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Lead Selling IMO Class Action Lawsuit


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Penalties for Violations of the Florida Do-Not-Call List

If you enter into a contract as a result of a call which violates the Florida do-not-call law, the contract isn’t valid. The law also provides penalties in the form of civil fines that go to the state. The DACS might also obtain a court order against the violator which might severely limit or effectively suspend the violator’s business operations.

As of July 1, 2021, Florida law creates a private right of action for violations of the Florida do-not-call law, including using an autodialer to call a consumer without prior express written consent and failing to follow do-not-call requests or avoid calling numbers on the Florida do-not-call list. If a caller violates the law, you can ask a court for an injunction or recovery of your actual money damages or $500, whichever is greater, with the possibility of damages up to $1,500 for willing or knowing violations. You can also probably recover attorneys' fees. (Fla. Stat. Ann. § 501.059).

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Lead Selling IMO, three insurance companies and nine insurance agents are being sued for $552,000 for violating Federal do not call laws. The plaintiff, a former judge named Mark Dobronski of Michigan, is asking the court for this money based on 45 phone calls. Judge Dobronski tells me that he will be expanding the lawsuit to encompass more insurers and the entire Lead Selling IMO operation.

 Judge Dobronski’s Lawsuit is striking at the Achilles heel of the multi-level marketing lead selling. Sadly, many insurance agents watching this video will be entangled in the federal lawsuits after everything is said and done. I want every insurance agent to understand the huge troubles they may be causing themselves by associating themselves with the likes of Lead Selling IMO.

It's been a long journey. I first became aware of the pre-meditated frauds that Lead Selling IMO was committing in January, early this year sadly.

 

I have become an expert on this subject. It's not just Judge Mark, millions of Americans are getting 20-30-40-50 calls per day. In the case of West Newman, who I interviewed on this YouTube channel, he has gotten 90 phone calls per day.

These people are being harassed in a systemic, premeditated and illegal manner. It may be happening to yourself, family or neighbors. Particularly targeted are those between 60 and 70 years old. Chances are that the 65-year-old does not pick up the phone for anyone they do not identify on their caller ID.

 

The judge and I had a very long conversation. This man is on fire. He's a retired judge. He feels it's his duty to play out of his golden years making money on these lawsuits as well as helping out his fellow Americans. This type of altruism tends to happen as one gets older. One wants a legacy.

Judge Mark’s legacy will be this lawsuit against Lead Selling IMO. I have to believe it will make a huge wave in stopping these spammers.

The Judge was elected as a Justice of peace in Arizona, where he was allowed to be a justice of the peace and Judge even though he's not a member of the bar or an attorney. What he's doing will change people's lives.

I would say the majority of people who come into the insurance industry do so with the belief and hope that they will have a middle to upper-class income. The more I learn about this business, the more I realize that new insurance agents are really just walking into a system that is defrauding them.

If anyone is interested in earning money in the year 2022, a great way to do it is to imitate Judge Mark actions of suing lawbreakers. I will read from the lawsuit, and you could hear His own words in this federal lawsuit which is playing out in Michigan.

 

In the video description below, see the link to the 62-page PDF which is the lawsuit.

 

If anyone needs a job. If anyone needs a half Million dollars or a million dollars, the easiest way to do it is to spend a few hundred dollars filing a lawsuit in federal court. It really is easy money. Judge Mark is not an attorney. He was elected as justice of the peace in a state which allows non attorneys to be elected to that position. He served as a judge. Judge Mark knows the law.

 

 Once you see his lawsuit, you will understand the methods and the procedures. You could file lawsuits against spammers, you will be helping your fellow Americans. I will read from the lawsuit.

Mark is taking the unique approach to stop this problem of millions of older Americans being harassed by suing the insurance agent, the insurance company and the IMO lead seller which is called Lead Selling IMO.

 

 Judge Mark starts the lawsuit by Describing himself. Then he describes insurance companies such as . Then he lists nine insurance agents that telephoned him.  First defendant, Mr Khonsavan Vongdara.  Then Louis Friedman, Shannon Adams, Donte Grant, Olivia Perez, Vanina Bonanno, Vanessa Powell, Emmanuel Igweh, Dario Wickham, and then the lawsuit lists the IMO.

 

 Judge Mark cites the law, TCPA, Which is designed to prevent this type of harassment that is harming millions.

 

Paragraph #26 Congress explicitly found that Robocalling is an invasion of privacy.

Paragraph #27 Judge Mark states Senator Fritz Hollings of South Carolina, the primary sponsor of the bill, in his own words. Senator Hollings tells us that “computer calls are the scourge of modern civilization. They wake up in the morning, they interrupt our dinner at night, they force the sick and elderly out of bed. They hound us until we want to rip the telephone out of the wall.

 These computerized telephone calls threaten our personal safety. These machines are out of control and their use is growing by 30% every year. It is telephone terrorism and it has got to stop”

Another quote from 1991 is that these calls are growing at 30% per year.  

Paragraph 28 -  According to You Mail Inc, a company which tracks robocall activity and publishes the youmail robocall index. During 2021 alone American consumers were bombarded with over 50 Billion robocalls. That's an average of 150 robocalls to each man, woman, and child in the USA.

In enacting the TCPA, “Do Not Call Laws” Congress intentionally created a legal enforce bounty system to incentivize the assistance of aggrieved private citizens to act as private attorneys Generals and enforce federal law.

I have a feeling that Judge Mark feels he is doing God's work by enforcing the law. He will not be stopped.

The entire lawsuit is 62 pages. Anyone whoever has a desire to make money. It's definitely in your best interest to be a private attorney general. Read all 62 pages. You can get access to the filings that are taking place in his case, and you can be a private attorney general right now.

We've got Lead Selling IMO, and all their sister companies that are allegedly breaking the law in a cavalier manner, your neighbors and your friends and your family are counting on you to imitate Judge Mark. He can only do so much. I have a feeling that taking down Lead Selling IMO and getting a multi-million dollar judgment on this one case will help somewhat.

 

But when you're talking about 50 billion calls per year, there's only so much that one person could do in one federal courthouse in Michigan. This is a huge industry. If anyone has a desire to make good money, it's not hard to imitate Judge Mark.

 

In our conversations, Judge Mark tells me that each phone call would be 5 violations. It's not one $500.00, or if a willful violation, $1500. It's five violations. Let’s do the math, the lawsuit is based on forty-five calls, $552,000 / 45. That comes out to 12,266 dollars per call.

All you have to do is answer the phone, ask who's calling, find out the source of the call, and hop over to the federal courthouse.

File something similar to what Judge Mark has submitted. You will make money and be helping out your neighbors. Anyone who's profiting from these illegalities should be sued. In the case of judge mark, His strategy that included suing the lead selling – multi-level marketing recruiter –  Lead Selling IMO – the insurance companies and the nine insurance agents.

