Commissions: Direct from the Insurer
North Dakota Insurance Companies
Contracting and Client Materials
Sell Plans at Walgreens and Walmart!
Contracting Paperwork in NAAIP Back Office.
Sign up and Log in!
Get your own agent website in seconds (with embedded Med Sup quote engine).
Upload contract to your pc, fill out and sign at Hellosign.com. Hellosign is Free.
Click here to open Hellosign.com account
Get Contracted with UnitedHealthcare
United Healthcare / Medicare Solutions - Commissions Schedule for Agents
Agent Commissions: |
||
| All Plans except A, K and L | Ages 65+ | Year 1-6 → $170.00 |
| Plans A, K and L | Ages 65+ | Year 1-6 → $85.00 |
| Advantage Plan | Year 1 → $425.00 |
Year 2-10 → $213.00 |
| Part D Plan | Year 1 → $56.00 |
Year 2-10 → $28.00 |
Rules for Transfering IMO: If no business written in previous 6 months then fill out new contract.
Medicare Advantage/PDP Certification
Agents - Click Here for Certification
The United American Insurance Company was founded in 1947 and has become one of the nation's
most stable
insurance
providers. UA offers Medicare Supplement, Supplemental Health, Life
and Annuity
insurance plans
with guaranteed commission rates. UA Medicare plans also cover certain deductibles, coinsurance and out-of-pocket expenses
not covered by
Medicare Part A and Medicare Part B.
Clients can save money on premium rates with UA's
High dedcutible Plan F.
Get Contracted with United American
United American - Commissions Schedule for Agents
Agent Commissions: |
|||||
| Plans A, B, C, D, F, G and MC48 | Ages 60+ | Year 1 → 16% | Years 2-5 → 16% | Years 6 → 16% | Years 7+ → 16% |
| Plan HDF | Ages 60+ | Year 1 → 16% | Years 2-5 → 16% | Years 6 → 16% | Years 7+ → 16% |
| Plans K, L and N | Ages 65-69 | Year 1 → 24% | Years 2-5 → 24% | Years 6 → 24% | Years 7+ → 7% |
| Ages 70-74 | Year 1 → 19% | Years 2-5 → 19% | Years 6 → 19% | Years 7+ → 7% | |
| Ages 75+ | Year 1 → 14% | Years 2-5 → 14% | Years 6 → 14% | Years 7+ → 7% | |
Get Contracted with Humana
Call (561)440-9245, email david (at) naaip.org, reqest via chat or come
to daily conference call to get the access code for electronic
contracting for the various insurers.
Get Contracted with Mutual of Omaha
Contracting and commission schedule is in your
Naaip back office.
(at recent news on right side)
Sign up to NAAIP and Log in!
Get your own agent website in seconds (with embedded Med Sup quote engine).
Call (561)440-9245, email david (at) naaip.org, reqest via chat or come
to daily conference call to get the access code for electronic
contracting for the various insurers.
Get Contracted with Gerber Life
Gerber Life - Commissions Schedule for Agents
Agent Commissions: |
||
Ages 65-80 |
Years 1-6 → 21%
|
Years 7-10 → 3% |
| Ages 81+ | Years 1-6 → 10.5% | Years 7-10 → 1.5% |
North Dakota - Gerber - Outline of Coverage and Rates
Rules for Transfering IMO | Transfer Request Form
Get Contracted with Sentinel Life
Sentinel Life - Commissions Schedule for Agents
Agent Commissions: |
||
| Ages 65-79 | Years 1-6 → 24% |
Years 7 -10 → 0% |
| Ages 80+ | Years 1-6 → 9% |
Years 7 -10 → 0% |
North Dakota - Sentinel - Outline of Coverage and Rates
Rules for Transfering IMO | Transfer Request Form
Also offering an industry leading final expense policy.
Agent Commissions for Final Expense Policy: |
|||
Age 0-75
|
Year 1 → 115% | Years 2-5 → 10% | Years 6-10 → 4% |
Age 76-80
|
Year 1 → 105% | Years 2-5 → 8%
|
Years 6-10 → 2% |
| Age 81-85 | Year 1 → 85% | Years 2-5 → 6% | Years 6-10 → 1% |
Get Contracted with Forethought Life
Forethought Life - Commissions Schedule for Agents
Agent Commissions: |
||
Ages 65-79
|
Years 1-6 → 22%
|
Years 7-10 →4%
|
Ages 80+
|
Years 1-6→ 11.5%
|
Years 7-10 → 2.5%
|
Forethought - Underwriting Guide
North Dakota - Forethought - Outline of Coverage and Rates
Rules for Transfering IMO | Transfer Request Form
Also offering an industry leading final expense policy.
Agent Commissions for Final Expense Policy: |
||||
Age 50-75
|
Year 1 → 115% | Years 2 → 9% | Years 3-5 → 5.5% | Years 6-10 → .5% |
Age 76-80
|
Year 1 → 92.5% | Years 2 → 9%
|
Years 3-5 → 5.5% | Years 6-10 → .5% |
Get Contracted with Cigna
Complete commission schedule on contract
Agent Commissions: |
||||
| Plan A | All Issue Ages | Years 1-6 → 5% | Years 7-10 → 5% | Years 11+ →2% |
| All Plans except Plan A | Ages < 64 |
Years 1-6 → 5%
|
Years 7-10 → 5% | Years 11+ →2% |
Ages 65-79 |
Years 1-6 → 22%
|
Years 7-10 → 3%
|
Years 11+ →1% | |
| Ages 80+ | Years 1-6 → 11% | Years 7-10 → 2.5% | Years 11+ → 1% | |
North Dakota - Cigna - Outline of Coverage and Rates
Get Contracted with Stonebridge Life
Complete commission schedule on contract
Agent Commissions: |
||
| Ages 65 - 79 | Year 1-6 → 22% | Years 7-10 → 6% |
| Ages 80+ | Year 1-6 → 11% | Years 7-10 → 3% |
North Dakota - Stonebridge - Outline of Coverage and Rates
Also offering an industry leading final expense policy.
