National Western Life Insurance Company

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National Western Agent Appointments

Summarized View:

National Western is a life insurance company that is currently headquartered at Austin in Texas. The company was founded by Robert Moody in 1956 and operates in 49 states in the US alone. National Western offers customers comprehensive insurance policies in term life, universal life and whole life products. The companies also provides applications to the residents of Haiti and issues insurance policies to non-US residents as well.


National Western owns $10.8 billion in total assets and has appointed over 18,200 independent insurance agents in its payrolls. The company currently has $19.6 billion worth of life insurance products in force and operates in over 40 countries around the world. In the US alone, National Western has $2.8 billion worth of life insurance policies in force and has also generated 140,100 annuity contracts as of 2013. 

Agent Benefits Include:

  • Excellent agent commissions
  • Fixed income and index annuity innovators
  • Accident and health insurance living benefit innovators
  • Custom term life coverage with choice of RoP

Client Benefits Include:*

  • Outstanding, responsive customer service
  • Flexible underwriting
  • Products for all ages
  • More value placed in people
  • Committed to their promises
  • Services based around customer requirements

Product Overview:

National Western is known for providing consumers with affordable life insurance policies. Their universal life insurance portfolio includes NWL Lifetime Returns, NWL® MAXWealth, NWL ProviderSelect, NWL Life 100, NWL Lifetime Returns Solutions, NWL Lifetime Returns Select, NWL Term, NWL Secure Term.


The life insurance products are primarily distributed independent marketing organizations (IMO) and agents in the domestic market. The company is ably assisted by the IMO’s to help them recruit and manage agents and also help them by providing financial resources to market the product better. It should however be noted that National Business does not operate in New York.


The company is also recognized by all top ratings providers, including a Standard and Poor's rating of A

* The information provided is intended for licensed insurance agents only. It is not intended for the purpose of advertising the insurance products to the general public.

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