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Life Final Expense - Bullet Points

  • Offered from six months old through age 80.
  • Three different options.
  • Level pays 100% of benefit on first day.
  • Graded pays 40% in year one, 75% in year two and 100% afterwards.
  • Modified pays 110% of paid premiums in year one, 120% of paid premiums in year two and 100% at start of year three.
  • e-App allows debit/credit card. Client must have email and eSigns. Direct Express friendly.

According to the National Funeral Directors' Association, the costs of final expenses average $8,000-9,000 and may far exceed this amount, particularly if the policyholder's family has special demands. Assurity's plans include level premiums and a 30 day 'free look' to give your clients time to consider their final expense plan and cancel the policy if for any reason during the free look.


Final Expense Foresters - E-applications available

Foresters Voice Signature State Availability Map

View Foresters PlanRight State Availability Map Here

Foresters Voice Signature State Availability

Foresters PlanRight Voice Signature is approved in the above 28 states. Click the image to see the full map and details

Voice Signature and Foresters PlanRight

Voice Signature on Foresters PlanRight is a great way to add another string to your insurance sales bow and expand your business by making final expense sales by phone.


Get Started

Get started with using the powerful Voice Signature selling tool. Go the the Foresters agent website and signup/login, click Toolbox in the top right of the menu bar and navigate to Voice Signature on the left-hand sidebar. Here you will find all the resources you need to start using this system.

You must request access to Voice Signature on PlanRight through your up-line management.

  • A request must be sent to Foresters from your upline management to grant you authorization.
  • Once your request is received, it will be reviewed by Foresters and a confirmation email will be sent within 48 hours stating whether you are eligible for access, plus login details.
  • During this process, training for Voice Signature on Foresters PlanRight will be arranged via your up-line management. You can find all the resources on Foresters site after login. All agents must review each of the modules and listen to the example recording before starting selling.

If you need assistance when using the live voice application, you can call Foresters’ Sales Support Line direct at 1-866-466-7166 then press 1.





















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Resources for Part D Pharmacy Program:

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*The information provided is intended for licensed insurance agents only. It is not intended for the purpose of advertising the insurance products to the general public.

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