Agent Commissions for Final Expense Policy: |
||||
Level Death
|
Year 1 → 115% | Years 2-5 → 6% | Years 6-10 → 4% | Years 11+ → 0.5% |
Death Benefit Rider
|
Year 1 → 92.5% | Years 2-10 → 6.0%
|
Years 11+ → 0.5% | |
| Graded Death Benefit | Year 1 → 105% | Years 2-10 → 6.5% |
Years 11+ → 0.5% | |
Change the way you sell final expense!
Legacy Safeguard agent sales program
Legacy Safeguard University training program
Make more sales and provide a better service with Legacy Safeguard!
Call (561)440-9245, email david (at) naaip.org, reqest via chat or come
to daily conference call to get the access code for electronic
contracting for the various insurers.
Get Contracted with Monumental Life
Monumental Life - Commissions Schedule for Agents
The Monumental Life Final Expense insurance product gives your clients peace of mind by easing
the financial burden left by final expenses. Funeral costs average almost $7,500 these days,
a price tag that doesn't include cemetery fees. This would prove to be a huge strain on
the average household's budget.
Agents will be contracted at the 115% commission level.
Kemper offer final expense as part of their guaranteed-issue whole-life product. Contract through
NAAIP to sell this high-commission, easy-issue plan to clients.
Agents will be contracted at the 55% commission level.
Call (561)440-9245, email david (at) naaip.org, reqest via chat or come
to daily conference call to get the access code for electronic
contracting for the various insurers.
A life insurance organization, rated "A" (Excellent), that has been helping families for over 130 years.
*The final expense product is popular among agents (easily sold over the phone) and clients.
Term insurances of 10, 20 and 30 years.
Whole and universal life products are part of Forester's portfolio.
*In 2010, the average funeral cost is $8,500.
Agents will be contracted at the 105% commission level.
Agent Commissions for Final Expense Policy: |
|||||
Age 50-80
|
Year 1 → 105% | Years 2 → 5.25% | Years 3-5 → 5.25% | Years 6-10 → 3.5% | Years 11+ → 1.2% |
Age 81-85
|
Year 1 → 75% | Years 2 → 5.25%
|
Years 3-5 → 5.25% | Years 6-10 → 3.5% | Years 11+ → 1.2% |
Get Contracted With Foresters
Complete commission schedule on contract
Rules for Transfering IMO: If no business written in previous 6 months then fill out new contract.
Among the lowest rates in the final expense industry (a comparison of 50 carriers - click here)
ING Life Insurance
ING U.S. constitutes the U.S.-based retirement, investment and insurance operations of Netherlands-based ING Group.
Key facts about ING U.S.:
The #4 term life insurance provider in the industry
ING U.S. serves approximately 13 million customers
ING U.S. employs approximately 7,200 people
NAAIP contracts agents for over 30 life and annuity insurers.
Call (561)440-9245, email david (at) naaip.org, reqest via chat or come
to daily conference call to get the access code for electronic
contracting for the various insurers.
Assurant offers, for over 120 years, health care products including major medical, supplemental
and fixed-benefit plans for individuals, families and small employers.
Get Contracted with Assurant Health
Assurant Health - Commissions Schedule for Agents
Agent Commissions: |
||
| Fixed Benefit | 1st Year 1 → 20% | Renewals → 6% |
| Major Medical | 1st Year 1 → 10% | Renewals → 2% |
| Suite Solutions | 1st Year 1 → 35% | Renewals → 13% |
| Accident | 1st Year 1 → 40% | Renewals → 6% |
| Dental & Accident | 1st Year 1 → 35% | Renewals → 6% |
| Cancer, Heart/Stroke | 1st Year 1 → 45% | Renewals → 6% |
» Health Access (Fixed Benefit) Presentation «
» Critical Illness/Term Life Brochure «
» Short Term Medical Brochure «
Example of Your Site
As global travel expands, the requirement for international medical insurance has increased in parallel. IMG provides
a highly competitive product line, consisting of short term plans, long term plans,
individual plans and group plans in
over 180 countries throughout the world. These medical
insurance policies will benefit your product portfolio as an addition to
the current online resources
that you offer.
Get Contracted with IMG
DentalPlans.com has the nation's largest network of dentists and clinics (over 110,000 of them participating), with quality discount dental plans starting at $79.95/year. Agents receive 30% first-year commission and renewals of 10%, as well as a free, personal website for the online enrollment of clients.
Get Contracted with DentalPlans
Example of enrollment web site that agents receive:
Example of Your Site
Affordable Access Plans™ affords agents a host of leading consumer-driven solutions to provide your clients with affordable, high quality healthcare. Customers will receive access to the doctor or hospital services they need at their convenience and will be able to better manage their health.
30.0% level commission (increases to 35% after 5 sales)
Click here to contract (use password: PHONE)