One of the nine insurance agents had a corporation, an agency. So, his agency was sued. An individual cannot represent a corporation in a lawsuit. So, this agent who got sued individually as well as to his corporation, has to hire an attorney. The other eight insurance agents that got sued can represent themselves in court, but they will lose.

At a certain point. It's “what's the point”? Best to pay up.

Based on my conversation with Judge Mark, He is a nice guy. All he's trying to do is stop these 50 billion illegal phone calls that are happening every year. If the insurance agent who is being sued reaches out to me. I will have a conversation with Judge Mark, I will put in a good word and try to get you off.

 

Judge Mark is really after those that are behind this mess.

 

Paragraph 71. These call centers are usually located outside the United States, typically in the Asian continent, and thus usually outside the reach of US laws. My interview with Wes Newman describes the same situation. The Pakistanis will start the call mentioning Brad from US benefits. Brad from Medicare Center, Senior Center -  just made-up names and companies, which is a violation. And that's how you get to 5 violations per phone call.

Judge Mark actually bought policies from those nine agents and that's how he is entangling the insurance company.

The insurance company has to defend themselves in this federal lawsuit. Judge Mark now knows that it's not just the IMO, but it's the family of companies. I was kind enough to inform him of this. Judge Mark had a list of hundreds and hundreds of calls that were waiting to be law-suited.

 

Since Lead Selling IMO is such a big player nationwide, Judge Mark can have one big, clean Lawsuit.

At the end of the day, he'll be walking away with millions of dollars based on hundreds of illegal calls. Do the math. It adds up. Judge Mark has done an impressive job in the 62-page lawsuit, and anyone can do similar.

If you are between 60 and 70, most likely you are getting 50 phone calls a day. Pick up the phone, even buy the insurance policy, there is a 30-day free look. I know that Florida law states that a contract is voidable if it was initiated by an illegal phone call, but it is easy enough to cancel the policy.

The policy gets delivered to your door. You request a refund, but you're roping in the insurance company, which will defend itself at your local federal courthouse.

Again, if anyone needs money, this is a great business opportunity. Judge Mark tells me that the state of Michigan offers an additional $1200 per violation. Other states, such as Florida, offer more than that. Depending on what state you're in, you could get more than the normal $12,000 per call.

 

Let me do the math. 552 divided by 45 It comes out to just about $12,266, but if you are in Florida, it will be more.

You've got the West Newman interview to guide you as to who to subpoena. Wes mentions a few of their vendors. One of them is located in Fort Lauderdale, Florida. Another is Canada, and Wes names the call center in Pakistan. Wes Newman did the research.

Judge Mark’s lawsuit is a road map for any American who is being harassed by Lead Selling IMO.

In my conversations with Judge Mark, he tells me that a lawsuit that was making its way through the Michigan State courts against another lead selling IMO named Douglas Massey. An insurance agent named Carlos from Indiana informed me that he bought leads from Mr Massey and was forced to hire a Michigan attorney to defend himself.

Douglas Massey left his lead client hung out to dry. I encouraged Carlos to sue Mr Massey and complain to the department of insurance, The Attorney general in his state and the FTC.

 

Let's get back to Wes Newman, who I interviewed last month. He's telling me he works with America’s premier do not call class action attorney. They've already filed a federal lawsuit against total insurance brokers, which also goes by the name Medicare coverage helpline.

Lead Selling IMO will be the next class action lawsuit that these two file. Obviously, I put Wes and Mark in touch with each other.

I have been in contact with the Attorney General of the State of Florida. I sent the Attorney General my playlist on YouTube. The correspondence back stated that Florida Attorney General Ashley Moody is personally involved in the case.

She knows about the frauds that Lead Selling IMO is committing.

I have to tell you this is a hard job.

I've spent a tremendous amount of time on YouTube trying to learn this profession. One of the best videos I've seen on this subject of “MLM - Pyramid Scheme - Cult was done by a 20-year-old video maker named James Jani of England. I put his video at the very bottom of my YouTube playlist of lead selling imo class action witness list, and it is linked below in the description of this video.

 

Watching this video showed me that I have a long way to go to make high-quality videos.

In addition, James’ video shows us the playbook of exactly what lead selling imo is doing. MLMs, Pyramid Schemes and Cults follow a script.  

 

Watching James’s video will cause you to understand unequivocally that Lead Selling IMO are following that playbook which has been used for decades, if not hundreds of years. James' 29-minute video - if you have been a victim of Lead Selling IMO, you will tear you up.  

My research has dug deeper and is answering the question as to where Lead Selling IMO earns its money. Selling fake leads is the answer. You can't expect a 20-year-old British filmmaker to get specific on your particular situation and know the American insurance industry.

When you see his video you will start shaking, especially if you've been a victim of these frauds. There is a Cult playbook and Lead Selling IMO is following it to a “Tee”.

I learned that pyramid schemes are illegal if the pyramid focuses on - recruit, recruit, recruit.

Eventually, there’s not enough people to recruit because there's not enough people in the world, and the pyramid collapses.

Multi-Level Marketing is a legal pyramid scheme because something is being sold. It is hypothetically possible to earn money without being a recruiter. Based on my conversations with thousands of insurance agents and the 40 videos that I've uploaded on my YouTube playlist, the profits that are generated to Lead Selling IMO's MLM is by selling fake leads to new insurance agents.

 

There are not enough leads to supply leads to the tens of thousands of insurance agents that are coming into Lead Selling IMO’s system every year. The solution was to sell the new insurance agents' old data and tell the agent that they are buying real leads.

These frauds last until the owners go to jail when the attorney general gets involved.

In the case of Judge Mark, he'll get his multi-million dollar judgment. I don't see any reason why he won’t win.

Anyone who goes on YouTube, on the Internet, searching out how to make money as an insurance agent, how to buy leads, is really just trying to make money.

 I cannot think of any easier formula to make money than imitating judge Mark, look at his 62-page lawsuit. Implement what he's done, and you will walk away with hundreds of thousands, if not millions of dollars.

If every phone call you get is $12,000, that $12,000 a pop adds up.  Considering that 65-year-olds are getting 50 calls a day, imagine making 12,000 times 50. That is $600,000 a day of illegal calls that are coming to your phone.  Lead Selling IMO has the money. Equis financial, PHP agency. National Agents Alliance, Your Insurance Group, Real Financial, Berwick Agency are all part of a Conglomerate.  The conglomerate received $2.1 billion dollars of Private Equity Funding since 2016. Their CEO is a famouse ex athlete.

You will win the case. You'll get the judgment.  I will walk you through what you need to do. Lead Selling IMO is systemically ripping off new insurance agents and is a huge part of the fraud of dialing the 50 billion robo phone calls every year.

The conglomerate and its 5,500 employees can pay the bill. They are not going to go bankrupt.

I had a conversation with Judge Mark concerning a lead selling IMO Douglas Massey. Douglas mentioned in a court document that he is a small-time player and has 17 agents in his system. I know that he is lying.

