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Summarized View:

Life Final Expense - Bullet Points

  • Offered from six months old through age 80.
  • Three different options.
  • Level pays 100% of benefit on first day.
  • Graded pays 40% in year one, 75% in year two and 100% afterwards.
  • Modified pays 110% of paid premiums in year one, 120% of paid premiums in year two and 100% at start of year three.
  • e-App allows debit/credit card. Client must have email and eSigns. Direct Express friendly.

According to the National Funeral Directors' Association, the costs of final expenses average $8,000-9,000 and may far exceed this amount, particularly if the policyholder's family has special demands. Assurity's plans include level premiums and a 30 day 'free look' to give your clients time to consider their final expense plan and cancel the policy if for any reason during the free look.


Final Expense Foresters - E-applications available

Foresters Voice Signature State Availability Map

View Foresters PlanRight State Availability Map Here

Foresters Voice Signature State Availability

Foresters PlanRight Voice Signature is approved in the above 28 states. Click the image to see the full map and details

Voice Signature and Foresters PlanRight

Voice Signature on Foresters PlanRight is a great way to add another string to your insurance sales bow and expand your business by making final expense sales by phone.

Get Started

Get started with using the powerful Voice Signature selling tool. Go the the Foresters agent website and signup/login, click Toolbox in the top right of the menu bar and navigate to Voice Signature on the left-hand sidebar. Here you will find all the resources you need to start using this system.

You must request access to Voice Signature on PlanRight through your up-line management.

  • A request must be sent to Foresters from your upline management to grant you authorization.
  • Once your request is received, it will be reviewed by Foresters and a confirmation email will be sent within 48 hours stating whether you are eligible for access, plus login details.
  • During this process, training for Voice Signature on Foresters PlanRight will be arranged via your up-line management. You can find all the resources on Foresters site after login. All agents must review each of the modules and listen to the example recording before starting selling.

If you need assistance when using the live voice application, you can call Foresters’ Sales Support Line direct at 1-866-466-7166 then press 1.


Forms and Resources:

Resources for Part D Pharmacy Program:

State Pages:

Website Quality Page Ranking on Google:



*The information provided is intended for licensed insurance agents only. It is not intended for the purpose of advertising the insurance products to the general public.

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"Best system in industry for insurance agents and carriers - "Technology that works and impresses."

Our start in the insurance industry began by creating dynamic systems for insurers. Excellent results caused one project to lead to another.

Currently, NAAIP provides websites & quoters for over 15,000 agents and technological wizardry for multiple leading insurance companies. A commitment to excellence is the key to the synergy that powers our growth."

David Gordon - Digital Marketing Evangelist, NAAIP.org

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NAAIP.org has revolutionized web site building for the insurance industry. One option is to spend thousands on an inferior product. Or a do-it-yourself template that is not insurance specific. We have created the perfect solution for your business.

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Frequently Asked Questions (FAQ)

NAAIP is designed for insurance agents and financial advisors. It is important for people in this profession to appear uber-professional and have the website be good at collecting visitor information. NAAIP was built to be industry-dominant. Simple to set up and edit. No special skills are needed. No drag and drop. Chose a template and edit the content, images and videos a bit to make the website uniquely yours. Programmically, NAAIP makes the site upload fast and perfectly suitable for all screen sizes.
It’s free-forever for financial sales people: Insurance agents and financial advisors. NAAIP has plenty of opportunity to earn revenue as we become the industry's default website builder. That is the hard truth. Hosting, custom domain connection, SSL certificate, website editor, quote engines, etc. Free, no credit card and no trial. We want you to see the quality. After a specific number of hits, advertisements will appear on your website. To hide those advertisement, we request that you contribute (lend us) $12 per month.

The reason we say "lend us" is that you have the option to sell insurance products with our FMO partners. If you choose to do so, the website is ad-free forever and we'll even refund whatever payments you have made to us previously.
This is probably the most common question. The answer is YES. Our hope is that a huge percentage of America's financial sales people will use our technology. We need partners. Please use our website builder and tell your upline/employer to contact us. Regardless, all agents are welcome to use NAAIP's software forever.
Our main job is to help you make money. A website that is not built for Google, Bing, etc. search is almost useless. Special attention was placed on making NAAIP websites SEO friendly. Extra steps to succeed must be taken by you. Join our six-day per week video conference call and have the host inspect your website vis a vis original content and time on website page.
Your website will immediately be live with the address of naaip.org/yourusername (e.g. www.naaip.org/jack) This website url is created automatically after you choose a template.
You are encouraged attach your website to a personalized domain name. Personalization of your domain only takes a few minutes. You will see a step 1 and a step 2 to make this happen. NAAIP agent care can help you, whether you purchase the domain from us or from an outside domain registrar.
This issue directly affect your websites upload speed which affects SEO and visitor user experience. NAAIP websites use content distribution network (CDN) servers spread throughout the world. The visitor will view your site from servers that are located closest to their location. CDNs have been a primary reason that website upload speeds have improved drastically over the past few years.
NO, NO and NO. We hope you get the point. NAAIP free-forever website builders are designed for the novice. No design skills or additional software is needed. Ready-made templates, images, videos and quote engines will have your website being impressive in a few minutes. This is not an exageration. Change from one template or style to the next. Add, hide, move up and down quoters, videos, images with a click of the mouse. It really is easy.
In 2021, in the US, aproximately 49% of visitors will be coming from a cellphone, 48% will be from a desktop and 3% from a tablet. Cellphone usage is trending up. Every NAAIP website will look perfect on every screen size. This is our job. You will be impressed. Be aware that not every header image or video placed with a quote engine in the header is suitable. Adjust your quote engine placements and header images accordingly.
Yes we do! Our website builder offers hundreds of quality pictures and videos for your use. There are no limitations as per our agreements with the creators.
Absolutely! Your business will change as the months and years progress. No need to contact a specialist. Go in your password protected back office and make the edit. Change the content, template, image, video, quote engine, etc. This is your business.

Website Builder Customer Reviews

"NAAIP is Incredibly Easy! My website is classy looking and it was a piece of cake to make it perfect - and I am computer illiterate! Support is available. I find those 6-day per week video conferences with the moderator doing screen sharing to be super-helpful. I love my website and my clients do as well. In a million years, I never believed that a high quality financial advisor website can be launched and look perfect in 20 minutes. It is true! Thank you NAAIP."

Emma Pinkston, Alabama

"I am thankful that your company exists and created this so easy-to-use technology for free. I know that free-forever means that ads pop-up on the website, but it is severely under-priced to hide the adverts. My IMO works with NAAIP which makes the website really free-forever. Other financial advisor websites are charging $1,500 to set up and then $150/month. NAAIP's features, beauty and ease of setup blows away the competition."

Marc McAlister, Maryland

"NAAIP makes me seem like a uber-professional and I am only a few weeks in the insurance selling business. NAAIP website builder is simple as pie to set up. Anyone can do it. The templates, images and videos that are available at the click of a button are perfectly suitable for wannabe financial advisor/insurance agent like myself. I hope to succeed in my new profession and the world believing that I am a seasoned pro will make success more likely."

Steven Frankel, Colorado
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