Total Protection Plan
$22.95 per Month for Single Product
$29.95 per Month for Family Product
With the help of Affordable Access Plans, your clients can have access to the phone and e-mail of licensed physicians in the US on demand. The doctor will have access to the EMR (Electronic Medial Report) of the patient for common medical conditions which are non-emanating. All benefits are in compliance with HIPAA guidelines.
It has all the benefits of the following:
LifeEvents Phone Counseling
The turbulent lifestyle of the present day leads to anxiety, despair, tension and other problems for many individuals. With the help of Affordable Access Plans, members can take charge of the challenges they face in life. It also offers extra means by which your clients can improve the quality of their life holistically.
The plan is created to cater to the requirements of members and families of Legal Club. The members of LifeEvents have cost-free access to proponents all through the year who offer them personal appointment services. The advocates of our organization are clinicians with a masters-degree and who have received special training in estimation and deliberation with respect to phone.
Your clients and their families can have toll free access all around the year to health specialist related to an individual’s behavior all through the year. Your calls will be straightaway answered by licensed staff comprised of degree holders. All services will be taken care of with total intimacy.
You along with your family will be provided counseling through the telephone by LifeEvents on matters related to marital, parental-child relation, abuse of drugs, emotional, legal or financial, childcare and problems with the elderly along with numerous personal confrontations or anxiety. You and your family can derive benefit to unrestricted counseling on the telephone for each episode.
Mental Health Services from LifeEvents
The counselor from LifeEvent will carry out the following operations:
Contentment and conclusion
Counselors will oversee the process on time to guarantee a distinguishing characteristic and satisfactory use of services. Counselors will bring the case to a halt only after consultation with the member and the provider that the client has successfully settled the point in question and has finished all the treatment that has been suggested.
Patient Advocacy/ Medical Bill Remediation
Giving faith and providing alternatives. Assisting individuals coping with surplus medical bills. This program supplies a personal mediator who represents the patient, finding the solutions for the residual bills with medical facilities. Patient Advocacy (analysis of medical bill/negotiation) for total bills exceeding $2500 for a single occurrence.
We are very much aware of the fact that importance medical insurance is very much unreachable for many people in the United States. They mail fail to qualify in some instances. In the remaining cases, it’s because of the fact that premiums cannot be simply afforded. For people who find themselves in any one of these situations, we are of the view that policies that are not insured (such as health discount cards) and restricted insured policies (such as restricted benefit or indemnity policies) are a superior option.
We are also of the view that these products lead to a confronting question that has to be answered. What is the consequence of a reduction or repayment not being adequate? Instead leaving people to tackle this situation on their own, a policy called Bill Mediation or Patient Advocacy renders a priceless service when one is faced with this challenging situation.
The various solutions can likely include the following:
When you have insufficient discounts or reimbursements, our services are introduced and focus thoroughly on people and concentrate to find the best solutions for settling their medical bills which have not been taken care of. Because of the fact that we treat each person and their location and provider as a special unification of inconsistencies, we are successful in bringing forth a personalized and complete solution that goes much further than the advantages of the approach of a single size that fits all. We’ll partner with people on every area from Medical and accommodating care qualification to agreements attached with discount and payment policies.
ID Theft & Legal Benefit Plan – Legal Club of America’s Family (LCOA)
The family Protection Plan is supported by The Legal Plan. Legal Club refers to an acknowledged referral service attached with a discount with a network of advocates spread throughout the nation, who give free and discounted legal care to more than one million families. The members can include you, your better half or live-in partner, children below the age of 25 dependent on you and any other dependents staying with you like your grandparent or parent.
Legal Care-Free Legal Services
Given below are nine services that have no charges attached to them:
In some cases, the obligation of the attorney may need plan attorneys to request for an attendant from the member before supplying some Legal Services absolutely free.
Major Discounted Legal Services
Below is a list of eight most popular legal services that are used. Plan Attorneys have decided to attach a one-time major discounted fee to these services.
Court expenses, filing charges and time taken to travel back and forth from any courts are supplementary.
Affordable hourly rate guaranteed
Plan attorneys have agreed to charge at the most $125 for every hour, or 405 of their normal and established hourly rate, whichever is more, for legal care that falls outside the limits of the free and discounted services mentioned above.
You may be asked for a retainer by plan attorneys in case of prolonged legal care. The selected retainer will be estimated by multiplying the total hours, which according to a plan attorney is required for a case to undergo completion, by the discounted hourly rate of the plan. For example 10 hours * $125= a retainer of $1250. You’ll be returned the unused part of the retainer.
Possible fee discounts
The possible fee reduction will be a 10% cut of the maximum rate in the state in question or the normal rate of the attorney, whichever is smaller.
Readiness of tax & Advice
With the Family Protection Policy, you can have an elaborate personal tax benefit. This includes readiness of free tax return and unrestricted, toll-free, tax associated suggestion during the regular business hours. In addition, your client will have admittance to the widely used tax associated schedules, which will be available absolutely free or may have a heavy discount attached to it.
Tax Associated Benefits
Assistance in matters of tax and finance is provided by tax attorneys, financial analysts, CPA’s, past editors and/or Enrolled agents accredited by the IRS. In addition, advice on tax and financial matters is supported by a liability plan worth $ 1 million.
Limit one (1) for each household.