I will help Judge Mark prove Douglas to be a liar. And the way the federal court system works, perjury puts one in jail, and it bankrupts its company and themselves. Integrity marketing isn't going bankrupt. They are huge. The final expense recruiting part of their business is really a way to bring in new agents and sell those new agent leads, which is what the Lead Selling IMO MLM cult has perfected.

 I'm doing my best to bring issue this to life. But it definitely should be more than Judge Mark, Wes Newman, the class action lawsuit filed by Greg Birch or me.

Others need to be involved and money is a huge influencer. Suing based on the Do Not Call Laws is as easy as pie.

Read Judge Mark’s 62-Page lawsuit, and you will realize that companies such as Lead Selling IMO are sitting ducks. That's what they are. They are sitting ducks.

Initially, I was telling people to complain to the department of insurance and file a private lawsuit. I learned later that the first thing you should do is to complain to your State Attorney general.

In the case of Agent K of California, he got a referral to sue from his state attorney general. He is expected to be awarded $800 thousand dollars. He will be doing this with the attorney who was recommended to him by the state attorney general. Agent K got that recommendation to sue in 14 days.

If you are on the bit of the intellectual side, these “do not call” lawsuits are easy. Judge Mark’s lawsuit is public information. Every filing and every motion are public.

I'm doing my best to bring these issues to light. Your involvement matters. A huge thumbs up to you, I am tremendously grateful that you have watched the entire video.

A like to this video will encourage me in my journey of helping others going through this bad situation. As well, the "LIKE"  causes the YouTube algorithm to get more people to see this information.

I have a huge task ahead in making quality videos, in addition helping people set up their free forever websites.  I have that six day per week video conference call. Monday to Thursday, noon, Saturday, Sunday 2 o'clock now Eastern Time. Please jump on and talk to me.

 

The video links to the Wes Newman, Greg Birch, Douglas Massi and the James Jani Blockbuster video is linked in the video description below. See the entire playlist of related to Lead Selling IMO by clicking above.

To get on my e-mail list, sign up at NAAIP.org.  See you next time. 

 

 

Hello ,

Additional insight into the industry shattering $552,250 "Do Not Call" lawsuit filed by Judge Dobronski against lead selling imo and nine insurance agents. See it on YouTube.

It is safe to say, if you are buying leads from Lead Selling IMO or Conglomerate company, that you may be seeing the insides of a Federal courtroom.

I am doing my best to warn agents. Please view my newest YouTube creation for the entire 17 minutes and give "a like." Your viewing and "like" causes the YouTube algorithm to push this valuable information to more agents. 

Website News: We added Ambetter, Oscar and Molina as options in the rolling logos. As well, in template 4 (Wide - no quoters - less content) and 5 (Wide - no quoters - less content) we added another 6 life carriers we added 6 life carriers that were previously available on the other templates. 

In the next two weeks we will be making a universal change in your background header. We will change your background header to VIDEO. This will be implemented for a limited number of hits and will only affect those agents that are not currently using video. After 10 or 20 hits the background header will revert itself to what was previous on your website. 

Video is much better for any website. We give you a choice of 89 videos, and you can upload your own video. I have noticed that we only have one video that is suitable for the senior market. An older white couple walking in a leafy area. I told my graphic guy to find another 5 videos suitable for that market. Regardless, a video highlighting yourself is always the best

 

 

Hello ,

The best video I have ever seen on YouTube. by James Jani.

The Multilevel Marketing Cults: Lies, Pyramid Schemes, and the Pursuit of Financial Freedom.


29 Minutes that will shake your body.  See it on YouTube.

Let's discuss this video on my daily conference call which is happening now. 

Latest Lead Selling IMO News:

I have noticed that Lead Selling IMO has been banned from recruiting from Indeed.com, but ZipRecruiter still allows Lead Selling IMO  use their platform.

I applied to Lead Selling IMO recruiters and recorded the conversations. Not surprisingly, I was told that Lead Selling IMO has an endless supply of exclusive leads that are being sold for 11 dollars and another recruiter tells me that $20,000 a few months after a starting is the norm. 

Obviously, I forwarded these videos to the FTC. And will be making a blockbuster video based on these conversations. 

I have discovered as well that new Lead Selling IMO agents are acting as fronters for the managers. Selling overpriced carriers and then leaving the business as their uplines replace the policies with more competitive ones. Chargebacks after chargebacks.  Gathering video evidence to make a great video.  

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A top level Lead Selling IMO agent named Daniel Rosales called my office and bares inside information that new recruits are not supposed to hear. Hear why Agent Rosales will not buy leads from Lead Selling IMO, How Agent Rosales is being refused a transfer by Lead Selling IMO CEO How and Why Agent Rosales wants to cut ties with Lead Selling IMO

The most explosive evidence that was revealed by Agent Rosales is how he confirmed what former senior VP whistleblower Greg Birch told me about Bounty Leads. Bounty leads is how trusted managers of Lead Selling IMO systemically replaces policies written by new agents. 

My conversation with Agent Rosales reveals that Americo Life will sell a policy for $86 dollars a month, while a healthy client can obtain a similar policy for $21 per month. Pretty darn easy to replace. It has been revealed to me that these Bounty Leads are falling into the hands of trusted managers ONLY. 

Roll the tape, let's hear Agent Rosales in his own words. 

 

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Lead Selling IMO Using ZipRecruiter to Violate FTC Cease & Desist. Video Evidence. 

 

I have noticed that Lead Selling IMO has been banned from recruiting from Indeed.com, but ZipRecruiter still allows Lead Selling IMO to defraud agents using their platform.

I applied to Lead Selling IMO recruiters and recorded the conversations. Not surprisingly, I was told that Lead Selling IMO has an endless supply of exclusive leads that are being sold for 11 dollars and another recruiter tells me that $20,000 a few months after a starting is the norm. 

Obviously, I forwarded these videos to the Federal Trade Commission.

I invite you to watch my playlist of over 40 videos and you will understand that Lead Selling IMO is lying when talking about leads and probably income. 

 

 

 

 

The best video I have ever seen on YouTube. by James Jani.

The Multilevel Marketing Cults: Lies, Pyramid Schemes, and the Pursuit of Financial Freedom.


29 Minutes that will shake your body.  See it on YouTube.

Let's discuss this video on my daily conference call which is happening now. 

Latest Lead Selling IMO News:

I have discovered as well that new Lead Selling IMO agents are acting as fronters for the managers. Selling overpriced Americo and then leaving the business as their uplines replace the policies with more competitive ones. Chargebacks after chargebacks.  Gathering video evidence to make a great video.  

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Subject line: Confirmation on Lead Selling IMO Bounty Leads: Churning & Elder Abuse Evidence

This is evidence of a major fraud. Wolf of Wall Street pales in comparison. 

Greg Birch, former Senior VP of Lead Selling IMO, originally told me about "Bounty Leads' earlier this year on his 17-minute YouTube blockbuster interview. Which is how Lead Selling IMO sells agents' books of business, with a particular emphasis on Americo Life sales.

