FCSLA was founded in 1892 and is based in Beachwood, Ohio. FCSLA is licensed to sell financial products in 48 states and Washington DC. FCSLA is a fraternal benefit society and is considered to be one of the most respected fraternal societies existing in the country today. FCSLA primarily deals with the sales of multiple lines of life insurance policies at relatively low premium rates. Policy benefits and membership is reserved for Catholic men, women and children of Slav descent residing in the United States of America.
FCSLA has over 83,000 members and has more than 425 branches across the US where its members meet, socialize, plan special projects and elect officers. FCSLA was awarded a rating of "A-" "excellent" by A.M. Best Company due to FCSLA's strict adherence to conservative business practices.
FCSLA Benefits Include:
Client Benefits Include:*
FCSLA is not for profit financial services company and devotes a significant percentage of its resources towards supporting charitable causes. FCSLA goes above and beyond just providing comprehensive life insurance policies at affordable rates. FCSLA also returns a share of the surplus profits back to its members, who are the policyholders. The proceeds from profits are used for a number of charitable causes.
Types of Life Insurance Policies Offered
Life products that have been designed to provide financial protection for members at each and every stage of their lives.
20 Year Level Term
Policy provide investors with coverage for a period of 20 years at reasonable premium rates. It should be noted that upon expiry of the policy, the life coverage shall cease to exist.
Single Premium Life Insurance
The investor is required to make only one premium payment and the life policy can increase in value via successful reinvesting.
Super Youth Term to Age 25 *
Policy available to youngsters for insurance benefits at reasonably premium costs.
10 Pay Life Plan/ 20 Pay Life Plan/ Life Paid Up at 85 Plan
Whole life insurance policies with relatively stringent underwriting requirements that allow insureds to customize their insurance policies into the desired reinvestment portfolio.
Single Premium Immediate Annuity
Provides members with a wide range of settlement choices where guaranteed payment options can be for 10, 15 or 20 years. This feature enables members to receive considerable benefits which they can’t outlive.
Flexible Premium Deferred Annuity
Provides opportunities of fund growth for members through tax deferred earnings and competitive annual yield while also giving insureds added flexibility according to one's own discretion.
* The information provided is intended for licensed insurance agents only. It is not intended for the purpose of advertising the insurance products to the general public.
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