Final expense Life Final Expense Insurance - for Contracted/eAppointed Agents -
Final expense Life Agent Login - Only after first sale submitted (if not pre-appointed)

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Summarized View:

You can start selling Life Guaranteed Issue Final Expense and other products Today! Send us your first application (applications below) along with the eContracting/Appointing (link above) and start selling Guaranteed Issue Life Insurance to people aged between 50 and 80 right now! The Life Guaranteed Life Insurance Plan offers your clients security in knowing that their final expenses are covered, no matter what.

This guaranteed insurance will provide up to $25,000 towards leftover debt, medical bills and funeral expenses. First application to the client must be in paper form - afterwards over the phone - eApp selling allowed. In order to expedite matters please eContract/Appoint 10 business days before your first application.

Agent Benefits Comprise:

  • Free Leads
  • Competitive premium rates
  • Direct contracting/Appointing
  • Electronic Application (E-Apps)
  • Agent website with full term life and FEX quote engine (via NAAIP)
  • ContractedAppointed agents able to sell Whole Life Insurance (50k-1 million - ages 18-70), Simplified Senior Life Insurance ($25K - $100K - age 50-80), Guaranteed Issue FEX ($5K to $25K - ages 50-80), The College Plan (10K to $150K), the Grow-Up Plan (14 days to 14 years - $5K to $50K) & Accident Insurance (ages 18 to 69 - $50K to $250K).

Gerber Life Simplified Senior Life

Guaranteed Issue Final Expense Client Benefits Comprise:

  • $25,000 cash benefit available (at 50-80 years old)
  • Low premium rates
  • Application guaranteed, easy issue plan
  • Policy provides cash value if required
  • No medical questions asked
  • All clients approved

Simplified Issue Senior Whole Life Client Benefits Comprise:

  • $25,000 to $100,000 cash benefit available (at 50-80 years old)
  • Decisions are made quickly and generally within a minute from the time a digital or telephone application is submitted
  • No required medical exams for applicants age 70 and under
  • An Accelerated Death Benefit (ADB) Rider is offered at no additional cost

Whole Life Client Benefits Comprise:

  • Offered to those 18 to 70 years old - Up to $1,000,000 in permanent whole life insurance coverage.
  • Decisions are generally made within a minute from the time a digital or telephone application is submitted for applicants under age 51 seeking coverage up to $300,000 (no medical exam-simplified issue)
  • When a medical exam is required (full underwriting), decisions are made in a timely manner
  • An Accelerated Death Benefit (ADB) Rider is offered at no additional cost
  • A Disability Waiver of Premium Rider is available for an additional cost
  • Premiums, death benefits and cash value accumulation are guaranteed
  • U.S. Citizens and permanent legal residents can apply for $50,000 (age 50 and above must be over $100,000) up to $1,000,000 in life insurance protection, and if approved, have coverage that can last a lifetime (as long as premiums are paid)

The Grow-Up® Plan Client Benefits Comprise:

  • A gift that Doubles - Your Grow-Up® Plan not only provides up to $50,000 of whole life insurance protection now, but the coverage amount automatically doubles during age 18, at no extra cost!
  • Security for Today and Tomorrow - As soon as you get the Grow-Up® Plan, you lock in a childhood premium rate that's guaranteed never to increase.
  • A Plan that Grows - In addition to the coverage amount automatically doubling, your child will have several opportunities to increase coverage as an adult. Thanks to you, your child can always have protection to count on.

The College Plan Client Benefits Comprise:

  • Guaranteed safe growth – no matter what happens with the economy or the stock market, your money is guaranteed to grow in value over time
  • The flexibility to use the money for college or anything else – without any penalty
  • No big upfront investment – start a plan for as little as $10/week
  • Life insurance protection – if the unthinkable happens before your College Plan reaches maturity, the full benefit amount is paid to your child (as beneficiary)

Accident Protection Insurance Benefits Comprise:

  • Immediate Security for Just Pennies A Day
  • Approval Is Guaranteed
  • Optional Coverage for Spouse and Children
  • And Your Rates Are Guaranteed to Never Increase!
  • Issue ages, face amounts and optional coverage vary by state.


  • Gerber Life does not offer ANY hard copy supplies, everything is downloaded off their portal or via iPipeline forms at the footer of this page. You appointment gives you access to all 6 of their products; Whole Life, Simplified Senior Whole Life, Guaranteed Issue, College Plan, Grow Up Plan, and Accidental Protection.
  • Gerber Life is a Just In Time Appointment in most cases. We can ussually request writing number but it will take at least two weeks if no business. Therefore, in order to access application kits, brochures, rates, etc. that are needed to write that first piece of business, you will need a temporary log in user ID and password.
  • Below you will find a training link, with a universal log in which agents can use to retrieve and download materials. Keep in mind, agents must submit their first piece of business directly to us for processing.
  • Once completed, the agent will receive an email directly from Gerber Life, with their writing number and instructions on how to register on the portal creating their own personal log in information. At that time, agents can begin submitting business electronically or direct to Gerber Life.

Training Link for Gerber Life apps, brochures, etc.

Request Password via the econtracting Portal at top of the page. This will allow you to retrieve Gerber Life applications via the link just above. You may also access Gerber Life application forms at iPipeline Forms link at the footer of this page. First application to Gerber Life must be in paper form.

Pre-Appointment States for Gerber Life

  • AL, LA, OK,PA, PR & TX (Texas pre-appointment is effective 6/1/2019)
  • All other states need a piece of business to get a writing number. Please request from contracting and/or access to applications. Tell us if your state is pre-appt.


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In 2021, in the US, aproximately 49% of visitors will be coming from a cellphone, 48% will be from a desktop and 3% from a tablet. Cellphone usage is trending up. Every NAAIP website will look perfect on every screen size. This is our job. You will be impressed. Be aware that not every header image or video placed with a quote engine in the header is suitable. Adjust your quote engine placements and header images accordingly.
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