Guaranteed Issue Health Insurance in Today's Environment

Let Us Help You Succeed! - Call (800)770-0492, email david@naaip.org or daily conference call.

Guaranteed Issue Health Insurance

A big problem faced by regular citizens today is rising health care costs. This problem is further compounded by the cost of obtaining a guaranteed plan.

Perhaps you have been diagnosed with a pre exisiting condition and find it hard to get insurance cover as a result? In both cases, Guaranteed Issue plan can help.

A guaranteed issue insurance policy for health is one in which the client is not refused insurance on the basis of employment status or medical conditions that already exists.

A guaranteed health plan has the following features:

  • The insurance contract can be renewed regardless of the employment status or health of the person.
  • The insurance coverage compensate for hospital charges and doctor's fees.
  • There are no deductibles applicable on guaranteed plan, and covers for expenditure had in and out of hospital.

  • A guaranteed insurance policy covers for both short as well as long term health care expenses. The major victims of this situation are low and medium income Americans.
  • For Whom is Guaranteed Issue Plan Designed For?

    Lower income citizens cannot afford the high deductible insurance plans in the market. Those who have a preexisting condition will find it hard to get the cover they deserve. The solution is a guaranteed health plan for insurance.

    Pre existing conditions can be described as a medical condition for which treatment was given in recent past or is currently given. Diabetes, pregnancy, AIDS, high-blood pressure, heart disease, and even asthma in advanced ages are pre existing conditions that determine eligibility for insurance.

    Each agency frames its own regulations for aim insurance. Some insurers allow coverage after a waiting period. Some other insurers refuse outright to cover those having pre-existing conditions. In any case, preexisting conditions put you at a higher risk and companies are reluctant to provide insurance in such cases.

    Guaranteed Insurance Compliance

    The Health Insurance Portability and Accountability Act ascertain whether an insurance company can provide guaranteed plan to its clients or not, particularly who have preexisting conditions.

    As per HIPAA a pre existing condition is physical or mental state which already exists during the previous six months when a person files for insurance coverage and such state requires medical attention.

    The insurance companies have the right to exclude such people from providing insurance and determine them as ineligible. People who are without any form of coverage in the past 63 days can also fall in this category.

    Majority of the Americans get coverage from their employers. But this coverage is only till the time the person is with that company, as the person retires or change his or her job, the insurance coverage will cease to exist. When a person files for independent insurance coverage, the insurance company can consult previous employer of the person to determine the eligibility.

    Millions of Americans are constantly searching for solid policies. Unscrupulous merchants take advantage of this situation and lure decent people to enroll in fraudulent insurances. These plans that provide guarantee do not provide help to the client in medical emergencies. The promises made iin such insurances are seldom fulfilled. These plans do not have the contractual backing of a reputed insurers and the so-called guaranteed plans unfortunately provide little benefits.

    Beware of these fraudulent plans. Visit our discount health card scam page to know how fraudulent telemarketers and merchants deceive unsuspecting Americans with fake insurances.

    Our organization commits and provides guaranteed plan that guarantees no denial due to medical conditions that already exists. We provide plan for people who are unable to clear eligibility requirement for any other coverage. Our insurance plan is a real insurance through which our clients can save considerable money through PPO network re-pricing.

    We make commitments that can be kept and never deny insurance for health to anyone who is already suffering from medical condition.

    We welcome our fellow Americans with personal warmth to enjoy benefits from our unique insurance plans for health without the worries concerning preexisting conditions.

    Please visit guaranteed health insurance for details of our plan where pre existing conditions or employment status are not a disqualification.

    We will Accept You:

    These plans are provided by insurance companies that are ranked high by A.M. Best. Certain policies may put you on waiting period before the coverage begins. for further information call now and consult one of our licensed insurance agent.

Stand-alone Quoters for those that already own a website! Signup to Free Insurance Agent Website.

Join our 6 day per week conference call to learn how to get to the top of Google.

NAAIP - Incentive based marketing specialists. Use free luxury vacations, wills and websites to get in front of prospects. Let's start by sending you to Hawaii, Las Vegas or Orlando.

$8

Live Transfer Leads

Click Here

Sell Life Insurance in 4 Minutes

Click Here

Daily Conference Call

Monday to Thursday Noon & Weekends 2pm ET
Dial

1-888-532-9320

Learn how NAAIP's free client-facing websites and quoters helps you earn more.
There are no Catches!

NAAIP's YouTube Spokesman

$8

Live Transfer Leads

Click Here

Sell Life Insurance in 4 Minutes

Click Here

Daily Conference Call

Monday to Thursday Noon & Weekends 2pm ET
Dial

1-888-532-9320

Learn how NAAIP's free client-facing websites and quoters helps you earn more.
There are no Catches!

NAAIP's YouTube Spokesman





Add a quote engine to your website for Free! We'll even create the website for you for Free!

There are No Catches! It's free and always will be

Life Insurance Quote Engine

Medicare Supplement Quote Engine

*We've built 16 quote engines for you.

"Best system in industry for insurance agents and carriers - "Technology that works and impresses."

NAAIP's start in the insurance industry began by creating dynamic systems for insurers. Excellent results caused one project to lead to another.

Currently, NAAIP provides websites & quoters for thousands of agents and technological wizardry for multiple leading insurance companies. A commitment to excellence is the key to the synergy that powers our growth."

Aaron Levy - CEO, NAAIP.org
David Gordon - Digital Marketing Evangelist, NAAIP.org

Offer a Free "Stripped Down" NAAIP Website to Your Clients

Sales Tools & Information

What are you waiting for?

Insurance agency websites with quote engines. Free forever! There is no catch. Your website will be active within 30 seconds.

Signup For Free Insurance Website

Forgot Password


Back