Based in Indiana, the Golden Rule Insurance Company was established over 65 years ago and went from strength to strength until in 2003 it became a part of the nation's largest insurer, UnitedHealthcare.
Among Golden Rule's achievements, they pioneered the first Medical Savings Account (MSA) in 1993 and are industry leading providers of Health Savings Account policies (HSAs). The popular UnitedHealthOne by Golden Rule Individual Health Insurance plan provides quality coverage to fit the needs of most budgets.
34 ACA states expected to be on exchange: AL, AR, AZ, CA, CO, CT, FL, GA, IA, IL, IN, KS, KY, LA, MD, MA, MI, MS, MO, NE, NJ, NY, NV, NC, OK, OH, PA, RI, SC, TN, TX, VA, WA and WI.
28 ACA states expected to be off exchange: AL, AR, AZ, CO, CT, FL, GA, IL, IN, IA, KS, KY, LA, MI, MO, MS, NJ, NY, NC, OH, OK, PA, SC, TN, TX, UT, VA and WI.
ACA states on and off exchange: AL, AR, AZ, CO, CT, FL, GA, IL, IN, KS, KY, LA, MI, MO, MO, MS, NJ, NY, NC, OH, OK, PA, SC, TN, TX, VA and WI. Map below is from 2012.
Agents contracting with UnitedHealthOne by Golden Rule Individual Health Insurance through NAAIP get more. Agents who go directly through the company receive 10% commission, whereas NAAIP offers 12% for the first year and an extra 3% per year thereafter.
Agents who go to other marketing companies can expect to assign their commissions to the marketing company. Hopefully you'll get paid. With NAAIP you get paid directly by UHC/Golden Rule, eliminating the middle-man.
The Golden Rule Insurance Company carries an “A” (Excellent) rating by A.M. Best and a Standard & Poor's “A+” (Strong) rating as a good indication of their financial stability. Agents should contract through NAAIP to benefit from these dependable and popular plans.
Important: After contracting, please go to Banners & Hyperlinks in your NAAIP Back Office and change the hyperlink from the banner to your enrollment url.
Rules for transferring to NAAIP »
1. Agents direct with UHOne/Goldenrule - 6 months with 2 or less sales - only you need to fill out, sign and send back change form. No new contract needed.
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* The information provided is intended for licensed insurance agents only. It is not intended for the purpose of advertising the insurance products to the general public. Certain exclusions may apply. Plans offered by insurer. All products not available in all areas. Not affiliated with the United States Government or the Federal Medicare Program.
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