Less Selling, More Helping
The insurance industry includes hundreds of different companies hoping to earn your business. It is a very competitive market and it pays to shop around for the very best deals. This is where we come in. We pride ourselves in working to get you the best coverage for the best value possible.
Whether you're searching for Life or Health Insurance, you must be well-informed and well-advised to get the most out of your premium dollars. An experienced and independent HELPER (not so much a salesman) who represents multiple insurance carriers can make a huge difference in what you pay for coverage.
Medicare by itself has a high deductible for hospital admission, and it only pays 80% of eligible doctor costs. A serious illness could set you back many thousands of dollars. A Medicare Supplement policy covers all or most out-of-pocket medical expenses providing you with peace-of-mind and potential savings. Let us work with you to help you UNDERSTAND Medicare, your need for it and to also help guide you in choosing the right Medicare Supplement or Medicare Advantage policy. We can also help you to select a Medicare Part D plan that includes your specific medications.
Individual and Group Health Insurance
Nearly everyone is confused about their healthcare options - and rightly so. You can't rely on politicians or media reports for a clear and unbiased explanation. You want the facts, not opinions. I will be happy to PERSONALLY evaluate your current coverage and present you with side-by-side comparisons of alternatives.
Long-Term Care and Final Expense Insurance
Long-Term Care Insurance gives you the financial means and the support options you desire. Whether you require in-home visits, assisted living or skilled nursing care, Long-Term Care Insurance lifts the burden from those around you, improving the quality of life for yourself and for everyone you hold dear.
Your family will always come first. You wouldn't want them to bear huge and unexpected financial burdens at the time of your passing. No matter what your age, it`s absolutely essential to have a plan in place to protect your loved ones when you are no longer able. Final Expense insurance will pay for your funeral service, bills and other associated costs.
Why Should I Call This Agency for Insurance?
Good question. There are a lot of insurance agents out there and it may seem like any agent or broker is as good as another. But my practice is definitely different.
Let's face it, insurance jargon can be very confusing. I know the ins and outs of the insurance business, and my inside knowledge of many carriers and products, having been licensed since 1992, will work to your advantage. In fact, different insurance companies often charge vastly different premiums for the exact same coverage. As an independent broker (not an agent, they work for insurance companies!), I can select products from among nearly all available carriers, to best address your unique concerns.
I promise to focus my attention on your benefit exclusively.
Please don't hesitate to call me with your questions no matter whether you are already a valued customer, a potential client or if you simply need expert advice. There will never be a charge for my assistance or for a friendly, no-obligation chat. Also feel free to chat with me on Facebook Messenger any time! facebook.com/robreinerclone