Only for fresh H&R Block clients. A fresh client is an individual who did not make use of the services of H&R Block offices while preparing their return for the previous year. Invalid on federal form 1040EZ and associated forms. Legitimate only at engaging US offices. Nullified if sold, bought or transferred, and where restricted. Offer has to be brought forward before accomplishment of initial tax office interview and should not be unified with any other offer, discount or distinctive promotion or pricing policy. Legitimate only for tax preparation charges for early tax return on personal income.
Solutions for identity theft
Our solution for identity theft which is exclusive, supplies your clients all the parts to get back your identity and avoid cases of identity theft in the future. The entire work that is done for you is carried out by competent paralegals. Our program involves complete participation to the restoration of identity theft.
You can have access all through the year to Identity Theft Restoration Advocates who will supply you restoration services that are elaborate and customized.
Identity Theft Insurance
Your client will receive insurance coverage on identity theft worth up to $ 25,000 endorsed by a nationally approved Insurance Carrier with an AM Best rating of “A”. This plan will assist them to take care of part of the expenses to restore their identity to its former state, which includes the following:
(a) Refilling of applications on loans, allowances or credit tools that are not accepted merely due to a consequence of identity theft case.
(b) Validating affidavits or similar documents, long distance phone calls or postage merely as a consequence of the efforts of the insured to address a case of identity theft and/or change or correct record with respect to the original identity of the insured as a consequence of an identity theft event.
(c) Maximum of six reports from stable credit agencies (with a two report maximum from a single credit agency). This should be dated within one year following the uncovering by the insured of an identity theft case.
Restoration of Stolen Identity
Upon being informed of a stolen identity incident, Privacy Advocates will represent you as a devoted case manager to perform the following operations:
Help for lost or stolen credit card/Restoration services of testimonies
Members will be aided by privacy advocates in case their credit cards are lost or stolen. Privacy Advocates will render the following services:
Supervision of identity
Supervision of identity investigates and oversees the past history which also includes cases of actual time identity duplicity or dangers. This particular service includes the following:
Our identity supervision does a lot more than oversee credit and provides a solution as strong as the one used by the top financial institutions in the nation to avoid cases of stolen identity. Identity supervision makes use of creative technology to find out cases of abuse or a heightened possibility for abuse of a person’ s SSN, name, DOB, phone and address. By developing a sketch of SANAPD identity, this program supervises billions of data every day from different sources like the following:
Because of the fact that identity duplicity normally goes ahead of stolen identity, this kind of intensified or aggressive system is important to minimize the huge and expensive loss inflicted following the theft and manipulation of identity.
Only the members are provided Identity supervision coverage.
Keylogging Defense Program
This program is unique to the nation and supplies a software application that assists to avoid cases of stolen identity.
Keyloggers are viruses that generate on their own and copy your key strokes along with the information that is present as you use the web. This Keylogging Defense System assists in aggressively avoiding cases of stolen identity on the web by encoding every key movement at the level of the keyboard, after which these movements are rerouted straightaway to the client's browser. Our keylogging defense mechanism circumnavigates the multiple communication regions that are generally prone to keylogging offenses that would eventually put your crucial information in jeopardy.
Members, with the help of our keylogging defense system, are able to surf the web, get admittance to important business applications, shop and bank on the internet with the belief that each keystroke is being encrypted and not being transferred to an identity thief who might be waiting.
Financial Education & Credit Counseling
This constituent of the Family Protection Plan supplies you along with your family with customized services of financial and credit counseling all through the year. We give you admittance to counseling and financial education with the help of different methods of delivery, which includes telephone, web tools and live chat meetings.
This financial education is created to supply you along with your family the instruments to come up with superior financial decisions, even if you are renting or purchasing a home, facing debt problems or establishing a trust. Around 1000 experts in financial counseling will provide customized financial counseling and learning.
Given below is am overview of the free services offered by this program:
Free guidance An exhaustive financial evaluation will include an analysis and examination of your household income, costs, estates and accountableness.
Counseling on debt and credit by licensed credit counselors? A credit counselor will need adequate time to exhaustively comprehend and evaluate present subjects of credit and debt. They will perform the following:
"Ask Susan" Online Guidance Sessions
A specialized event to obtain a customized response on matters like loans, credit reporting, financial plans, collections, debt dealing and a lot more. Send your questions by mail and get customized feedback these financial topics as well as others.
Housing Advice Service
Instruments and Articles on the web
For private courses designed to be used at your own speed, brought forward by Visa, that teach the skills needed for the wise management of money.
Affordable Access Plans:
Affordable Access Plans provide personal security and protection plans to guard your clients against identity theft, offer legal advice and guidance on financial issues, as well as providing comprehensive medical packages.
Also Available from Affordable Access Plans:
Doctors on Demand:
» $12.95 per Month for Single Plan
» $15.95 per Month for Family Plan
Family Protection Plan:
» $19.95/Month for Single Plan
» $24.95/Month for Family Plan
Senior Protection Plan:
» $19.95/Month for Single Plan
» $24.95/Month for Couple's Plan
Identity Theft and Legal Plan:
* The information provided is intended for licensed insurance agents only. It is not intended for the purpose of advertising the insurance products to the general public. Certain exclusions may apply. Plans offered by insurer. All products not available in all areas. Not affiliated with the United States Government or the Federal Medicare Program.
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