Lost your job? Lost your health plan? Questions about replacing?
22 million workers who were employed 3 weeks ago are now unemployed and have filed for re-employment income benefits.
Most of them lost their health insurance coverage and are faced with replacement decisions.
There are 4 options available:
- COBRA, a continuation of their current coverage, will be offered but is very expensive.
- Marketplace
- Primary Care + Catastrophic Care
- Go Uninsured
Marketplace InsuranceDepending on your household size and income, you could qualify for a premium subsidy, reducing your monthly premium for the same quality coverage.
Larger Household Sizes available upon request | COBRACOBRA is an option to continue the same coverage you had when employed. Advantage: Familiarity with the benefits of the health insurance policy you had when employed. Disadvantage: Usually is expensive. Your employer was probably paying 50% of your premium, so count on a increase. |
Primary Care & Member Cost Sharing Options
Primary Care +/- Catastrophic Care
An Alternative to Traditional Insurance
Stand Alone Primary Care Policy
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Member Healthcare Cost Sharing (Catastrophic care)
There are several organizations like Sedera Health, MediShare and Christian Healthcare Ministries to choose from.
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