Competition = Lower Costs
The insurance industry includes hundreds of different companies hoping to earn your business. It is a very competitive market and it pays to shop around for the very best deals. This is where we come in. Whether youÂ're searching for Life Insurance, Annuities, IRAÂ's and other retirement strategies, Health Insurance or Â'ObamaCareÂ', you must be well-informed and well-advised to get the most out of your premium dollars.
An experienced and independent agent who represents multiple insurance carriers can make a huge difference in what you pay for coverage.
Life Insurance
There are many different types of life insurance. It is important to consult with an independent agent to understand the solution that is best for your situation.
Whether its a term policy to provide protection for your family or a whole life or indexed universal policy to help provide tax free saving options for wealth accumulation and to create a legacy. Life insurance is an important component to every sound financial plan.
Debt Free Life
The average individual pays 34% of the money they earn in a lifetime out to interest. And between federal, state, and local taxes the average person pays about $0.40 of every earned dollar to taxes. What if we could reduce that 34% going to interest and also reduce taxes?
Contact us to learn how to: reduce the volume of interest you are paying to lenders, improve your cash flow, decrease your taxes, save for college and retire with tax-favored income.
Fixed Annuities
When you purchase a deferred annuity as part of your retirement plan, you enter into a contract with the issuing insurance company. During the accumulation phase, when you're able to add funds, your funds will grow on a tax-deferred basis. When you're ready to turn your annuity into a stream of cash, you'll have various payout options to choose from.
Long-Term Care and Final Expense Insurance
Long-Term Care Insurance gives you the financial means and the support options you desire. Whether you require in-home visits, assisted living or skilled nursing care, Long-Term Care Insurance lifts the burden from those around you, improving the quality of life for yourself and for everyone you hold dear.
Your family will always come first. You wouldn`t want them to bear huge and unexpected financial burdens at the time of your passing. No matter what your age, it`s absolutely essential to have a plan in place to protect your loved ones when you are no longer able. Final Expense insurance will pay for your funeral service, bills and other associated costs.
Why Should I Call This Agency for Insurance?
Good question. There are a lot of insurance agents out there and it may seem like any agent or broker is as good as another. But we are decidedly different.
LetÂ's face it, insurance jargon can be very confusing. We know the ins and outs of the insurance business, and our inside knowledge of many companies and many products will work to your advantage. In fact, different insurance companies often charge vastly different premiums for the exact same coverage.
As independent agents we are not employed by one particular company. Instead, we can select insurance products from among those companies that best address your unique concerns.
We promise to focus our attention on your benefit exclusively.
Please donÂ't hesitate to call us with your questions no matter whether you are already a valued customer, a potential client or if you simply need expert advice. There will never be a charge for our assistance or for a friendly, no-obligation chat.
