Summarized View:
Health Problems – one can relate to these words in a very close manner. Disease, illness, injury not only ruins you physically but also mentally. Ever-rising costs of doctor and hospital visits troubles you on financial grounds. This is where Walmart Health Insurance comes to our rescue.
Walmart Health Insurance Plans :
- Dental Insurance
- Company-paid life insurance
- Optional and dependent life insurance
- Accidental death & dismemberment insurance (AD&D)
- Critical illness and accident insurance
- Short- and long-term disability insurance
- Business Travel Accident Insurance
- Retirement plan
- Discount plan for employees
- Value plan
- Freedom plan
- Prescription plan
Consumer-directed health plans including Health Reimbursement Accounts (HRA) plans and plans based carrying higher deductions such as the HSA plan (Health Savings Account) has huge merits such as:
- 100% coverage for eligible preventive care when you use a network provider
- Coverage for dependents up to age 26
- The below-19 age group is free from the pre-existing health conditions clause
- 80% coverage for eligible network services after you meet your total annual deductible
- No lifetime maximum
Some additional health programs offered by Walmart Health Insurance:
- Quit Tobacco program
- Maternity Program (personal medical support provided all through the pregnancy duration till the time of delivery)
- Nurse Line - talk to a registered nurse for 24-hours
- All the associates can avail free-of-charge facility in terms of counseling or gaining some information regarding health. The whole procedure carrying no costs, also serves you with confidentiality.
The Special Attraction: Walmart Health Insurance Vision Centers
Walmart consists of 2,500 independent optometrists, in addition to their own optometrists serving at Walmart Vision Centers. A Walmart Health Insurance holder is bound to get advice of most experienced optometrist experts with free eye check-up.
After tests at Walmart, most of the optometrists clearly mention and prescribe proper treatment. For example: glass spectacles, powered lenses, proper medicines and rehabilitation therapy to retrieve healthy sight.
The free eye check-ups help to have a screening of external and internal eye dis-orders. Various defects of the sight organs like retina including iris and pupils and cornea.
Walmart vision centers scrutinize over 6 million patients annually in more than 3,000 locations throughout 47 states. These people are the second leading provider of eyeglasses and contacts.
Financial Benefits at Walmart Health Insurance:
- The associates at Walmart, their life-partners and loved ones/dependents receive an Associate Discount Card.
- Military differential pay
- Walmart Discounts, also are offered on travel, entertainment etc.
- Walmart health insurance plans comprise privileged facilities like ‘no-pay deduction’ at times like death, court appearances, holidaying or some important personal moments.
