Pacific Life Insurance Company

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Pacific Life Insurance Agent Contracting

Summarized View:

Pacific Life Insurance is one of the top insurance companies in the United States which primarily works with life insurance, mutual funds, pension plans, investment products and annuities. Pacific Life is currently headquartered at Newport Beach, California.

The company was founded in 1868 by former California Governor Leland Stanford who also happened to be first policyholder of the company. The money recovered from his policy upon his death was even used by his wife to pay the professors at Stanford University which was going through financial hardships at the time.

Pacific Life Benefits Include:


Fluidless Underwriting (Smooth Sailing) with Pacific Life for Clients 50-69 Years Old!

Pacfic Life Promise Term Life Insurance combines Low substandard pricing for older ages (20% per table) and No rate class restrictions.

  • No paramed exam for qualifying applicants ages 50-69
  • Up to $1 million value with all application submissions if has had comprehensive physical and blood work from primary doctor in the last 18 months.


Pacfic Life Repricing

Pacific Life Promise Term has been repriced to ensure you have pricing and underwriting advantages for clients ages 50-69 to maximize the number who may qualify for Pacific Life Smooth Sailing, Pacific Life’s answer to fluidless underwriting.

 
Female   |   Age 60, Select No Nicotine, $250K, 20-Year Term
CompareAnnual PremiumAnnual RankMonthly PremiumMonthly Rank
Pacific Life PL Promise Term 20$1,341.091$113.991
American General Select-a-Term - 20$1,349.983$115.423
Banner OPTerm 20$1,342.022$115.412
John Hancock Term 18, 20-Year Term$1,549.006$133.996
NACOLAH ADDvantage 20$1,682.509$148.069
Principal 20-Year Term$1,350.004$118.134
Prudential Term Essential 20$1,562.507$136.727
SBLI 20-Year Term$1,482.725$123.565
Transamerica Trendsetter Super 20$1,600.008$137.608
 
Male   |   Age 50, Preferred No Nicotine Use, $500K, 25-Year Term
CompareAnnual PremiumAnnual RankMonthly PremiumMonthly Rank
Pacific Life PL Promise Term 25$1,488.171$126.491
American General Select-a-Term - 25$1,513.703$129.424
Banner OPTerm 25$1,496.022$128.662
Protective Classic Choice Term 25$1,515.054$128.783
SBLI 25-Year Term$1,676.566$139.715
Transamerica Trendsetter Super 25$1,655.005$142.336

Pacific Life Overview:

The total consolidated assets of Pacific Life Insurance Company reached $129 billion in 2016. Net income saw a sharp increase as well generating $720 million in 2015. Sales made by the life insurance division were to the tune of $290 million while Pacific Life generated net income of $114 million.

Pacific Life has witnessed strong growth numbers each year by providing the public with affordable insurance products that are available at competitive premium rates.

Pacific Life was presented with a Silver and two Bronze awards at the recently conducted 2016 Stevie Awards for Sales and Customer Service.

Pacific Life - Serving the Community

Pacific Life "Leave a Legacy" Commercial

Pacific Life "Achieving Financial Success

* The information provided is intended for licensed insurance agents only. It is not intended for the purpose of advertising the insurance products to the general public.

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