A 35-year-old male non-smoker 30 year term $250,000  -  best rate for Americo Life would be $86/month. While a healthy prospect could get similar coverage for $21 per month. Darn easy to replace. 

Now we have a 400K per year agent named, Agent Rosales confirming Greg's allegation.

See Agent Rosales blockbuster 14-minute YouTube confirmation of 'Bounty Leads."
 

Agent Rosales tells us:

"You have a chance to replace their policies is what management says in marketing "bounty leads""

"They say they only sell it (leads) to one Lead Selling IMO agent, but they end up reselling it over and over"

"The upline is doing shady "@#%", forged my signature on a DocuSign paper to get the approval" (obviously Lead Selling IMO allowed it, and that is what is pissing off the agent)

"I am looking for a better IMO"

"Lead Selling IMO wants you to sell Americo"

"I bought a lead and have it in my CRM, and the next week they just sold it to another agent that works in my office"

"They would probably get a hold of your whole business and sell it to someone else to go ahead and run those leads"

Last week, I spoke with an agent in Oklahoma who sold 100 policies and 85 of those policies cancelled. I suspect that "Bounty Leads' were the cause.

Upcoming videos will show my conversation with a Lead Selling IMO recruiter, and you will see for yourself the lies to new agents.  Another upcoming blockbuster video will give over direct evidence specific to churning and elder abusing Lead Selling IMO clients.

Please like the YouTube videos to help the algorithm show more agents this important information. It should be noted that I, personally, respond to every comment on the videos. I welcome your comments. 

 

 

 

Subject line: Finally I Can Call "Lead Selling IMO" an alleged Criminal Organization

This is the real deal. A high-tech media company that is using "the cult playbook" to defraud tens of thousands of agents and hundreds of thousands of insurance customers, and harass millions of Americans by violating do no call laws.

My telephone conversation with a Lead Selling IMO recruiter confirms what I have been repeatedly been told. Agents are being promised the moon and specifically told that there is a never-ending supply of $11 exclusive leads. 

This YouTube interview was already sent to the FTC. It is a clear violation of the FTC's cease and desist order to Lead Selling IMO from December 27, 2021. As well, this is huge evidence that your State Attorney General should be aware of. 

Interesting Quotes:

"Lead Selling IMO has a ton of leads, we never run out" ($11 exclusive leads). "Refilled every minute of every day."

"Typically, the first batch of leads that everyone (agents) purchases is around $1,000 which guarantees a handful of sales which more than overcompensates for what you've spent."

"Put it on your credit card and when you get the commission, you just pay it off."

The fraudster recruiter also encouraged me to build a business, which means to recruit agents, build a team. Promising "the business is yours, If you decided in two years that you wanted to leave you can leave and take your book of business." 

Yet, towards the end of the conversation the fraudster recruiter admits that Lead Selling IMO will never give "a release" which means that the whole promise of "freedom" was just a ploy to defraud team-builders.

Next week's video will be equally explosive, I have confirmation of bounty leads being sold to top-level agents. Replacing policies of new agents. Even agents that are still with Lead Selling IMO. This definitely explains how agent Beverly Joseph of Oklahoma sold 100 policies and 85 cancelled. 

You will notice the huge quality increase in this latest video. I implemented the audio control of "Low Bass" using Filmora video editing software. Silly me, that I did not totally understand video editing when I started these YouTube videos. 

Agents are going through similar issues with their business. I am here to help you on every aspect of your insurance business, websites and now video editing. Please join my next video conference call which starts NOW

Please like the YouTube videos to help the algorithm show more agents this important information. It should be noted that I, personally, respond to every comment on the videos. I welcome your comments. 

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  • 3 weeks later...

I appreciate the fact that you have watched this video until the very end. It is understood that the information that was revealed on this phone call is thoroughly convincing that the allegations discussed in this video would be describing an alleged criminal enterprise. You, in seeing this video are witnesses to an alleged crime.

You are encouraged to provide this information and our entire Witness Playlist to your state department of insurance, state attorney general, state representative, state senator and the FTC fraud hotline. I did not reveal the full names of the Florida insurance agent that called my office and his upline on this video. Please call my office at NAAIP.org, and I can provide you that information.

In order that the YouTube algorithm shows this video to more people, a "LIKE" is extremely helpful. Please note that I, personally, respond to every comment on YouTube. 

See you next time. 

 

 

Hello ,

Subject line: 

Remember that I called it first. You cannot defraud tens of thousands of new insurance agents and just enjoy life. As if nothing happened. 

If these allegations are true, there is "NO WAY" that Lead Selling IMO CEO does not end up behind bars.

See YouTube video here: 

Agent Jimel Bronson of Jacksonville, Florida calls my office. Jimel tells me how Lead Selling IMO ruined his business and wants my help getting him a release. Jimel proceeds to tell me the evidence that if true should put the mastermind behind the operation behind bars. 

Jimel and his team of 12 agents received "bounty leads." These bounty leads were the information from active Americo policies that were sold by new agents in the previous few months. Jimel replaced these Americo policies by having the client buy two times more coverage from Mutual of Omaha for the same premium.

Quotes from Jimel

"The managers will replace new agents policies (from bounty leads) even when the agent is active"

"I was buying bounty leads and made approximately 15 sales from them"

This bounty leads/Americo that Agent Jimel describes has to be a small part of the largest systemic churning operation in the history of the USA insurance industry. 

Jimel's upline, Zach Hart formerly of American Income Life is complicit in this churning. 

I can only feel sad for the poor agents that were "promised the moon" when then joined Lead Selling IMO. Bought leads, made a few Americo sales and subsequently had their policies systemically replaced.

I put significant effort into making this latest video. Please like and share. 


Website News:

https://gtmetrix.com to check page speed of your website. NAAIP websites upload in 0.5 to 0.9 seconds.

Competing websites usually upload in 3 seconds. If you upload external images or videos make sure you "optimize." For images- https://imagecompressor.com/ and for videos https://www.freeconvert.com/video-compressor or https://compress-video-online.com/.

 

The main factor to move your website up Google (SEO) is website quality and upload speed is HUGE

The quality of NAAIP website builder is far superior to major competitors that have stock market capitalization in the billions of dollars.  The GTMETRIX page speed tool is actual proof of my claims. 

Leads:

NAAIP's business model involves insurance agents offering websites building services to local business owners. I am describing a legitimate, long-term lead generation system that should propel an agent to 6-figure income. 

I am doing an in-depth dive study on lead generation vendors, and they now charge $45 for a fixed price final expense lead while a fixed price mortgage protection lead is $100.

Join my next video conference call which starts in 1 minute. 

Your site should be on a domain name that you own! - If you don't feel like doing the step one and two yourself. I will do it for you if you are a contributing subscriber which is $12 per month. 

Thank you for giving me the opportunity to help you earn more money.

