Sell Insurance In As Little As Four Minutes with e-Apps and Drop Tickets

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iGo e-App for Efficient Contracting

NAAIP has a range of resources to assist you as a producer. Not only does the iGo e-App leave your clients happy by providing a more streamlined application process, as an agent it greatly reduces your processing time, leaving you space to concentrate on making more sales.

The iGo e-App is supported by the following carriers:

  • American National
  • Assurity
  • AXA
  • Banner
  • Genworth Life & Annuity
  • ING
  • John Hancock
  • Lincoln Benefit
  • Lincoln National
  • MetLife
  • Minnesota Life
  • Mutual of Omaha
  • National Western
  • Nationwide
  • Pacific Life
  • Principal
  • Protective
  • Prudential
  • Transamerica
  • United of Omaha
  • William Penn

Electronic Submissions by Carrier

Each different carrier has their own particular criteria for electronic submission.  These are linked below as PDF attachments to help you get to know the different restrictions and rules for submitting your electronic application for each individual carrier.

  1. American General: AG QuickTicket info
  2. Banner/Legal & General America AppAssist info
  3. Genworth Financial Life Quick Request info
  4. Protective Life TeleLife info
  5. Sagicor Life's Producer-E Services info

e-Apps and Drop Tickets – the Future of Life Applications

The internet has revolutionized the way we work, the way we communicate and the way we shop. This certainly applies to the insurance industry, with most people turning to websites for quotes and information. Nowadays the application process is catching up, with the introduction of e-Apps and electronic ticketing beginning a new era of quick and easy insurance applications.


NAAIP has several resources available to help ensure your success as a producer. iGo e-Apps will help your clients get their applications placed more quickly and cut down on your processing time.


i-Go e-App Electronic Applications

NAAIP has several resources available to help ensure your success as a producer. iGo e-Apps will help your clients get their applications placed more quickly and cut down on your processing time.


e-Apps offer an online alternative to paper-based contracting via snail mail (the now widely-used term for traditional postal services). The client fills out their details in an online form, using either the carrier's native e-App, or a third-party software such as the iGo e-App.


This simplifies the application process, as errors will often be detected automatically and completed information will be delivered immediately for review. Benefits of e-Apps include:

  • Easier and quicker to process

  • You get paid faster

  • Increased placement ratios of up to 10%

  • Applications arrive in good order

  • Agent receives full compensation

  • More control of each individual case

  • More clients, less paperwork

  • Free up more time for selling!

Often a wet signature is not required and an e-signature will be sufficient. If the underwriter requires a wet signature, then the electronically submitted information will be sent to process and the signed documents will follow by post. A modern solution is the insurance drop ticket (or e-ticket, as they're often known) which can help agents sell insurance in just four minutes per case.

Drop Tickets

e-Apps and Drop Tickets

Drop-tickets are offered by such companies as American General, Genworth, ING, Banner Life, Protective and William Penn. They offer a much more accurate and efficient method of insurance contracting via online submission. Benefits of Drop-tickets include:

  • 75% of interviews completed within 24 hours

  • Simplified application processing

  • Increased placement ratios

  • Interviews can be completed by tele-underwriting or call-centers

  • Reduced NiGOs (Applications Not in Good Order)

  • Average application turnaround time of 2 weeks

These e-ticketing and fulfillment programs are designed by experts within the insurance industry, to fill the requirements of insurance professionals, brokers, financial institutions and agencies. They allow the life insurance agent to determine a client's needs, pre-qualify, compare, quote them and choose an option from a number of top carriers. They can then submit their order in as little as four minutes in each case.

Once submitted, medical details will be sent to a third-party (such as Exam One, in American General's case) for review. They will arrange appointment options and schedule laboratory work. This frees up the agent to concentrate on selling insurance and focusing on clients, improving their delivery cycle as a result.

* The information provided is intended for licensed insurance agents only. It is not intended for the purpose of advertising the insurance products to the general public. Certain exclusions may apply. Plans offered by insurer. All products not available in all areas. Not affiliated with the United States Government or the Federal Medicare Program.

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"Best system in industry for insurance agents and carriers - "Technology that works and impresses."

NAAIP's start in the insurance industry began by creating dynamic systems for insurers.

Excellent results caused one project to lead to another.

Currently, NAAIP provides websites & quoters for thousands of agents and technological wizardry for multiple leading insurance companies. A commitment to excellence is the key to the synergy that powers our growth."

Aaron Levy - CEO,

David Gordon - Digital Marketing Evangelist,