Oxford Life was founded in 1965 in the state of Arizona. Oxford Life primarily serves the senior market by facilitating life insurance, annuity and Medicare supplement policies. Oxford Life is part of AMERCO which is a publicly traded financial company.
Oxford Life conducts its operations through subsidiaries which include North American Insurance Company and Christian Fidelity Life Insurance Company. Oxford Life has a GAAP asset base that is worth $2.1 billion as of 2017. According to ACL Oxford Life's risk base capital is 92 per cent. Oxford Life was also one of the best performing life insurance companies for financial safety and security during 2015, 2016 and 2017 and was honored by being included in Wards 50 Benchmark Group.
Oxford Life Benefits Include:
Contract via NAAIP for Oxford Life:
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Just-in-Time contracting for the following states: Alaska, Arkansas, Arizona , California, Colorado, Connecticut, Delaware, DC, Florida, Hawaii, Iowa, Idaho, Illinois, Kentucky, Maine, Maryland, Massachusetts, Michigan, Minnesota, Missouri, North Carolina, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, Ohio, Oklahoma, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Virginia, Washington, Wisconsin, Wyoming.
“Just In Time” contracting must be submitted within days of writing of business. Each state has a limit on the number of days allowed between the business being solicited or written and the date you are appointed with our Company. Failure to do so promptly may require a new application.
Special Rules: Florida – You must already be appointed with one (1) other carrier to be able to contract JIT, otherwise you must be appointed with Oxford Life before you may solicit or write any business.
In the eight (8) states listed below you must be pre-appointed before you may advertise, solicit or sell Oxford Life products: Georgia, Indiana, Kansas, Louisiana, Montana, Oregon, Pennsylvania, Utah.
No Oxford Life Product is sold in: Alabama, Mississippi, New York and West Virginia (MT annuities only are sold)
Frequently Asked Questions
Q: How do I submit business?:
A: 1. Request a contract from firstname.lastname@example.org.
2. Only request a contract if you have a pending sale. The invite that we send you will go stale in 2 weeks if not filled out. If you fill out the contract and don't submit a sale, your contracting will be deleted in 2 weeks. In pre-appointment states, if you appoint and do not sell within 6 months, your contract will be terminated and you will not be pre-appointed again.
3. Goto www.oxfordlife.com, Agents tab or Click here for new business application packet at the bottom of the page. Just In time Contracting is in 90% of the States. 4. Print Forms. 5. Sell Product. 6. Client does phone interview (833-705-4019) via InstaWright process which which only takes a minute over the phone or 7 seconds online. Phone hours are 8am-7pm CT. Client must give ss number, address, and med authorization ok. The main issue will be prescription history check in Oxford's system. This is being done in the background. If declined, Oxford will not tell why immediately, but will send letter/or email to client as to why declined. Client can call in to Instaright themselves. Afterwards, agent sends in paper app via mail, eapp or via fax. Fax: 877-584-2777. email: email@example.com and cc firstname.lastname@example.org. - Make note that you filled out contracting to be appointed.
Q: Is "Just In Time" required for all products?
Q: Where can I get supplies to write my first piece of business?
Q: When will my agent ID # be assigned?
Q: What happens to my business if my contract is not approved in a "Just In Time" state?
Q: When I submit contracting and a new business application, will I be appointed in all states that I am licensed?
Q: Who pays the non-resident appointment fee?
Q: What happens if I submit contracting, but not business in a "Just In Time" state?
Q: What else should I know before requesting to contract or soliciting a piece of business?
Current Errors and Omissions (E&O) insurance with coverage of $1 million per claim and aggregate;
AML training must be completed within the past 3 years;
Any delay in the above may require the pending application for business be withdrawn or re-dated with the applicant to adhere to all state requirements.
We look forward to doing business with you. If you have any questions, please call (800)770-0492.
Oxford Life Appointing & Contracting Overview:
Oxford Life focuses on serving individuals who are nearing their retirement age by providing comprehensive and cost effective life insurance, annuities and Medicare supplement policies.
Oxford Life Insurance 2721 North Central Avenue Phoenix, AZ 85004.A.M. Best #: 007890 - NAIC #: 76112 - FEIN #: 860216483
Oxford Life Final Expense 2019 »
Oxford Life Annuity Webinar - 2019 »
Oxford Life Prosperity Select & Assurance One Webinar - 2018 »
* FMO changing rules: An agent must contact us to be terminated and wait 6 months from the date of termination to recontract without a release from their original upline. - The information provided is intended for licensed insurance agents only. It is not intended for the purpose of advertising the insurance products to the general public.
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