 

 

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I am under lead selling imo and was contracted with a carrier independently but now they have transferred my contract under with without me agreeing to it. I have bought bad leads that were no good. I feel like I'm in a situation that I don't know what to do. 

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On 11/15/2022 at 11:24 AM, Guest Tedhra said:

I am under lead selling imo and was contracted with a carrier independently but now they have transferred my contract under with without me agreeing to it. I have bought bad leads that were no good. I feel like I'm in a situation that I don't know what to do. 

As a victim of fraud, get a refund from your credit card. Inform your state attorney general and dept insurance. Call my office at 561 440 9245. Sign up to www.naaip.org

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  • 2 weeks later...
Guest Cameron gyening

I worked with family first life I spent over 1000$ on leads every client I closed three family first was charged back because someone from the same company already was talking to them  they also charged me for leads That I never received horrible company

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On 11/28/2022 at 6:04 AM, Guest Cameron gyening said:

I worked with family first life I spent over 1000$ on leads every client I closed three family first was charged back because someone from the same company already was talking to them  they also charged me for leads That I never received horrible company

Complain to the state Attorney General, dept insurance, and others. Get a refund from Visa if you paid within the last 18 months for the leads. Call my office at 561 440 9245 and lets do interview. 

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Guest Marie Ventura

I was excited to start lead selling imo,they said they would  train me as a new agent, never got training just a pep talk. Spent money on leads and nobody wanted to actually be contacted or the numbers and names were wrong. They weren’t exclusive leads at all. Now trying to get released  and theyre dragging their feet on it.  They claim you’re free to go, but that’s not true at all. False advertising, and loss monet and time with this company 

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On 11/30/2022 at 3:16 PM, Guest Marie Ventura said:

I was excited to start lead selling imo,they said they would  train me as a new agent, never got training just a pep talk. Spent money on leads and nobody wanted to actually be contacted or the numbers and names were wrong. They weren’t exclusive leads at all. Now trying to get released  and theyre dragging their feet on it.  They claim you’re free to go, but that’s not true at all. False advertising, and loss monet and time with this company 

It is awfully sweet telling me. You were defrauded. You are supposed to request refund from your credit card. File complaint with state attorney general (you may get a referal to sue), dept insurance, ftc fraud hotline, your state rep and state senator. Tell the world by interviewing with me on YouTube. Call me at 561 440 9245 and I will walk you through to be made whole.

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My apologies, I was out of the office today and I will be out again for the first part of the day.

Per your request here is the statue for Organized Scheme to Defraud [817.034 (1)(d)]and Aggravated White Collar Crime [775.0844].

http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&Search_String=&URL=0800-0899/0817/Sections/0817.034.html

 

 
Title XLVI
CRIMES
Chapter 817
FRAUDULENT PRACTICES
View Entire Chapter
817.034 Florida Communications Fraud Act.
(1) LEGISLATIVE INTENT.
(a) The Legislature recognizes that schemes to defraud have proliferated in the United States in recent years and that many operators of schemes to defraud use communications technology to solicit victims and thereby conceal their identities and overcome a victim’s normal resistance to sales pressure by delivering a personalized sales message.
(b) It is the intent of the Legislature to prevent the use of communications technology in furtherance of schemes to defraud by consolidating former statutes concerning schemes to defraud and organized fraud to permit prosecution of these crimes utilizing the legal precedent available under federal mail and wire fraud statutes.
(2) SHORT TITLE.This section may be cited as the “Florida Communications Fraud Act.”
(3) DEFINITIONS.As used in this section, the term:
(a) “Communicate” means to transmit or transfer or to cause another to transmit or transfer signs, signals, writing, images, sounds, data, or intelligences of any nature in whole or in part by mail, or by wire, radio, electromagnetic, photoelectronic, or photooptical system.
(b) “Obtain” means temporarily or permanently to deprive any person of the right to property or a benefit therefrom, or to appropriate the property to one’s own use or to the use of any other person not entitled thereto.
(c) “Property” means anything of value, and includes:
1. Real property, including things growing on, affixed to, or found in land;
2. Tangible or intangible personal property, including rights, privileges, interests, and claims; and
3. Services.
(d) “Scheme to defraud” means a systematic, ongoing course of conduct with intent to defraud one or more persons, or with intent to obtain property from one or more persons by false or fraudulent pretenses, representations, or promises or willful misrepresentations of a future act.
(e) “Value” means value determined according to any of the following:
1.a. The market value of the property at the time and place of the offense, or, if such cannot be satisfactorily ascertained, the cost of replacement of the property within a reasonable time after the offense.
b. The value of a written instrument that does not have a readily ascertainable market value, in the case of an instrument such as a check, draft, or promissory note, is the amount due or collectible or is, in the case of any other instrument which creates, releases, discharges, or otherwise affects any valuable legal right, privilege, or obligation, the greatest amount of economic loss that the owner of the instrument might reasonably suffer by virtue of the loss of the instrument.
c. The value of a trade secret that does not have a readily ascertainable market value is any reasonable value representing the damage to the owner, suffered by reason of losing an advantage over those who do not know of or use the trade secret.
2. If the value of property cannot be ascertained, the trier of fact may find the value to be not less than a certain amount; if no such minimum value can be ascertained, the value is an amount less than $300.
3. Amounts of value of separate properties obtained in one scheme to defraud, whether from the same person or from several persons, shall be aggregated in determining the grade of the offense under paragraph (4)(a).
(4) OFFENSES.
(a) Any person who engages in a scheme to defraud and obtains property thereby is guilty of organized fraud, punishable as follows:
1. If the amount of property obtained has an aggregate value of $50,000 or more, the violator is guilty of a felony of the first degree, punishable as provided in s. 775.082, s. 775.083, or s. 775.084.
2. If the amount of property obtained has an aggregate value of $20,000 or more, but less than $50,000, the violator is guilty of a felony of the second degree, punishable as provided in s. 775.082, s. 775.083, or s. 775.084.
3. If the amount of property obtained has an aggregate value of less than $20,000, the violator is guilty of a felony of the third degree, punishable as provided in s. 775.082, s. 775.083, or s. 775.084.
(b) Any person who engages in a scheme to defraud and, in furtherance of that scheme, communicates with any person with intent to obtain property from that person is guilty, for each such act of communication, of communications fraud, punishable as follows:
1. If the value of property obtained or endeavored to be obtained by the communication is valued at $300 or more, the violator is guilty of a third degree felony, punishable as set forth in s. 775.082, s. 775.083, or s. 775.084.
2. If the value of the property obtained or endeavored to be obtained by the communication is valued at less than $300, the violator is guilty of a misdemeanor of the first degree, punishable as set forth in s. 775.082 or s. 775.083.
(c) Notwithstanding any contrary provisions of law, separate judgments and sentences for organized fraud under paragraph (a) and for each offense of communications fraud under paragraph (b) may be imposed when all such offenses involve the same scheme to defraud.
(d) Notwithstanding any other provision of law, a criminal action or civil action or proceeding under this section may be commenced at any time within 5 years after the cause of action accrues; however, in a criminal proceeding under this section, the period of limitation does not run during any time when the defendant is continuously absent from the state or is without a reasonably ascertainable place of abode or work within the state, but in no case shall this extend the period of limitation otherwise applicable by more than 1 year.
History.s. 1, ch. 87-382; s. 1, ch. 2013-208.

