed)

Filed complaint with CA Department of Insurance - Investigator Division
Filed complaint with CA Fair Employment Act
Filed complaint with CA Equal Employment Opportunity Commission (only if you feel it is a discrimination issue)

Mr. K.'s case involves FFL stealing his downline hierarchy as a retaliatory measure for complaining about a racially insensitive act by FFL management. Mr. K had 5-figure monthly income from his downline will be asking FFL for $800,000.


If you have been a victim of Family First Life, please call me to arrange an interview. Even make a video of your experience and email it to me. 

Your site should be on a domain name that you own! - If you don't feel like doing the step one and two yourself. I will do it for you if you are a contributing subscriber

Thank you for giving me the opportunity to help you earn more money.


Sincerely,

David Gordon
direct & sms: (561)440-9245 (I love to receive text messages)
www.naaip.org
NAAIP's YouTube Channel - please subscribe
NAAIP agents nationwide: 15,471

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