Kemper Life is a leading financial service provider with over $8 billion in assets. Kemper Life specializes in life and health products as well as property and casualty. Kemper Life is consistently ranked highly Standard and Poor's independent ratings companies and offer plans in 47 states. Kemper Life is represented by over 15,000 independent insurance agents and agencies.
Kemper Life Final Expense Details:
- Legacy Safeguard sales program available
- Face amounts: $2,000 to $25,000
- Issue ages - 40 to 80.
- Rates appear on our Final Expense Quoter that is located on footer of this page. Left side.
- Accidental death pays immediately.
- Non-accidental death pays 120% of the premium paid for the first two years.
- Builds cash value - You may borrow against cash value to prevent policy lapse.
- Smokers and non-smokers pay same rate.
- Policy is non-cancelable as long as premiums are paid.
- Premiums will never increase.
- Guaranteed acceptance - No underwriting.
- Highest Kemper commission rates - NAAIP will not be beat.
- Kemper Life Guaranteed Issue Whole Life Agent Guide - 6 pages
- Kemper Life Guaranteed Issue Whole Life Brochure - 2 pages
- Kemper Life Agent Login Portal
Kemper Life offers final expense as part of their guaranteed-issue whole-life product. Contract today to sell this high-commission, easy-issue plan to clients.
Kemper Life Final Expense Insurance is a no-brainer for any agent who has several clients who have been denied coverage (for example due to pre-existing conditions) or can't afford a whole-life plan. As an alternative to underwritten plans, it is easy to sell and highly beneficial for agents and clients alike.
In addition, those contracted with Kemper Life, Monumental Life or Oxford Life can offer clients the Legacy Safeguard legacy and end-of-life planning service to clients. Not only is this highly beneficial to your clients, but it also offers agents the Legacy Safeguard University training program, as well as Legacy Safeguard sales tools, to help agents boost their productivity when selling final expense plans.
* The information provided is intended for licensed insurance agents only. It is not intended for the purpose of advertising the insurance products to the public. Exclusions may apply. Plans offered by Kemper Insurance Company. All products not available in all areas. Not affiliated with the US Government. Kemper final expense appointments and contracting.