http://www.leg.state.fl.us/Statutes/index.cfm?App_mode=Display_Statute&URL=0700-0799/0775/Sections/0775.0844.html

 

Title XLVI
CRIMES
Chapter 775
GENERAL PENALTIES; REGISTRATION OF CRIMINALS
View Entire Chapter
775.0844 White Collar Crime Victim Protection Act.
(1) This section may be cited as the “White Collar Crime Victim Protection Act.”
(2) Due to the frequency with which victims, particularly elderly victims, are deceived and cheated by criminals who commit nonviolent frauds and swindles, frequently through the use of the Internet and other electronic technology and frequently causing the loss of substantial amounts of property, it is the intent of the Legislature to enhance the sanctions imposed for nonviolent frauds and swindles, protect the public’s property, and assist in prosecuting white collar criminals.
(3) As used in this section, “white collar crime” means:
(a) The commission of, or a conspiracy to commit, any felony offense specified in:
1. Chapter 560, relating to the Money Transmitters’ Code.
2. Chapter 812, relating to theft, robbery, and related crimes.
3. Chapter 815, relating to computer-related crimes.
4. Chapter 817, relating to fraudulent practices.
5. Chapter 825, relating to abuse, neglect, and exploitation of elderly persons and disabled adults.
6. Chapter 831, relating to forgery and counterfeiting.
7. Chapter 832, relating to the issuance of worthless checks and drafts.
8. Chapter 838, relating to bribery and misuse of public office.
9. Chapter 839, relating to offenses by public officers and employees.
10. Chapter 895, relating to offenses concerning racketeering and illegal debts.
11. Chapter 896, relating to offenses related to financial transactions.
(b) A felony offense that is committed with intent to defraud or that involves a conspiracy to defraud.
(c) A felony offense that is committed with intent to temporarily or permanently deprive a person of his or her property or that involves a conspiracy to temporarily or permanently deprive a person of his or her property.
(d) A felony offense that involves or results in the commission of fraud or deceit upon a person or that involves a conspiracy to commit fraud or deceit upon a person.
(4) As used in this section, “aggravated white collar crime” means engaging in at least two white collar crimes that have the same or similar intents, results, accomplices, victims, or methods of commission, or that are otherwise interrelated by distinguishing characteristics and are not isolated incidents, provided that at least one of such crimes occurred after the effective date of this act.
(5) Any person who commits an aggravated white collar crime as defined in this section and in so doing either:
(a) Victimizes 10 or more elderly persons, as defined in s. 825.101;
(b) Victimizes 10 or more veterans, as defined in s. 1.01;
(c) Victimizes 20 or more persons, as defined in s. 1.01; or
(d) Victimizes the State of Florida, any state agency, any of the state’s political subdivisions, or any agency of the state’s political subdivisions,

and thereby obtains or attempts to obtain $50,000 or more, commits a felony of the first degree, punishable as provided in s. 775.082, s. 775.083, or s. 775.084.

(6) Notwithstanding any other provision of chapter 921 or any other law, an aggravated white collar crime shall be ranked within the offense severity ranking chart at offense severity level 9.
(7) In addition to a sentence otherwise authorized by law, a person convicted of an aggravated white collar crime may pay a fine of $500,000 or double the value of the pecuniary gain or loss, whichever is greater.
(8) A person convicted of an aggravated white collar crime under this section is liable for all court costs and shall pay restitution to each victim of the crime, regardless of whether the victim is named in the information or indictment. As used in this subsection, “victim” means a person directly and proximately harmed as a result of the commission of the offense for which restitution may be ordered, including any person directly harmed by the defendant’s criminal conduct in the course of the commission of the aggravated white collar crime. The court shall hold a hearing to determine the identity of qualifying victims and shall order the defendant to pay restitution based on his or her ability to pay, in accordance with this section and s. 775.089.
(a) The court shall make the payment of restitution a condition of any probation granted to the defendant by the court. Notwithstanding any other law, the court may order continued probation for a defendant convicted under this section for up to 10 years or until full restitution is made to the victim, whichever occurs earlier.
(b) The court retains jurisdiction to enforce its order to pay fines or restitution. The court may initiate proceedings against a defendant for a violation of probation or for contempt of court if the defendant willfully fails to comply with a lawful order of the court.
History.s. 1, ch. 2001-99; s. 6, ch. 2014-200; s. 2, ch. 2020-163.

 

I have reached out to our partner agency (Division of Agent and Agency Services, Bureau of Investigation) for assistance in obtaining some records that are accessible to them. As I stated yesterday and after consulting with 15th Judicial State Attorney’s Office, at this point I would be unable to obtain a blanket subpoena for any entities unless there was specific evidence that would corroborate the broad reach of a blanket subpoena (these are subpoenas issued to an entity where you ask for any and all documents pertaining to date ranges, counties, states, etc.)

 

Please do not hesitate to contact me with further information, and I will continue to follow-up on my end.

Regards,

Lieutenant
Division of Investigative & Forensic Services

Florida Bureau of Insurance Fraud

Regarding the crime of Churning the following is the following Florida statute

http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0600-0699/0626/Sections/0626.9521.html

 

 
Title XXXVII
INSURANCE
Chapter 626
INSURANCE FIELD REPRESENTATIVES AND OPERATIONS
View Entire Chapter
1626.9521 Unfair methods of competition and unfair or deceptive acts or practices prohibited; penalties.
(1) No person shall engage in this state in any trade practice which is defined in this part as, or determined pursuant to s. 626.951 or s. 626.9561 to be, an unfair method of competition or an unfair or deceptive act or practice involving the business of insurance.
(2) Except as provided in subsection (3), any person who violates any provision of this part is subject to a fine in an amount not greater than $5,000 for each nonwillful violation and not greater than $40,000 for each willful violation. Fines under this subsection imposed against an insurer may not exceed an aggregate amount of $20,000 for all nonwillful violations arising out of the same action or an aggregate amount of $200,000 for all willful violations arising out of the same action. The fines may be imposed in addition to any other applicable penalty.
(3)(a) If a person violates s. 626.9541(1)(l), the offense known as “twisting,” or violates s. 626.9541(1)(aa), the offense known as “churning,” the person commits a misdemeanor of the first degree, punishable as provided in s. 775.082, and an administrative fine not greater than $5,000 shall be imposed for each nonwillful violation or an administrative fine not greater than $75,000 shall be imposed for each willful violation. To impose an administrative fine for a willful violation under this paragraph, the practice of “churning” or “twisting” must involve fraudulent conduct.
 
