Standard Life Insurance Company Summary:

Standard Life & Accident has been providing security to people though Life insurance, Medicare supplements and supplemental health for over 50 years! Standard Life has exclusively focused on serving the insurance needs of seniors for more than 50 years, and today is recognized as one of the country’s premier insurers in the senior market.

Standard Life predecessor was Charted in Oklahoma on July 15, 1933 as the Hospital Service Company. The Company became The Hospital Mutual Company and later The Hospital Insurance Company. The insurance that was sold was basic group hospitalization coverage with designated hospitals.

In 1940, Hospital Mutual Inc. took the the name Standard Life and Accident Insurance Company.

• Progression of growth for Standard Life and Accident Insurance Company
• 1950: $5.5 million of insurance in force
• 1961: $452 million of insurance in force
• 1967: $852 million of insurance in force
• 1968: $1 billion of insurance in force
• June 1976: American National Insurance Company purchased Standard Life is acquired and becomes a member of the American National family of companies.
• January 1998: Standard Life moves its home office to Galveston, Texas and its marketing division to League City, Texas.

Standard Life and Accident Bullet Points to Help Agents Sell

• No appointment fees for most agents
• Personal marketing assistance
• Conference trips (Domestic & International)
• Bonus Lead program – Earn Free leads
• 24/7 online service
• Phone applications available
• 9 months advances on life and 12 months on health.
• Full portfolio with a variety of both Life and Health products
• To help you increase your production, Standard Life and Accident Insurance Company has made it easy for you.
• to qualify for our Bonus Lead Programs. Take a look at the various ways you can earn either a:
• 1,000 piece Direct Lead Mailing
• 5,000 name Consumer Prospect List
• Telemarketed leads for Limited Medical, Medicare Supplement or Final Expense
• E&O coverage through NAPA
• $340 cash reimbursement with proof of lead purchase
• $300 cash bonus with no proof of lead purchase
• Life Insurance: Produce only $4,000 of Standard Life issued and paid annualized life premium.
• Limited Medical: Produce only $10,000 of issued and paid annualized premium of Standard Life’s Limited Medical or Short Term Limited Medical products.
• Medicare Supplement: 10 issued and paid applications.

• Combined Premium: Produce only $5,000 (Individual Limited Medical and Short Term Limited Medical count at 50%) of combined issued and paid annualized premium, which includes any combination of life orhealth products.

• In order to qualify for the lead program you need to maintain at least a 70% overall persistency.

Standard Life and Accident Product Lines:

• Health Insurance
• Accidental Death and Dismemberment
• Cancer
• Critical Illness
• Hospital Indemnity - all states except AK, AL, CA, CT, DC, FL, ID, MA, ME, MN, MT, NH, NJ, NY, VA, VT.
• Limited Medical
• Medicare Supplement - all states except AK, AL, CT, DC, FL, GA, HI, MA, ME, MN, NH, NJ, NY, UT, VT.
• Medicare Supplement by American National Life of Texas in CA, DE, IN, MD, MI, OH, OK, PA, UT, & WI.
• Recovery Care (similar to LTCi but for short term)
• Short-Term Limited Medical. All states except NY, NJ & NH.

• Life Insurance
• Final Expense Whole Life - $2,000 to $75,000 Benefits - all states except DC, ME, NH, NJ, NY.
• Term Life - Annual Renewable Term (ART), 10, 15, 20 and 30 years - from $50k - all states except DC, ME, NH, NJ, NY.
• Term Life - Annual Renewable Term (ART), 10, 15, 20 and 30 years - from $50k - all states except DC, ME, NH, NJ, NY.
• Term Life has simplified underwriting. Underwriting goes back to 2-5 years and most often policies issued within a week.

• Worksite
• Accident
• Cancer
• Critical Illness
• Group Term Life
• Limited Medical
• Financial Stability of Standard Life & Accident in 2018
• Net Admitted Assets: $514 Million
• Liabilities: $236 Million
• Capital and Surplus: $278.1 Million
• A.M. Best Rating of A
• Standard Life Agent Login Site

Contract via NAAIP for Standard Life & Accident:

NAAIP has a terrific system to help agents succeeed in this business. Step #1 - Sign up for the NAAIP website. We will help you in move your website up Google and as well as steps you that are need to be a successful 21st Century agent.

Product Overview:

Standard Life focuses on serving individuals and workers in a variety of settings for life, health and ancilliary products.

Standard Life is recognized by top ratings providers, including A.M. Best rating of "A". See state availibility grid below.

• Standard Life Product Portfolio
• Standard Life Worksite Flyer
• Standard Life Health Portfolio
• Standard Life Limited Benefit Plan Brochure
• Standard Life Final Expense Brochure
• Standard Life Final Expense Underwriting Guide
• Standard Life Final Expense Sample Application
• Standard Life Final Expense by State
• Standard Life Lead Program - 2018
• Standard Life All Products Grid

To avoid delays and HIPAA violations, scan your new applications using Standard Life's online system ScanIt.

Standard Life and Accident Insurance
2450 South Shore Blvd Ste 500
League City, TX 77573.