This means you can't find a better price for the same insurer's product. Expert Advice from an Insurance Professional.
Did you know different Insurance Companies charge different premiums on Medigap plans for the exact same policy and coverage?
What's the difference? Only the price or profit an insurance company wishes to embed in their premium. That is the only difference.
The benefits are all the exact same throughout all insurance companies that offer Medigap coverage. All plan are standardized by the federal government (see your Medicare & You Book) which means that they are the exact same plans and same exact coverage They all by law MUST pay the bills on Medicare-approved claims.
While it is important to shop with “A” rated insurance carriers for strength, it is equally important that seniors not fall in love with a “brand name” with Medicare Supplement Insurance. Why? Because a policy with one company does not pay or offer any more benefits that a policy with a lesser known insurance company. They all function the exact same way.
You will not find one thing different between the bills that were paid with the more expensive companies than the bills paid by the less expensive companies.What are you paying a higher premium for? You are paying for the insurance companies bigger profits, for their commercials and branding. All in order to get that brand name, but you are paying the price in your monthly premiums and the rate increases you experience.
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