(a) For a misdemeanor of the first degree, by a definite term of imprisonment not exceeding 1 year.

 

 

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Subject line: My Conversations with Florida Insurance Fraud Investigators

When Jimel Bronson of Jacksonville told me on my recorded telephone line that he was a participant in Lead Selling IMO churning and fraud operation, I knew I had to bring this information to the proper authorities.

Here are the steps that I took.

1. Made a great video based on that phone call and uploaded to YouTube.


2. Informed Attorney Chris Wellman of California who has filed a class-action lawsuit against Lead Selling IMO claiming lead fraud. 


3. Emailed and phone called FTC (Federal Trade Commission) attorney Suzanne Barth and pleaded with her to use the Federal government's powers to protects America's most vulnerable citizens. Lead Selling IMO received a Cease & Desist from the FTC in December 2021 which mandates them to stop lying to new agents.


4. I Googled "Florida insurance fraud" and discovered that "The Bureau of Insurance Fraud" is a law enforcement branch of state government that investigates and prosecutes "criminal activity", organized schemes to defraud the public and insurers. It is commanded by a law enforcement major and consists of 127 sworn officers and 26 civilian support staff members. 

5. Twenty-eight of the Florida law enforcement officers' email and phone numbers were listed online. I sent my last newsletter titled "Video Evidence that Should Put Lead Selling IMO CEO in Jail" to these twenty-eight officers. Surprisingly, sixteen of the twenty-eight emails were opened, supposedly read. In fact, one Captain who commands 9 counties "opened"  my email 35 times until now.

6. A long conversation ensued with the Lieutenant Z and I explained to the Lieutenant Z the laws on churning in Florida's statute - a first degree misdemeanor: An administrative fine not greater than $75,000 for each willful violation and by a definite term of imprisonment not exceeding one year.

Surprisingly, Lieutenant Z was not familiar with the laws on churning since his department mostly concentrates on apprehending white-collar criminals who defraud insurance companies. 

7. Lieutenant Z was kind enough to tell me about first degree felony that my description of Lead Selling IMO's actions were likely violating. 

The statute for Organized Scheme to Defraud [817.034 (1)(d)]and Aggravated White-Collar Crime [775.0844].

http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&Search_String=&URL=0800-0899/0817/Sections/0817.034.html

and

http://www.leg.state.fl.us/Statutes/index.cfm?App_mode=Display_Statute&URL=0700-0799/0775/Sections/0775.0844.html

also known as the “White-Collar Crime Victim Protection Act”

Lead Selling IMO CEO could be looking at up to 30 years in prison if convicted of White-Collar Crime Victim Protection Act. The following is written in the Florida lawbooks. (b)1. For a felony of the first degree, by a term of imprisonment not exceeding 30 years or, when specifically provided by statute, by imprisonment for a term of years not exceeding life imprisonment.

Lieutenant Z tells me that has viewed many of my videos on my Lead Selling IMO Class Action Witness YouTube playlist, and I was kind enough to send the lieutenant a large list of Florida insurance agents that shared with me that they were defrauded by Lead Selling IMO

Lieutenant Z emails me in back after our long conversation:

I have reached out to our partner agency (Division of Agent and Agency Services, Bureau of Investigation) for assistance in obtaining some records that are accessible to them. As I stated yesterday and after consulting with 15th Judicial State Attorney’s Office, at this point I would be unable to obtain a blanket subpoena for any entities unless there was specific evidence that would corroborate the broad reach of a blanket subpoena (these are subpoenas issued to an entity where you ask for any and all documents pertaining to date ranges, counties, states, etc.)

Please do not hesitate to contact me with further information, and I will continue to follow-up on my end.

Regards, Lieutenant Z

There is no doubt in my mind that Lead Selling IMO has violated Florida's “White-Collar Crime Victim Protection Act” and should serve a long prison sentence. 

Certainly, there are countless Lead Selling IMO victims in the other 49 states, and I need your help in informing the proper authorities while Floridians need to help Lieutenant Z in his investigation.

The most efficient way to bring your story to the investigators, prosecutors and attorneys is to tell me your story. Please contact me to arrange an interview that I will upload to YouTube. A big thumbs up to Mark Sias of Florida whose YouTube interview now has 7,616 views.

Lead News:

I spoke with Cheryl Davis of LeadCo. (I recorded the conversation if anyone needs it) Cheryl tells me that Andrew, Founder of Lead Selling IMO. and Conglomerate Partner, buys 90-day mortgage protection mailer leads from Cheryl on a monthly basis for $5. Andrew has been buying LeadCo leads in this manner for years. 

The original lead is $100. Cheryl shares with me that Miami, Broward and Palm Beach counties will soon open up to a new lead buyer. The agent can expect to receive approximately 25 leads monthly from those three counties.

Interestingly, Mr. Taylor tells agents, and the courts that Lead Selling IMO is not a lead company. Lol. Someone should inform Lead Selling IMO and Andrew that perjury is a felony.

 

Website News: 

Video at the top of your website is King. NAAIP programmers added eight videos that are geared to the senior market. Videos of older folks. NAAIP now offers you 97 header videos to choose from.

In the next week or so, there will be a universal change on all websites that don't have video at the header/top (except "classic insurance" - template 6 which does not allow video at the header) to a video that I have chosen. 

You are recommended to review the change and then decide if you want to change to another video or revert to still image(s).

Agents should realize that NAAIP website builder can and should be an incentive-based marketing lead system in which you are offering websites to business owners, especially building trade professionals.

This lead system will be successful if you have a video of yourself at the header of your website. A 15-second video that will certainly cause any plumber to immediately ask you, "how do I get that for my business."

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Latest News on the Ongoing Criminal Investigation against Lead Selling IMO and its CEO. If you are in the insurance industry, stay tuned, and you will hear information that will probably impact your life.

 

NAAIP is designed for the uber-professional who realize that leads bought from third parties is a "big joke"

Dec 16, 2022, 10:36 AM 

David,

 

I am making all efforts to review your copious emails and videos. Once I have a better handle on what your allegations of insurance fraud are I will call you back.

 

Give me a few days.

 

Thank you,

 

Captain B

 

yfloridacfo.com>

AttachmentsTue, Nov 22, 2:50 PM
 
 
cleardot.gif
cleardot.gif
to me
cleardot.gif

 

David,

 

 

 

I apologize for rushing off the phone. Call me back next week and we can discuss this further.

 

Sincerely, Captain B

 

 

 

0?ui=2&ik=bd8a514d50&attid=0.2&permmsgid=msg-f:1752385440634649524&th=1851b94612983bb4&view=fimg&fur=ip&sz=s0-l75-ft&attbid=ANGjdJ_CP_9hT2ok4MuGC9I-ggeJMbRVTdck1CFgkEyPBkSxHtVCegOyMtT1EBN8OrigiWaZBDhZOdI_YCQUrNOItLw8Lr-Ysh6-UlGnGsudObj0MXACt84fCfgYm0g&disp=emb
Captain
Division of Investigative & Forensic Services

Bureau of Insurance Fraud

O:  / 😄 
 

Office of Chief Financial Officer Jimmy Patronis
Florida Department of Financial Services
 

Subscribe to Weekly Rundown, CFO Patronis’ weekly newsletter

Download CFO Patronis’ Hurricane Financial Preparedness Toolkit

 

 

 

default-user=s40-p
 

captain A@myfloridacfo.com>

Fri, Dec 2, 2:24 PM
 
 
cleardot.gif
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to me
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David, I believe you spoke with Lieutenant A last week, he had mentioned it to me, I have just not had a free moment to call you. 

 

I have some time available next week for a call if you are available on Tuesday or Wednesday. 

 

Caption A

 

Lieutenant X@myfloridacfo.com>

AttachmentsTue, Nov 22, 3:54 PM
 
 
cleardot.gif
cleardot.gif
to me
cleardot.gif
Good afternoon,

 

Have you submitted a tip to our office?  If so, could you please provide the tip #?

 

Thanks,

 

 

 

 

 
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  • 5 weeks later...

Subject line: Lead Selling IMO Criminal Investigation and Lawsuit Latest News & More Lead System Updates

The Florida Division of Investigative & Forensic Services, Bureau of Insurance Fraud has a Captain (Sheriff) of 11 counties taking the lead in the criminal investigation against Lead Selling IMO and its CEO. 

Below is the email that I received from Captain Y.

David 

I am making all efforts to review your copious emails and videos. Once I have a better handle on what your allegations of insurance fraud are I will call you back.

 

Give me a few days.

 

Thank you,  Captain Y

 

After a long conversation with Captain Y, it was clear to me that the criminal investigative arm of the Florida Department of Insurance will get to the bottom of the issue of "Has Lead Selling IMO committed a first degree felony?" by violating the 

The Florida statute for Organized Scheme to Defraud [817.034 (1)(d)]and Aggravated White-Collar Crime [775.0844].

 

Latest News on Judge Mark Dobronski's "Do Not Call" Lawsuit against Lead Selling IMO and 9 insurance agents for $552,250:

 

Judge Dobronski served Lead Selling IMO at its Connecticut mailing address. Lead Selling IMO's attorneys are claiming that there was no proper service because the CEO is not a resident of CT anymore, but of FL. Yet, the Florida department of Insurance agent search for Lead Selling IMO lists https://licenseesearch.fldfs.com/Licensee/1524334 the CT address.

I don't know how Lead Selling IMO will get out of this default because Lead Selling IMO admits to knowing of the lawsuit and has failed to respond. Technically, Lead Selling IMO is in default of the "Do Not Call" lawsuit, but there will be a final hearing on the matter in February. As well, "Discovery"  will soon start against Lead Selling IMO and the nine Lead Selling IMO affiliated agents. Judge Dobronski tells me that he is continuing to get spam phone calls from Lead Selling IMO agents. I expect that this lawsuit will end up being lots bigger than $552,250.

 

Relevant links: Do Not Call Federal Lawsuit in Michigan

 

YouTube video on Mark Dobronski's Do Not Call lawsuit

 

YouTube video: Wes Newman's Do Not Call Interview

 

Greg Birch spearheaded a class action lawsuit claiming lead fraud.  

A reliable source has informed me that Lead Selling IMO attorneys and Greg's attorney are in settlement negotiations. I would not be surprised if this lawsuit never gets to trial and the settlement has a non-disclose agreement (NDA). 

Lead Selling IMO Federal Lawsuit Alleging Lead Fraud

 

YouTube Interview with Greg Birch that initiated my involvement

 

Article that explains this class action lawsuit against Lead Selling IMO lawsuit: behindmlm.com article on class action lawsuit alleging lead fraud.

 

Claims of Racism against Lead Selling IMO

 

Lead Selling IMO Agent Kevin complained about a racially insensitive video - "then Lead Selling IMO stole my downline" is what Kevin is claiming. Kevin filed complaints to the California department of insurance and the state attorney general's office. The AG referred Kevin to sue lead selling imo. Giving him a list of attorneys.  As well, the complaint was referred to the Department of Labor and the EEOC. Kevin tells me that he is expecting a one million dollar windfall from the court.

 

View the 46-second YouTube video that initiated this Kevin's legal battle with Lead Selling IMO

 

In a previous video and email I have stated "off the cuff" that "Lead Selling IMO is a criminal organization."  I have to apologize for that statement. As a wannabe journalist, I should have known better. It is the government and the legal system, and not me who determines guilt or innocence. 

 

For the last year, in my quest to learn about the insurance industry, I have done "a deep dive" on Lead Selling IMO and now can truly state that "I know what is going on."

 

I am willing to help anyone who is aligned with my mission to prevent newly licensed insurance agents from being defrauded by lead-selling IMOs. 

 

Over the holiday weekend, I get a phone call from Chrissy who commented on my YouTube video: 


@chrissybrown4946 • 2 days ago

Hello David if you could contact me it would be great. I have a senior that was taken advantage of. Please thank you.

 

Chrissy proceeds to tell me of obvious crimes that were committed against the senior citizen. And how she, the agent, was defrauded by her lead-selling IMO by way of $8,000 in fake leads. 

 

My advice is:

 

  • Contact all your clients and documents which ones were churned/replaced/cancelled.
  • In the case of "elder abuse" I know that the various state governments have long prison sentences for those that harm the most vulnerable among us.
  • Write a well-written and researched complaint to the department of insurance and the state attorney general. And then wait a few weeks for a referral to sue from the AG.

 

Obviously, the agent can go to the local court to file a lawsuit against the lead-selling IMO, but best to give the state attorney general the opportunity to give a referral to sue. If that referral is given by the AG, it is the equivalent of winning the lottery. How can you not win a lawsuit if the AG told you to sue?

 

And Craig who commented on a YouTube video: 

 

@craigmarsh6856 • 3 days ago

How can I contact you? My son has experienced financial loss, death threats, emotional distress, among many other issues. Please help.

An interested conversation with the "pissed off" Dad ensued. This lead-selling IMO upline had the commissions go into the upline's bank account, but the chargebacks are the responsibility of his son. This arrangement has lasted for four months already, and now the debt will force his young son out of the insurance industry forever and the son will be saddled with court debt judgements.  

My advice is always the same: 

  • Tell the governmental authorities.
  • Make a video to publicize these crimes on YouTube, FB, etc.
  • Wait a few weeks for the AG referral
  • File a lawsuit with or without the AG referral
  • Keep me in the loop so that I can help you achieve justice.

 

Great news from agents who are implementing NAAIP's incentive-based marketing lead system. Talk to me. 

  • Brand Yourself
  • Avail NAAIP's website technology & implement SEO
  • Offer your services and skill-sets to business owners (especially building trade professionals)
  • Sell bigger policies to clients that depend on you for your insurance and website building/marketing expertise
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